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Natalie Chen

Need advice ASAP: Health insurance info due today, delayed by midwest storms. How to ask for extension?

Hey everyone, I just got a notice from my health insurance asking for some info from my doctor. The problem is, it's due today! I need to call and ask for an extension, but I'm worried about the weather delay. We've had some crazy storms here in the midwest this week, and I think that's why I got the notice so late. Any advice on how to explain this to them?

Ugh, insurance companies can be such a pain! šŸ™„ I've been in a similar situation before. My advice: call them ASAP and explain the situation calmly. Mention the weather issues and ask politely for an extension. Most of the time, they're pretty understanding if you're upfront about it.

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This. Honesty is the best policy when dealing with insurance. Just be prepared to provide some proof of the weather issues if they ask for it.

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Nick Kravitz

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yeah but what if they say no? 😰 insurance companies can be real jerks sometimes

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If they say no, ask to speak to a supervisor. Don't take no for an answer if it's genuinely not your fault!

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Hannah White

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I found a method to get someone on the phone quickly. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's the link: https://www.claimyr.com

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Michael Green

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Sounds kinda sketchy. Is it legit?

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Hannah White

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Totally legit! I was skeptical at first too, but it saved me hours of hold time. Worth every penny imo

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Mateo Silva

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20 bucks? thats highway robbery šŸ¤‘

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Hannah White

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Trust me, when you've been on hold for 3 hours and still can't get through, $20 feels like a bargain lol

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Pro tip: Document EVERYTHING. Take screenshots of weather reports, any emails or texts about the delay, etc. The more evidence you have, the better your chances of getting that extension.

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Cameron Black

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have you tried faxing the info? sometimes thats faster than calling and you can include a cover letter explaining the situation

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Natalie Chen

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That's a good idea! I'll see if I can find a fax number. Thanks!

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Oof, dealing with insurance is the worst. 🤮 I swear they make everything complicated on purpose. Good luck OP, hope you get that extension!

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Listen up, because I've been through this rodeo before. Here's what you need to do: • Call them immediately. Don't wait. • Be polite but firm. You're not asking for a favor, you're requesting a reasonable accommodation due to circumstances beyond your control. • Have all your facts ready. Date you received the notice, details about the weather, any news reports about mail delays, etc. • If the first person you talk to can't help, ask for a supervisor. • Get any extension they give you in writing - email is fine. • Follow up with a written request as well, either by email or fax. • Set a reminder for yourself to follow up on this in a few days. Remember, you're not the first person to need an extension and you won't be the last. Stay calm, be persistent, and you'll get through this. Good luck!

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Ruby Garcia

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This guy insurances šŸ‘†

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Natalie Chen

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Wow, thank you so much for this detailed advice! I'm feeling much more prepared now.

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