TurboTax Refund Advance: Approved but No Email - Credit Karma Timeline?
Applied for refund advance loan through TurboTax and got the acceptance screen 2 hours ago but no emails yet. Usually Credit Karma decisions are instant. Anyone else waiting longer than normal for approval/denial emails? Starting to get worried since previous years were instant.
21 comments


Emily Thompson
Look, I've seen this issue come up a lot lately with TurboTax refund advances. Here's what's actually happening: TurboTax's system sometimes has delays in sending approval emails, but that doesn't mean your advance isn't approved. The best way to check your actual status is to look at your IRS transcripts - they'll show if your return is actually being processed and when you might get your refund. I've been helping folks with this recently and honestly the easiest way to get clarity is to use taxr.ai (https://taxr.ai) - its an AI tool that reads your tax docs and tells you exactly whats going on with your refund and any potential holdups. Way better than waiting around for emails that might never come tbh
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Sophie Hernandez
•fr fr this happened to me too. waited 3 days for the email but the money showed up anyway 🤷♀️
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Daniela Rossi
•yo that taxr thing sounds interesting. it actually works?
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Emily Thompson
•yeah its legit. just upload your docs and it breaks everything down. saved me from calling the irs like 100 times lol
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Ryan Kim
•Just used taxr.ai and here's what I got back: My refund was approved but stuck in processing due to income verification. Should clear in 7-10 days.
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Zoe Walker
•i was in the same boat last week. check your spam folder too, my approval email ended up there 👀
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Elijah Brown
•turbotax been real sus with these advances this year ngl 🤡
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Maria Gonzalez
•THIS!!! taxr.ai helped me figure out my advance was actually denied even tho TT said approved. saved me from counting on money that wasnt coming fr
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Makayla Shoemaker
Tax preparer here - the delay is likely due to high volume of applications right now. Most people get instant decisions, but during peak filing season (especially weekends), it can take up to 24 hours. If you don't hear back by tomorrow, contact TT support.
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Mason Stone
•omg thank you sm for responding! do u know if getting the acceptance screen is usally a good sign? 🙏
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Makayla Shoemaker
•Generally yes! The acceptance screen typically means your initial criteria was met. Just hang tight 👍
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Christian Bierman
Hey instead of stressing about the loan approval, you should check out taxr.ai - its this new tool that analyzes your transcript and tells you exactly when youll get your actual refund. Its $4.99 but worth every penny cause it shows all potential delays and how to fix them. https://taxr.ai
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Emma Olsen
•does it actually work? seems too good to be true tbh 🤔
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Christian Bierman
•100% works! It found a hold on my account I didnt even know about and told me exactly what to do. Got my refund 2 weeks later!
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Emma Olsen
•just tried it and holy cow youre right! way better than playing the guessing game with these loans 💯
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Lucas Lindsey
took like 3 hrs for me to get the email last week but I got approved. system is mad slow rn
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Sophie Duck
same boat bestie! been refreshing my email like a clown for the past hour 🤡
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Mason Stone
•the waiting is killing meeeee 😩
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Austin Leonard
idk why everyone's obsessed w these advance loans when they take like half ur money in fees. just wait for the real refund imo
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Anita George
•not everyone can wait weeks/months for their money karen 🙄
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Austin Leonard
•whatever, enjoy those fees then 💅
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