NY unemployment direct deposit keeps rejecting my valid routing number

Have you tried calling your bank to make sure your routing number hasnt changed? Some banks updated their routing numbers recently. I had this same issue in August and turns out my bank changed their routing number and didnt bother to tell anyone 🙄

After 2 months of trying to fix my direct deposit problems, I finally found a service called Claimyr (claimyr.com) that got me connected with a live agent who fixed everything in minutes! Talking to the agent directly was what I needed - they manually updated my banking info and my payments started flowing within 48 hours. Best decision I made after wasting so much time with the online system. They have a cool explainer video too: https://youtu.be/Rdqa1gKtxuE

Its DEFINITELY a system glitch on their end. The NY unemployment website has been a dumpster fire since they updated it last spring. Try entering ur routing number WITHOUT the leading zero if there is one. Thats what worked for me.

have you tried using a different browser? the site is garbage on chrome but works better on firefox or edge for me

Sometimes the issue isn't actually the routing number but the account number format. Some banks include the check digit in the account number and some dont. Try adding or removing the last digit of your account number.

ok so this is gonna sound weird but try typing the numbers REALLY SLOWLY. I swear the system has some kind of timing issue. When I entered my info super slow with like 2 seconds between each number it finally went through.

The NY unemployment system is COMPLETE TRASH. I literally had the exact same problem in October. Ended up having to take the stupid debit card option and then just transfer the money to my bank manually each time which takes 3-4 business days. Such a waste of time.

I went thru this exact hell a few months ago. The system would accept my routing number if I called in to the automated phone system, but rejected the same number on the website. Try setting it up by phone instead of online.

Look at your bank statement or check. Sometimes the routing number printed on checks is different from the one used for direct deposits/ACH transfers.

This happened to me and turns out my bank (TD) had different routing numbers for different regions. Had to use the specific NY regional routing number even though my account was originally opened in CT.

I was in the same boat for weeks! I FINALLY got through to someone on the phone after trying for FOREVER and they told me there was a flag on my account because of 'suspected identity verification issues' that was preventing direct deposit setup. Had nothing to do with my bank info being wrong. Maybe check if you have the same problem?

Here's a comprehensive solution to your direct deposit problem with NY unemployment: First, let's troubleshoot the most common issues: 1) Double-check both your routing AND account numbers. Sometimes it's not the routing number that's the problem, but a mismatch with account details. 2) Call your bank directly and ask specifically for their ACH routing number. Some banks have different routing numbers for different transaction types. 3) Try entering your info during off-peak hours (early morning or late evening). The system sometimes glitches during high traffic periods. 4) Clear your browser cache completely, or try using an incognito/private browsing window. 5) If you have access to a different device (tablet, different computer), try that. If none of these work, you need to speak with an actual NYSDOL representative. The fastest way I found was using Claimyr.com - they wait on hold for you and connect you with an agent when one is available. The agent can override the system and manually input your banking details. As a last resort, you may need to temporarily accept the debit card option, then switch to direct deposit later after speaking with a representative. Hope this helps! The NY unemployment system is frustrating but fixable with persistence.

does your routing number show 9 digits? sometimes people miss a digit at beginning or end

if youve been on unemployment before, they might have your old bank account info saved in their system which could be causing a conflict. U need to call and have them completely remove the old account before adding the new one (even if its same account

honestly just use the debit card for now, then transfer the money out. its annoying but at least youll get paid while u fix the direct deposit part

bet you $20 if u create a whole new claim from scratch the direct deposit will work fine. the system is so broken that sometimes starting over is literally the only fix

Are you using copy/paste to enter the numbers? Try typing them manually instead. Their system has weird validation that sometimes fails with copied text.

i know this sounds crazy but my friend worked for NY unemployment and said sometimes adding a space at the beginning or end of the routing number tricks the system into accepting it when there's a glitch 🤯

Just wait til you finally get direct deposit working and then they randomly switch you back to the debit card with no warning 😫 happened to me TWICE last year

This is such a frustrating situation! I'm dealing with something similar right now. My routing number worked fine for my tax refund direct deposit just last month, but NY unemployment keeps rejecting it. I've tried everything - different browsers, clearing cache, even calling my bank to verify the numbers. At this point I'm wondering if there's some kind of compatibility issue between certain banks and their system. Have you considered that it might be a regional processing issue? I read somewhere that some government systems route ACH transfers through different processors depending on your location. Might be worth asking your bank if they've had other customers report issues specifically with NY state payments.

I had this EXACT same issue a few months ago and it drove me absolutely insane! After weeks of frustration, I finally figured out what was wrong. The NY unemployment system has some weird quirk where it doesn't play nice with certain types of accounts. In my case, I was trying to use my main checking account that I've had for years, but it turns out the system was flagging it because it was linked to some kind of overdraft protection or savings transfer feature. I ended up having to open a completely basic checking account with no bells and whistles attached, and that one worked immediately. It's ridiculous that they don't tell you this anywhere, but apparently their system is super picky about account types. Might be worth asking your bank if your account has any special features that could be causing the rejection. Good luck - I know how maddening this is!

I'm going through the exact same nightmare right now! Been trying to set up direct deposit for over a month and the system keeps rejecting my routing number even though I've used this same account for everything else including my stimulus payments and tax refunds. What's really frustrating is that I can see other people in the comments mentioning Claimyr - I actually tried them last week and they were able to get me connected to a real person at NYSDOL within about an hour. The agent told me there was some kind of "system flag" on accounts that had previous unemployment claims, and she had to manually override something on their end. My direct deposit finally went through 3 days later! It cost like $20 to use Claimyr but honestly it was worth every penny after wasting weeks trying to fix this myself. For anyone still struggling with this, I'd definitely recommend giving them a shot - their service actually works unlike the broken phone system.