How long does Social Security take to process direct deposit changes between different banks for SSDI?

i changed mine last yr and it took about 3 weeks. my payment did skip a month tho, they ended up sending a paper check to my address instead that one time. make sure ur address is updated too

In my experience working with clients, direct deposit changes at SSA typically take 1-2 payment cycles to fully process. The system needs to verify the new account information and run it through their validation process. Here's what usually happens: 1. First payment cycle after your request: SSA may still deposit to the old account OR issue a paper check 2. Second payment cycle: Payment should go to the new account I recommend keeping both accounts open during the transition if possible. Also, if you submitted through MySocialSecurity, the change is definitely in their system - that's the most reliable method to make this change. Calling probably won't speed it up, but can confirm they received it.

When I changed mine from Chase to Wells Fargo it happened the very next payment with no issues. But my sister changed hers and it took two months!! She had to get emergency payments while they figured it out. The SSA is so inconsistent it's maddening.

Since you mentioned your old account is already closed, this is important: if SSA attempts to deposit to a closed account, the payment will bounce back to them. When this happens, they automatically issue a paper check to your address on file. This usually adds 5-7 days to receive your payment. If your payment date is coming up quickly, I'd recommend calling SSA directly to verify they have your current address and to confirm the status of your direct deposit change. Yes, their phone lines are frustrating, but this is a situation where speaking to someone could prevent bigger problems.

I had a nightmare trying to get through to SSA by phone for a direct deposit issue last month. After trying for days and getting disconnected every time, I found this service called Claimyr that got me connected to a real SSA agent in about 20 minutes instead of hours. Was totally worth it for peace of mind. You can see how it works at https://youtu.be/Z-BRbJw3puU or just go to claimyr.com. Saved me so much frustration with the endless busy signals and disconnects.

SSA is TERRIBLE with technology!!!! my husband waited 3 MONTHS for his direct deposit change and we had to go to the local office TWICE to fix it!!! then they said it was our bank's fault but it wasn't!!!! don't trust the online system!!!

After reading through the comments, I'd recommend a few steps: 1. Use Claimyr or try calling early in the morning (right when they open at 8am local time) to reach an agent 2. Verify both your new direct deposit info AND your current mailing address 3. Ask specifically if your upcoming payment has already been processed for the old account 4. If it has, request they note your file that your old account is closed 5. Get the agent's name and extension if possible Changes should take 7-10 business days in the system, but as others have noted, if a payment is already in process, it may still go to the old account. The 1-2 payment cycles mentioned is a worst-case scenario.

If ur worried about missing a payment u should go to the local office!!! Calling is useless half the time. I went in person and they fixed my direct deposit while I was sitting there and the lady showed me on her computer that it was updated. Took like 25 mins total including waiting. Just bring ID and know ur social security number.

Any update? Did you get through to anyone? I'm curious because I need to change mine soon too and now I'm nervous about it after reading everyone's experiences.