< Back to Social Security Administration

How to update SSA direct deposit info? What do I need?

Hey everyone, I need to update my banking info for direct deposit with SSA. Anyone know what I need to have ready when I call? I'm worried about messing this up and delaying my payments.

Emma Taylor

I just did this last month! Make sure you have your new bank's routing number and account number ready. They'll probably ask for a recent bank statement or voided check too. It's pretty straightforward, don't stress!

0 coins

-

Javier Garcia

Thanks so much! Did they ask for anything else? How long did it take for the change to go through?

0 coins

-

2M

Emma Taylor

No problem! They just asked for my SSN and some basic identity verification stuff. The change went through in about 5-7 business days for me. Good luck!

0 coins

-

2M

Malik Robinson

5-7 days? Luckyy. Mine took like 3 weeks πŸ™„

0 coins

-

2M

Isabella Silva

Ugh, good luck getting through to anyone at SSA. I've been trying for weeks and can never get past the hold music. 🎢😫

0 coins

-

Ravi Choudhury

I feel ya. It's like trying to win the lottery just to talk to a human these days.

0 coins

-

2M

CosmosCaptain

Pro tip: I found a way to get someone on the phone fast. Used this site called claimyr.com - it's a calling tool that dials the menu, stays on hold, and then connects you when a live agent picks up. Costs $20 but totally worth it for me. Check out this video: https://youtu.be/Z-BRbJw3puU

0 coins

-

2M

Freya Johansen

Wait, seriously? $20 to skip the hold? Sounds too good to be true...

0 coins

-

2M

CosmosCaptain

I know it sounds sketchy, but I swear it worked for me. Saved me hours of frustration. Just sharing what helped me out!

0 coins

-

2M

Omar Fawzi

Make sure you triple check those numbers before you give them to SSA! I transposed two digits in my account number and it was a NIGHTMARE to fix. Took almost 2 months to sort out. 😱

0 coins

-

Chloe Wilson

Anyone know if you can do this online instead of calling? The SSA website is so confusing, I can never find what I'm looking for.

0 coins

-

Diego Mendoza

Last I checked, you gotta call for this one. They're still living in the stone age with some of their processes πŸ¦•

0 coins

-

2M

Anastasia Romanov

Yep, calling is the only way. Wish they'd update their system already!

0 coins

-

2M

StellarSurfer

Here's a detailed guide for updating your direct deposit info with SSA: 1. Gather necessary documents: - New bank account number - Bank routing number - Recent bank statement or voided check - Your Social Security number - A valid form of ID 2. Call SSA at 1-800-772-1213 (TTY 1-800-325-0778) - Best times to call: Wednesday-Friday, early morning or late afternoon 3. Navigate the automated system: - Press '1' for English - Then press '3' for other services - Finally, press '3' again to report a change 4. Verify your identity with the agent 5. Provide your new banking information 6. Ask for a confirmation number and estimated processing time 7. Follow up if you don't see the change within 30 days Remember, SSA will never call you unsolicited to ask for this info. Always initiate contact yourself to avoid scams! Hope this helps, good luck!

0 coins

-

Javier Garcia

Wow, thank you so much for this detailed guide! This is exactly what I needed. You're a lifesaver! πŸ™

0 coins

-

2M

Sean Kelly

Great info! Might want to add that sometimes they ask for your most recent benefit amount too, just as an extra verification step.

0 coins

-

2M

Zara Malik

This should be pinned to the top of the subreddit tbh

0 coins

-

2M

Luca Greco

am i the only 1 who thinks its crazy we still have to call for this stuff? its 2023 ffs, let me update my bank online already πŸ™„

0 coins

-

Nia Thompson

Preach! πŸ™Œ The whole system needs a major overhaul.

0 coins

-

2M

Mateo Rodriguez

Quick question - does anyone know if changing banks affects when you receive your payment? Like, will it delay things for a month or something?

0 coins

-

Aisha Hussain

In my experience, if you do it early enough in the month, it shouldn't affect your next payment. But if you're cutting it close to your usual deposit date, it might push it back a bit. Better to do it right after a payment to be safe!

0 coins

-

2M