Can't reach Social Security Administration? Claimyr connects you to a live SSA agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the SSA
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the SSA drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
The WHOLE SYSTEM is designed to pay you LESS than you deserve!!! I've been fighting with them for 2 YEARS about my benefit calculation and they keep giving me the runaround. They're HOPING you won't notice or follow up so they can keep underpaying you. DOCUMENT EVERYTHING and keep calling until they fix it!!!
While I understand your frustration, this specific situation is actually a normal part of SSA's annual processing cycle. They're not intentionally underpaying - they simply can't include earnings that haven't been reported and processed yet. The system is designed to automatically adjust benefits once those earnings are processed, typically in the latter part of the following year.
Just want to add another perspective - I'm a retired federal employee who dealt with this same issue. The timing can vary slightly depending on how your employer submits their W-2 data to SSA. Large employers typically submit electronically earlier in the year, while smaller companies might take longer. If you're really concerned about the timeline, you can also check your online Social Security account (my.ssa.gov) periodically to see when your 2024 earnings appear in your record. Once they show up there, the benefit recalculation usually happens within 30-60 days. Also worth noting - if your 2024 earnings are significantly higher than your previous years, the increase in your monthly benefit could be quite substantial since it's calculated over your lifetime. Good luck!
That's really helpful advice about checking my.ssa.gov to monitor when the 2024 earnings appear! I didn't realize I could track the progress that way. Since I worked for a mid-size company that usually handles things pretty efficiently, hopefully they submitted everything on time. I'll definitely keep an eye on my online account - that seems like a much better approach than trying to call and wait on hold for hours. Thanks for the tip about the 30-60 day timeframe after earnings appear too!
Join the conversation
Mine was late too but just showed up. I bet they're doing some kind of verification process. Last time this happened to me (about 2 years ago), I called and they said something about random verification checks on direct deposits. Just government bureaucracy doing its thing, I guess. Glad yours finally arrived!
yeah they should TELL US when theyre going to be late!!! gave me a heart attack!!!
I'm new to Social Security benefits and this thread is making me nervous about what to expect! I just started receiving my first payments last month on the 2nd Wednesday schedule. Should I be worried that this kind of delay might happen regularly? Is there any way to get notified in advance when SSA is doing system upgrades or processing delays? I'd rather know ahead of time than have a panic attack when my rent money doesn't show up on schedule like you all experienced.
Welcome to the SSA benefits world! Don't worry too much - these delays are pretty rare. In my experience over the past few years, maybe 2-3 times per year max. The frustrating part is SSA doesn't really have a great notification system for these delays. Your best bet is to check their main website occasionally (ssa.gov) as they sometimes post notices about system maintenance. Also, I'd recommend keeping a small buffer in your account if possible since the "early" deposits aren't guaranteed - they're just a nice bonus most banks provide. The official payment date is what matters, and that's almost always reliable.
Join the conversation
Thanks everyone for the responses. I'm going to try to get through to an agent to check on my application status. It sounds like the wait time is normal but I want to make sure they don't need any additional documents from me. I'll update when I know more!
Good idea. When you do speak with them, ask specifically if your application is "pending development" or just in the normal processing queue. "Pending development" means they need additional information or documentation.
I went through this exact same situation last year! Filed in September at my FRA, didn't get my first payment until December 20th (3rd Wednesday). The "in process" status is totally normal - mine showed that for about 6 weeks with zero updates. One tip: if you do call SSA, ask them to confirm your direct deposit information is correct in their system. My neighbor had his application approved but his first payment was delayed because they had an old bank account number on file. Also, keep checking your MySocialSecurity account - sometimes the status updates overnight without any notification. The waiting is the worst part, but it sounds like you're right on track for a December payment!
That's really reassuring to hear from someone who went through the exact same timeline! I'll definitely double-check my direct deposit info when I call - that's a great tip about the old bank account causing delays. It's good to know that 6 weeks of "in process" status is normal. I keep refreshing my MySocialSecurity account hoping to see some change, but I'll try to be more patient. Thanks for sharing your experience!
Join the conversation
I was able to get through to SSA finally! The agent confirmed I'll only get 6 months of retroactive benefits, so I've definitely lost some money by waiting. But at least I'm getting it sorted now. The agent mentioned my benefit amount is a bit higher than it would have been at exactly 70 due to my extra work years, just like someone mentioned here. Still mad at myself for not knowing about this sooner though!
glad u got through! better late than never right?? at least ur getting those 6 months back
Great to hear you got through and are getting it sorted out! Don't beat yourself up too much - this is unfortunately a very common mistake because SSA doesn't do a good job of informing people about the rules around age 70. At least you caught it relatively quickly compared to some horror stories I've heard. The silver lining about your higher benefit amount from the extra work years is nice too. Make sure to keep an eye on when your first payment arrives - sometimes there can be processing delays even after you've applied.
Diego Flores
Thanks everyone for all the helpful information! I'm going to call SSA directly to confirm everything before making my decision. I'll definitely keep careful records of all my business expenses if I go the 1099 route, and make sure to set aside money for quarterly taxes. It seems like self-employment might actually work better for me since I can deduct legitimate business expenses from my countable income. I really appreciate all your insights!
0 coins
Anastasia Kozlov
•Good plan! One more tip: When you call SSA, ask them about how to submit earnings estimates for the year. They have a form for this, and it helps them adjust your benefits proactively rather than discovering an overpayment later. Also ask them to document your call in your file - that can help protect you if there are questions later about whether you properly reported your work activity.
0 coins
Keisha Taylor
•That's smart to call SSA directly! Just be prepared for long wait times - I've found that calling right when they open at 7am local time usually gets you through faster. Also, if you do switch to 1099 work, consider opening a separate business checking account to keep your contractor income and expenses clearly separated. It makes tax time much easier and gives you better documentation if SSA ever questions your net earnings calculation.
0 coins
Jasmine Hernandez
One thing to keep in mind is that as a 1099 contractor, you'll also want to track your business mileage, equipment purchases, and any training or certification costs - these are all legitimate business expenses that can reduce your net earnings for SSA purposes. I switched from W-2 to contractor work a few years ago and was surprised how much my deductible expenses added up. Just make sure everything is truly business-related and keep receipts for everything. The IRS and SSA both want proper documentation if they ever audit your returns.
0 coins
Diego Ramirez
•This is really helpful advice! I hadn't thought about tracking mileage and equipment costs. Since I'd be doing healthcare work as a contractor, I'm guessing things like my stethoscope, scrubs, continuing education courses, and travel between client locations would all count as business expenses? It sounds like the tax benefits of being able to deduct these expenses might actually make the 1099 route more financially beneficial overall, even with having to pay the extra self-employment taxes.
0 coins
Connor Murphy
•Yes, exactly! Those are all legitimate business deductions for healthcare contractors. Don't forget about professional liability insurance premiums, phone/internet costs if you use them for work, and even a portion of your home office space if you do administrative work there. I'd recommend getting QuickBooks Self-Employed or similar software to track everything automatically - it makes quarterly tax prep so much easier and ensures you don't miss any deductions that could lower your countable SSA income.
0 coins