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Same thing happened to me last month! Mine was delayed by 3 days and I was panicking about bills. Turned out there was a processing backlog they didn't announce until people started complaining on social media. The good news is that once it shows "issued" on your dashboard, the money is definitely coming - it's just stuck somewhere in the system. I know it's stressful when you're counting on it, but try not to worry too much. Have you tried calling the Money Network customer service line? Sometimes they can see pending deposits before they actually hit your account.
If it's chime for cash app and you just set it up they might have flagged your account like mine was and you won't be able to get it they might have mailed you a check like me
Wait, they can just randomly flag your account and mail a check instead? That's terrifying! How long did it take for the check to arrive? I'm using the Money Network card that came with my UC setup, not Chime or Cash App, so hopefully that's different. But now I'm worried they might have done something similar to my account since the payment shows issued but nothing's there.
I went through something similar last year and successfully appealed! The key is to frame your freelance work as truly temporary and minimal while you conduct an active job search. Here's what helped me win my appeal: 1. I brought a detailed log of my job search activities (applications, interviews, networking events) showing I was spending 30+ hours per week looking for full-time employment 2. I documented that my freelance work was only 10-15 hours per week and stressed it was just to avoid defaulting on bills 3. I emphasized that I was actively seeking to return to W2 employment and viewed the freelance work as a temporary bridge The hearing officer was particularly interested in the fact that I was turning down additional freelance opportunities to focus on my job search. I also brought my old employment contract and pay stubs to show the huge income gap between my previous job and current freelance earnings. It took about 6 weeks to get the decision, but they reversed the ineligibility and I was able to continue receiving partial benefits. The appeals process is definitely worth it - don't give up! Make sure to file within the 15-day window and gather as much documentation as possible about your job search efforts.
This is really encouraging to hear! I'm definitely going to file my appeal within the deadline. Your approach of documenting the job search activities and emphasizing the temporary nature of freelance work makes a lot of sense. I've been keeping track of my applications but I should probably be more detailed about the hours I'm spending on job searching versus freelance work. Did you have to bring actual contracts or invoices from your freelance clients to show the limited scope of work? I want to make sure I have all the right documentation ready for my hearing.
Yes, I brought copies of my freelance contracts and invoices to show exactly how limited the work was. Having that documentation really helped demonstrate that I wasn't running a full business - just doing occasional project work. I also included emails where I had declined additional freelance opportunities because I was prioritizing my job search. The appeals examiner seemed impressed that I was actively limiting my freelance work to focus on finding permanent employment. Make sure to organize everything chronologically and highlight the dates to show your job search timeline versus freelance work dates. Good luck with your appeal!
I'm dealing with a similar situation right now and this thread has been super helpful! I was working as a graphic designer for 8 years before getting laid off in December. Started doing some freelance logo design work in February (maybe 12-15 hours a week) and reported my first $300 payment to UC. Got the same "ineligible due to self-employment" determination. What really bothers me is that I'm making about 20% of what I used to earn, but they're treating it like I have a full-time business. I'm spending way more time applying for regular jobs than doing freelance work, but apparently that doesn't matter to them. I'm going to follow the advice here and appeal with documentation of my job search activities. Has anyone had success arguing that their freelance work is in the same field as their previous employment and is just a way to maintain skills while job hunting? I'm wondering if that angle might help since I'm not branching out into a completely new business area. Thanks everyone for sharing your experiences - it's frustrating but at least I know I'm not alone in dealing with this confusing system!
That's actually a really good angle to pursue! I think arguing that your freelance work is skills maintenance in your field while job searching could definitely strengthen your appeal. You could frame it as staying current with industry trends and keeping your portfolio updated rather than starting a new business venture. Make sure to emphasize that you're using the freelance work to demonstrate continued expertise to potential employers - like being able to show recent work samples in interviews. Document any job applications where you specifically mentioned recent freelance projects as evidence of your current skills. The more you can tie the freelance work back to your job search strategy rather than business development, the better your chances. Also keep detailed records of time spent - if you're doing 12-15 hours of freelance versus 30+ hours of job searching, that ratio really supports your case that seeking permanent employment is your primary focus. Good luck with your appeal!
I swear the PA UC website is designed to lock people out on purpose to reduce claims!!! Been dealing with this system for 2 years and its ALWAYS something!! Account lockouts PIN problems website crashes!!! Then you cant reach anyone to help fix it!!! The whole system is designed to make people give up!!!
While the system certainly has its flaws, these issues are typically due to outdated infrastructure rather than intentional obstacles. The UC system was built decades ago and struggles with the volume of claims it processes. They are currently working on a modernization project scheduled to be completed by mid-2025 that should address many of these technical issues.
I've been using PA UC for about 6 months now and I've noticed the payment timing is pretty consistent - Sunday filers get paid Wednesday, Monday filers get paid Thursday. The only exception I've seen is during holiday weeks when everything shifts by a day. As for the lockouts, I had this happen twice and both times it was after I tried logging in from my phone after usually using my computer. Seems like the system flags "unusual" login patterns. Now I always use the same device and haven't had issues since. Hope your payment comes through on time!
This is such a relief to read! I was about to post almost the exact same question because I started getting these ReliaCard texts last week too after not collecting UC since early 2022. Mine also show $0 balance but I was worried someone might be trying to access my account. Reading through all the responses here, especially Mateo's update that it was just a system glitch from an update, makes me feel so much better. I'm definitely going to call ReliaCard tomorrow to get removed from their text notifications too. Thanks for posting this - you probably helped a lot of people who are dealing with the same thing!
You're so welcome! I was really worried when it first started happening, but this community is amazing for helping each other figure out these confusing PA UC issues. Definitely call ReliaCard - their customer service was actually pretty helpful and quick about removing the notifications. It's such a relief knowing it's just a system glitch and not something more serious!
Evelyn Rivera
One thing to keep in mind - if this is your first payment after identity verification, sometimes there's an additional 24-48 hour delay while they do a final review of your banking info. I had the same situation where my payment date showed up but it took an extra day or two for the first deposit. After that though, all my payments have been pretty consistent with the 1-2 business day timeline everyone mentioned. Also make sure your bank account info in the portal matches exactly what's on your bank statements (routing number, account number) - even a small typo can cause delays.
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Daniela Rossi
•That's really good to know about the extra delay for first payments after identity verification! I'll double-check my banking info in the portal to make sure everything matches exactly. It sounds like once you get past that first payment, things should run more smoothly. Thanks for the heads up about the final review process - that makes me feel better about potentially waiting a bit longer for this first one.
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Saleem Vaziri
I've been through this exact situation! After my identity verification cleared, my first payment took about 4 business days to hit my account even though the payment date showed up right away. The subsequent payments have been much faster - usually 1-2 business days like everyone else mentioned. Since you're with PNC, that should help since they're pretty quick with processing ACH transfers. Just be patient with this first one since there's often that extra verification step happening in the background. Once you get into a rhythm with your weekly filings, you'll know exactly when to expect your deposits each week.
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Naila Gordon
•That's really reassuring to hear from someone who went through the exact same thing! Four business days for the first payment doesn't sound too bad, especially knowing it gets faster after that. I'm glad I went with direct deposit to PNC instead of dealing with those debit card issues people mentioned earlier. I'll try to be patient with this first payment and focus on getting into that weekly filing routine. Thanks for sharing your experience - it really helps to know what to expect!
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