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wait is disaster unemployment the same as regular unemployment or do i get both? my cousin said something about getting extra money but im not sure if thats true
No, you can't get both. If you're eligible for regular UI benefits, you have to apply for those first. DUA is only for people who aren't eligible for regular unemployment - like self-employed people or those who don't have enough work history for regular benefits.
Same boat here - my restaurant got completely destroyed and we're all out of work indefinitely. I started my application yesterday and it was actually pretty straightforward once I found the right section on my.ny.gov. Just make sure you select 'disaster-related' when it asks about the reason for your job separation. They also asked for the FEMA disaster declaration number which I found on the FEMA website.
WAIT until you're back to work! mortgage lenders are super picky right now and unemployment is a huge red flag. even if you get approved the interest rate will probably be higher. better to wait a few months and apply with stable employment than risk getting stuck with bad terms
If you're having trouble getting through to NYS Department of Labor to ask questions about your eligibility, I found this service called Claimyr (claimyr.com) that helps you actually reach a live agent. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. I used it when I had questions about my claim status and got through in like 10 minutes instead of calling for hours.
Just went through this whole process myself. Getting through to someone at NYS Department of Labor to ask questions about benefit amounts was impossible with their phone system. I kept getting hung up on after waiting forever. Finally used claimyr.com to get through to an actual agent who explained everything clearly. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Made the whole process so much easier than trying to navigate the system alone.
Luca Romano
I had such a hard time getting through to NYS Department of Labor when I was dealing with this transition. Spent hours on hold and kept getting disconnected. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Saved me so much frustration and I was able to get my questions answered about the disability to unemployment transition process.
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Diego Vargas
•Interesting, I'll check that out. The phone system for NYS Department of Labor is definitely overwhelming when you're trying to get specific answers about your situation.
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Nia Jackson
honestly the unemployment system is such a mess anyway. even if you qualify for more money with unemployment good luck actually getting it paid out on time. disability at least comes regularly
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Anastasia Fedorov
•While there can be delays, most routine unemployment claims process normally. The key is making sure all your documentation is correct from the start to avoid adjudication delays.
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