PA UC Direct Deposit Switch Timeline - How Long Before It Takes Effect?
Just updated my payment method from Money Network card to direct deposit on my PA UC portal. Anyone know how long before the switch actually happens? My next weekly claim is due on Sunday, and I'm wondering if that payment will go to my bank account or if I'll still get it on the Money Network card. Tried calling UC but (shocker) couldn't get through. Any experience with this?
24 comments


Miguel Diaz
I just went through this last month! It took exactly 3 business days for my direct deposit to kick in. They tell you 7-10 days but it's usually faster. Just make sure you didn't make any typos in your account/routing numbers or you'll be waiting forever.
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Ava Rodriguez
•Thanks! Did your payment get delayed at all during the switch? I'm worried about a gap between payments since rent is due next week.
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Zainab Ahmed
Direct deposit for PA UC usually takes 5-7 business days to process after you update your banking information. If your next weekly claim is on Sunday, it will likely still go to your Money Network card. The payment after that should go to your bank account. The UC system basically needs a full processing cycle to implement the change.
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Connor Gallagher
•this is right i switched mine in jan and it took bout a week before it went to my bank instead of the card and they sent me a email when it was done
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AstroAlpha
DONT TRUST THE TIMELINE THEY TELL YOU!!! took me THREE WEEKS to get my direct deposit working!!! and when i called they kept saying it was "processing" but nobody could tell me why it was taking so long!! THE SYSTEM IS BROKEN!!!
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Yara Khoury
•While most direct deposit changes process within 7-10 business days, there are occasionally delays, especially if there was an issue with your banking information. Did you double-check your routing and account numbers were entered correctly? Sometimes banks also have verification processes on their end that can cause delays.
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Keisha Taylor
If you're in a rush to talk to someone about this, I found this service called Claimyr that helped me get through to an actual PA UC agent last week when I had issues with my payment method. Basically connects you to a rep without the endless busy signals. Not cheap but saved me days of frustration. Check the demo video: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2 or their site claimyr.com if you're desperate.
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Ava Rodriguez
•This actually looks really helpful! How long did you wait before you got through to someone? Wondering if it's worth trying since I need to know about this payment coming up.
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Keisha Taylor
•I got through in about 20 minutes. Way better than the days I spent trying before. They just call you back when they have a rep on the line. The agent told me exactly when my direct deposit would start and confirmed everything was set up correctly.
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Paolo Longo
Just want to add my experience, i switched to direct deposit two months ago and my next payment still went to my money network card, and then the one after that went to my bank. so from what i understand there's kind of like a one payment delay before the change happens.
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Connor Gallagher
•same here too
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Yara Khoury
Based on the PA UC system processing timeline, here's what typically happens: 1. You submit direct deposit information 2. The system takes 5-7 business days to verify and process the change 3. Any claims filed during that processing period still go to your old payment method (Money Network card) 4. Claims filed after the change is processed will go to your new direct deposit If you updated your information this week and file on Sunday, that payment will likely still go to your Money Network card. Keep your card active until you confirm direct deposit is working. Also, check your dashboard for a confirmation message that the change was processed.
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Ava Rodriguez
•This is super helpful, thank you! So sounds like I should plan on accessing my Money Network card for at least one more payment cycle. Good to know!
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Connor Gallagher
i had this same question last year! my first payment after i changed it still went to the card then all the rest went to my bank. just make sure u double check all ur numbers r right
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Miguel Diaz
Also make sure your direct deposit acct isn't a prepaid card or those apps like Chime sometimes. My roommate had issues because PA UC didn't like his online bank for some reason. They're picky about where they send the money!
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AstroAlpha
•This is EXACTLY what happened to me!!! They rejected my Varo account and NEVER TOLD ME why my direct deposit wasn't working!!! Had to switch to a regular bank account!!!
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Paolo Longo
This reminds me of when i tried to switch from direct deposit back to the money network card last year cuz my bank account got hacked. took forever! but completely different situation from yours lol. anyways good luck hope it goes through quick for you!
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Zainab Ahmed
One additional tip: Print or screenshot the confirmation page when you update your direct deposit information. PA UC sometimes has system glitches where changes don't save properly. Having proof of your submission can help if there's a dispute later about when you requested the change.
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Ava Rodriguez
•Great advice - just took a screenshot of my confirmation page. Wish I'd thought of that earlier!
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Hailey O'Leary
Just went through this exact situation last month! Updated my direct deposit on a Tuesday, filed my weekly claim that Sunday, and it still went to the Money Network card. The following week's payment was when it switched to my bank account. So yeah, expect at least one more payment to go to your card while the system processes the change. Also, keep checking your UC dashboard - they usually update it with a message confirming when the direct deposit change is active. Don't throw away that Money Network card until you're 100% sure the switch worked!
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Genevieve Cavalier
•This is really reassuring to hear! I was getting stressed about the timing but sounds like one more payment on the card is totally normal. Did you get any kind of email notification when the direct deposit finally kicked in, or did you just notice when the next payment hit your bank account?
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Zoe Alexopoulos
I'm actually going through this switch right now too! Updated my direct deposit info on Wednesday and have been checking my UC dashboard obsessively lol. Based on what everyone's saying here, sounds like I should expect my Sunday payment to still go to the Money Network card and then hopefully the following week it'll hit my bank account. Really helpful to see so many people confirming the one payment delay - makes me feel less anxious about the timing. Thanks for posting this question, saved me from calling and getting nowhere!
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Shelby Bauman
•Same boat here! I actually just switched mine yesterday and was panicking about the timeline. This thread has been so helpful - definitely seems like the one payment delay is standard. At least we know what to expect now instead of wondering if something went wrong when Sunday's payment hits the card instead of our bank accounts. Good luck with your switch!
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Sebastián Stevens
I switched from Money Network to direct deposit about 6 weeks ago and can confirm what most people here are saying - there's definitely a one payment delay. Updated my info on a Thursday, filed my weekly claim that Sunday, and that payment still went to the Money Network card. The next week's payment was the first one to hit my bank account directly. The whole process took about 6 business days from when I submitted the change to when I saw the confirmation message on my UC dashboard. Just keep your Money Network card handy for at least one more payment cycle and you should be good to go!
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