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The NYS Department of Labor website has a benefit calculator but honestly it's pretty confusing to use. I just waited until my first payment to see what I actually got. Ended up being $489 per week which was better than I expected.
Don't forget about taxes! They don't automatically withhold federal taxes from unemployment benefits so you might want to elect to have them taken out or set money aside. I learned this the hard way last year.
You can set up tax withholding when you do your weekly certification on the NYS DOL website. There should be an option to have 10% withheld for federal taxes. You can also change this setting anytime by logging into your account and updating your profile. Better to have it taken out now than owe a big chunk at tax time!
I'd also recommend documenting everything - keep copies of all the legal papers you received, any correspondence with the debt collector, and your unemployment benefit statements. If you do need to go to court, having this documentation will help prove that your only income is protected unemployment benefits. Also, if the debt collector continues to harass you after you've informed them about the exempt status of your benefits, that could be a violation of debt collection laws and you might want to consult with a consumer rights attorney.
This is really solid advice about documentation! I'm definitely going to start keeping better records of everything. Quick question - when you say "unemployment benefit statements," do you mean the weekly payment confirmations I get from NYS DOL, or is there a different type of statement I should be requesting? I want to make sure I have the right paperwork if I need to prove my benefits are protected.
I went through a similar situation last year where I quit due to a toxic supervisor. Here's what I learned from the process: NYS DOL will schedule a fact-finding interview with both you and your former employer to determine if you had "good cause" to quit. During this interview, they'll ask for specific examples of the hostile behavior, dates when incidents occurred, and what steps you took to address the situation. The key is showing that the work environment was so unreasonable that any rational person would have quit. Keep all those emails you mentioned - they're crucial evidence. Also, if you filed any complaints with HR or documented conversations with colleagues about the situation, gather those too. Even though you didn't apply for other jobs first, if you can prove the environment was genuinely hostile and affecting your health/wellbeing, you still have a good chance of qualifying. Just be prepared to provide a detailed timeline of events and be completely honest during the interview process.
This is exactly the kind of detailed advice I was hoping for! Thank you so much @Talia Klein. I'm definitely going to start organizing all my documentation now - I have those emails plus some text messages I sent to friends at the time describing what was happening. Should I also try to get written statements from coworkers who witnessed the hostile behavior, or is that something DOL would contact them about directly during their investigation?
Getting written statements from coworkers can be really helpful if they're willing to provide them! NYS DOL might contact them directly during their investigation, but having statements ready shows you're prepared and takes some of the burden off your former colleagues. Just make sure the statements are factual and specific - include dates, what they witnessed, and how the supervisor's behavior affected the workplace. I'd also suggest reaching out to any former coworkers who left because of similar issues with that supervisor, as their experiences could strengthen your case. The text messages to friends are great too since they show you were documenting the situation in real time, not making it up after the fact.
One thing I'd add is that NYS Department of Labor also looks at whether you made any attempt to resolve the hostile work environment before quitting. Even if you didn't apply for other jobs first, if you can show you tried to address the situation through proper channels (like talking to HR, documenting complaints, or even just trying to work it out with your supervisor directly), that can really help your case. They want to see that quitting was truly your last resort. Also, keep in mind that the appeals process exists if you do get initially denied - sometimes the first decision gets overturned on appeal if you present your case well. Don't give up if the initial determination doesn't go your way.
