I went through this exact situation two years ago and can confirm you'll definitely get your TDS refund! The late PAN-Aadhar linking doesn't make you ineligible for refunds - it just means higher TDS rates were applied temporarily. Here's what actually happens: When your PAN-Aadhar isn't linked, employers are required to deduct TDS at higher rates (usually 20% instead of 10%). But when you file your ITR, the system calculates your actual tax liability based on your income slab, not the TDS rate that was applied. In my case, I had about 75k deducted at the higher rate and got back around 45k when I filed. The refund came through within 6 weeks of filing, which was pretty standard timing. Just make sure to file your ITR before the deadline and verify that all your TDS entries in Form 26AS match what your employer deducted. The system will automatically calculate any excess TDS as refundable. Don't stress too much - you haven't lost that money permanently!

I've been through this exact scenario and want to reassure you - you'll definitely get your TDS refund! Late PAN-Aadhar linking doesn't disqualify you from claiming excess TDS back. Here's what happened in my case: I linked my PAN-Aadhar about 3 months late, and my company deducted TDS at 20% instead of 10% during that period. When I filed my ITR for that year, I got back approximately 38k out of the 52k excess that was deducted. The key things to remember: 1. Higher TDS rates are just a temporary penalty, not permanent loss 2. Your actual tax liability is calculated based on income slabs, not TDS rates applied 3. File your ITR before the deadline and ensure all TDS details in Form 26AS are accurate 4. The refund process is automated - if you've paid more tax than you owe, you'll get it back One practical tip: Download your Form 26AS a few days before filing your ITR and cross-check it against your salary slips/TDS certificates. Sometimes there can be reporting delays, especially when PAN-Aadhar linking happens mid-year. Don't let your colleagues' conflicting advice stress you out - the tax system is designed to refund excess payments regardless of when you completed the PAN-Aadhar linking!

I'm a former banking operations specialist, and there may be some additional factors at play here. Chase, like most large banks, typically processes ACH transfers in batches, usually around 2-3 times per day. If the IRS transmission occurred after the final batch on 3/19, it would likely be processed the following business day. Additionally, there could possibly be a security hold if this is a new account, if the amount is significantly larger than previous deposits, or if there have been recent account changes. These holds are generally 2-3 business days but can extend to 5 business days in some circumstances.

I'm dealing with this exact same situation right now! My DDD was 3/19 with Chase and I'm still waiting too. After reading all these responses, I called Chase this morning using the advice from @Lucy Taylor about calling the direct deposit department specifically. The rep told me they can see a "processing deposit" from the Treasury that should post within 24-48 hours. She said it's been in their system since 3/20 but got flagged for their standard tax refund verification process. Apparently this is happening to a lot of Chase customers with DDDs from 3/19. Really frustrating that they don't show these as pending in online banking! I'll update once it hits my account.

I went through this exact same situation last year in California. My advice: definitely have the federal taxes withheld if you can possibly manage it. I know every dollar counts when you're unemployed, but trust me on this one. I initially chose not to withhold because I needed the cash flow, thinking I'd be disciplined about setting money aside. Big mistake. When you're stressed about finding work and covering basic expenses, that "tax money" becomes really tempting to spend on necessities. What helped me was looking at it this way: the 10% withholding is like forced savings that protects you from a nasty surprise later. Plus, if you end up getting a job before the year is out and your total income is lower than expected, you might even get some of it back as a refund. One more thing - make sure you keep all your unemployment documentation. California sends you a 1099-G form showing how much you received, but sometimes there are delays or errors, so having your own records is crucial for filing accurately.

As someone who's been through unemployment twice in the past five years, I can't stress enough how important it is to have those federal taxes withheld. I made the mistake of not withholding the first time, thinking I'd be responsible and save the money myself - ended up scrambling to come up with over $2,000 at tax time. The second time around, I bit the bullet and had the 10% withheld from day one. Yes, it was painful watching that money come out when I was already stretching every dollar, but it was SO worth it come tax season. Instead of owing money I didn't have, I actually got a small refund because I found work earlier than expected and my total income for the year was lower. One tip that helped me psychologically: I calculated what the withholding would be per week (for me it was about $35) and then found one small expense I could cut to "make up" for it - like making coffee at home instead of buying it. It made the withholding feel less painful because I could point to a specific trade-off rather than just feeling like I was losing money. Also, if you're in California, definitely keep your own detailed records of all payments received. The EDD system can be glitchy and you want to have backup documentation for everything.

Filed my 1040X in July and just got processed last week - took about 28 weeks total. The key thing that helped me was setting up an IRS online account to check my transcript directly. WMAR never updated for me but the transcript showed movement about 2 weeks before I got the actual refund. Hang in there, September filers should start seeing movement soon!

I'm in a similar situation - filed my 1040X in October and still waiting. Been checking both WMAR and my transcript religiously but no updates yet. The waiting is brutal, especially when you're expecting a refund! From what I've been reading here and other forums, it seems like the IRS is really struggling with amended returns right now. I've seen people say anything from 20 weeks to over a year, which is honestly terrifying. Trying to stay patient but it's hard when bills are piling up and that refund would really help right now.

I see everyone talking about Schedule C vs E, but has anyone mentioned state taxes? Depending on your state, you might need to file additional forms for your self-employment income. I stream on Twitch in California and had to file a Schedule CA too.

I went through this exact same situation last year with my Twitch streaming! The confusion about "royalties" vs "self-employment" is so common. Here's what I learned after consulting with a tax professional: Even though Twitch reports your income as "royalties" in box 2 of the 1099-MISC, the IRS considers content creation (streaming, making videos, etc.) as self-employment income because you're actively working to generate it. This means Schedule C is correct, not Schedule E. Since you're operating at a loss ($800 expenses vs $650 income), you actually won't owe any self-employment tax this year, but you still need to file Schedule SE to show that calculation. The good news is that $150 loss can offset some of your other income from your full-time job, potentially saving you money on your overall tax bill. Make sure you're deducting everything legitimate - equipment, software, portion of internet bill, even a percentage of your home office space if you have a dedicated streaming area. Keep detailed records because the IRS can be picky about hobby vs business distinctions if you show losses multiple years in a row. Don't let the tax software confusion stress you out too much - this is a really common issue for content creators and you're not alone in finding it confusing!