Can't reach Social Security Administration? Claimyr connects you to a live SSA agent in minutes.
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Using Claimyr will:
- Connect you to a human agent at the SSA
- Skip the long phone menu
- Call the correct department
- Redial until on hold
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- Give you free callbacks if the SSA drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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wait so can someone explain if the income cap is different from the tax cap? Do you stop paying SS tax after a certain income? sorry im confused
They're actually the same thing. The income cap (officially called the contribution and benefit base) is $175,500 for 2025. This means: 1. You only pay Social Security taxes on income up to this amount 2. Only income up to this amount counts toward your future benefit calculation So once you earn more than $175,500 in a year, you stop paying the 6.2% Social Security portion of FICA taxes (though you still pay the 1.45% Medicare portion, which has no cap).
Thanks everyone for the helpful information! Based on all your advice, I'm going to recommend my wife go ahead with the equipment purchase before year-end. Seems like there's really no Social Security advantage to reporting income above the $175,500 cap, and the immediate tax savings will definitely outweigh any potential SS benefit.
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I think it depends on your local office tbh. Some are better than others. I've had to deal with SSA for my dad's benefits and everything was a mess. But then when I applied for my own retirement benefits it was super smooth. One thing no one's mentioned yet - if you can't find the originals but have copies, sometimes they'll accept those if they can verify the information in their system. Worth asking about!
Update: I finally got through to someone at SSA using that Claimyr service someone recommended. The agent checked my record and said they can see my husband's death is recorded in their system, but they'll still need me to bring the original marriage certificate to verify our relationship. At least I only need to track down one document instead of all of them! Thanks everyone for your help and advice.
That's great news! Glad you were able to get a clear answer. Just remember to bring your own identification as well (driver's license, etc.) when you go to your appointment. And make sure to arrive early - some offices are still understaffed and lines can be long.
glad it worked out! good luck with everything
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Regarding your question about working while receiving benefits: If you're earning significantly more than the earnings limit ($22,560 in 2025), you might want to consider waiting. However, there's something important to understand about the earnings test. Any benefits withheld because of your earnings aren't truly "lost" - when you reach FRA, SSA will recalculate your benefit amount to credit you for the months when benefits were withheld. To make the best decision, you should calculate: 1. How much your survivor benefit would be at 60 (SSA can tell you this) 2. How much would be withheld based on your expected earnings 3. How much your own retirement benefit will be at FRA Sometimes it still makes financial sense to claim early even with the earnings test, especially since your own benefit continues to grow separately.
I had no idea they would recalculate at FRA for the withheld benefits! That changes things. I need to make an appointment with SSA to get the exact benefit amounts so I can do the math. Thank you for this detailed explanation!
I'm in a similar boat but I'm already 63. My ex died and I was going to claim his benefits but the SS office said mine would be higher soon anyway so it wasn't worth the hassle for me. Every situation is different tho!
This is why it's so important to get the actual numbers! My sister thought the same thing but turns out she could get an extra $400/month for 5 years by taking survivors first. That's $24,000 she would have left on the table!
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After struggling with this exact decision, I consulted with a financial planner who specializes in Social Security strategies. The most eye-opening part was running a simulation that showed how the decision impacts total household benefits through both of our lifetimes, not just my individual break-even point. For couples, it's really a household income strategy, not an individual one. Money well spent for personalized advice!
That's a really good point. I've been thinking about this mostly from my own perspective, but it really is a household decision that affects our combined income for potentially decades. Did the financial planner charge a lot for this analysis? I might look into finding someone who specializes in Social Security strategies.
The whole system is DESIGNED to confuse us!!! My uncle waited till 70 to claim and got exactly TWO CHECKS before he passed. Meanwhile the SSA building in my town just got renovated with fancy new furniture. Tell me where all our money is REALLY going!!?
I understand the frustration. It feels like a gamble no matter what we choose. Sorry about your uncle - that's exactly the scenario I'm trying to avoid. The system definitely feels opaque sometimes, which makes these decisions even harder.
NeonNova
My neighbor said her daughter had to call the SS office like 20 times before they even looked at her application last month. Something about them being super understaffed right now???
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Andre Laurent
yes thats true!! my niece works for SSA (not in benefits dept) and says theyre extremely short staffed right now with a hiring freeze! but calling over and over doesnt help, it just clogs the system more
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