Just got off the phone after FINALLY getting through! Been locked out for 6 months and tried everything. Here's exactly what worked for me today: Called 800-833-3000 at 8:32 AM (Tuesday), selected Spanish (option 2), got connected to an agent in literally 12 minutes. When they picked up I said "Hi, I need English please" and they transferred me right away - no questions asked, super friendly about it. The English agent already had my call info so I didn't have to re-explain everything. She pulled up my account, asked me to verify my SSN, date of birth, and last employer. Then she asked a few security questions about my claim history. Whole thing took maybe 8 minutes and boom - account unlocked! She explained that my account got flagged because I logged in from different devices during COVID (home computer, phone, library, etc.) which triggered their security system. Makes sense but would've been nice to know that 6 months ago lol. For anyone still dealing with this - the Spanish line trick is 100% legit and the agents are super helpful once you get through. Don't waste any more time on the English line. Tuesday mornings seem to be the sweet spot. Good luck everyone! 🎉
OMG thank you so much for the detailed breakdown @Amina Toure! This gives me so much hope after being stuck with this for months. The Spanish line hack seems to be the real deal - I'm definitely calling Tuesday morning and trying this exact approach. It's crazy that logging in from different devices during COVID caused this mess, but at least now I know what triggered it. Really appreciate you taking the time to share exactly what worked! 🙌
This thread is a goldmine! I've been locked out since March 2023 and have probably called that 800 number over 200 times with zero success. The Spanish line trick sounds like exactly what I need to try - can't believe I never thought of that approach. Quick question for those who've gotten through recently: once your account is unlocked, does everything work normally again? I'm mainly worried about accessing my 1099-G forms for tax season since I can't get them anywhere else. Also wondering if there's any way to prevent this from happening again in the future? Going to try calling Tuesday morning using the Spanish line method. Fingers crossed this nightmare finally ends! Thanks everyone for sharing what actually works instead of the generic "keep trying" advice you get everywhere else 🤞
Yes everything works perfectly once unlocked! @Mila Walker I got my 1099-G forms immediately after my account was restored - they were all there in the documents section. As for preventing it in the future, the agent told me to try logging in from the same device/browser when possible and to clear cookies if I get any weird error messages before trying again. She said using different networks like (public wifi vs home can) also trigger the security flags, so I stick to my home internet now. The Spanish line trick is definitely your best bet - I wasted months on the regular line too before finding this thread!
Amara Nnamani
Just wanted to add that you should definitely keep detailed records of all your income from both jobs when you file. I'd recommend creating a simple spreadsheet or using a notebook to track your retail hours and freelance payments week by week. This will make filling out your weekly certifications much easier and help you avoid any issues if NYS Department of Labor ever needs to verify your reported income. Also, don't let the complexity discourage you - if your hours got cut that significantly, you're likely eligible for at least partial benefits and every bit helps!
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Natasha Ivanova
•That's really solid advice about keeping detailed records! I hadn't thought about creating a spreadsheet but that makes total sense - especially with the irregular freelance income. Do you think it's better to track everything daily or just do it weekly when filing the certification?
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Miguel Ramos
•I'd definitely recommend tracking it as it happens rather than trying to remember everything at the end of the week! For freelance work especially, it's so easy to forget about smaller payments or expenses. I use a simple phone app to jot down any income right when I get it, then transfer everything to a spreadsheet weekly. Makes the certification process way less stressful when you're not scrambling to remember what you earned.
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Paolo Rizzo
I went through this exact situation last year! You're definitely eligible for partial unemployment benefits. The key thing to remember is that NYS Department of Labor looks at your "total weekly earnings" versus your "weekly benefit rate" to determine your partial benefit amount. Since your retail hours dropped from 25 to 8 hours per week, that's a significant reduction that should qualify you. When you file, make sure to report your base period wages from both jobs during the initial application, then report ALL weekly earnings (retail + freelance) on your weekly certifications. The system will automatically calculate what you're owed. Don't stress about the irregular freelance income - just report exactly what you earn each week, even if it's $0 some weeks and $200 others. Better to file and get some help than struggle financially!
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Giovanni Mancini
•This is incredibly helpful! I'm actually in a very similar situation - my main job cut my hours drastically and I have some side income from tutoring. When you mention reporting "base period wages from both jobs" in the initial application, did you have any trouble with the freelance income documentation? I'm worried because I don't have traditional pay stubs for that work, just payment records from clients. Did NYS Department of Labor accept things like bank deposits and invoices as proof of earnings?
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