How Long Does the 2025 TurboTax Refund Advance Actually Take? Submitted 1/19, Accepted 1/22, Still Nothing

Just completed my taxes with TurboTax and opted for the refund advance. Been refreshing my bank account for 20 mins and nothing showing up yet. Anyone know the actual wait time? Getting impatient here. I submitted my 2024 tax return on 01/19/25 and it was accepted by the IRS on 01/22/2025 according to my TurboTax app. The screen says my estimated IRS refund date is around 02/12/25, but I specifically chose the refund advance option because I didn't want to wait that long. My TurboTax app is showing "FEDERAL ACCEPTED" and has options to "Download return," "Where's my refund?", "How do I amend my return?", and "I got an IRS notice. Now what?" but nothing about when my advance should hit my bank account. I've been staring at my banking app and refreshing for the last 20 minutes because I thought the advance was supposed to be nearly instant. Does anyone who's used the TurboTax refund advance know how long it actually takes for the money to show up? The waiting is killing me and I need those funds ASAP.