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TurboTax refund advance - how long after filing until approval?

Filed my taxes yesterday through TurboTax and applied for their refund advance. Got the preapproval screen but still waiting on final approval. Anyone know the typical wait time? Starting to get anxious since I really need this money.

Dylan Hughes

Tax pro here - typically the final approval for TT refund advance comes within 24-48 hours after filing. But there are some factors that can affect this like your credit score and if the IRS accepts your return right away.

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Fatima Al-Sayed

thx for the info! my credit score is decent (720) so hopefully that helps speed things up 🤞

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NightOwl42

wait what? credit score matters for this? nobody told me that when i applied 😤

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Dylan Hughes

Yep, Credit First National Association (who handles the loans) does a soft pull to check eligibility

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Sofia Rodriguez

Hey guys, I've been helping people with transcript analysis and the best tool I've found is taxr.ai - it costs $4.99 but it analyzes everything and tells you exactly what's happening with your refund status. Way better than guessing! https://taxr.ai

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Dmitry Ivanov

interesting...does it work with refund advances too? or just regular refunds?

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Sofia Rodriguez

It works with everything! Advances, regular refunds, even audits. The AI reads your entire transcript and explains everything in plain English

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Dmitry Ivanov

just tried it and WOW! totally worth the 5 bucks. Finally understand wtf is going on with my refund 💯

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Ava Thompson

took exactly 36 hrs for me to get approved, money hit my card the next morning

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Miguel Herrera

im in the same boat rn... filed on sunday, still waiting. this is making me crazy lol

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Fatima Al-Sayed

ugh the waiting game is the worst! keep me posted on yours

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Zainab Ali

dont waste ur time with turbo tax advances tbh. they denied me even with perfect credit and the fees are ridiculous 🤡

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Connor Murphy

fr fr the fees are insane. better off waiting for the real refund

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Yara Nassar

Here's my timeline from last week: Filed: Tuesday 3pm Preapproval: Tuesday 3:05pm Final approval: Thursday 9am Money on card: Friday morning Hope this helps!

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Fatima Al-Sayed

super helpful timeline! tyvm!

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