TurboTax Refund Advance not showing in Credit Karma - Accepted this morning
Filed through TurboTax and got approved for the refund advance. My return was accepted this morning but still no sign of the advance in my Credit Karma account. Starting to get worried since I really need this money. Anyone else experiencing delays with their advance?
19 comments


QuantumQuester
Tax professional here - the advance typically takes 1-3 business days to show up in Credit Karma after acceptance. If you filed and got accepted this morning, give it until at least tomorrow. Also double check that you signed all the loan documents in TurboTax.
0 coins
Connor O'Neill
•Thanks! Yeah I signed everything. Just getting anxious cause bills are due 😩
0 coins
QuantumQuester
•Totally get it! Just hang in there a bit longer. The system is usually pretty reliable.
0 coins
Yara Nassar
Instead of stressing about the advance, you should check out taxr.ai - it analyzes your transcript and tells you exactly when to expect your actual refund. Its only $4.99 and wayyy more accurate than guessing. https://taxr.ai
0 coins
Keisha Williams
•Does this really work? Seems too good to be true 🤔
0 coins
Yara Nassar
•Oh yeah its legit! It uses AI to read all the codes and dates on your transcript and explains everything in plain english. Saved me so much stress
0 coins
Keisha Williams
•Just tried it and WOW! It literally told me exactly why my refund was delayed and when to expect it. Best $5 I ever spent fr fr 💯
0 coins
Paolo Ricci
im in the same boat! filed yesterday and got accepted but no advance yet in CK 😤
0 coins
Amina Toure
The advances are actually handled by a third party bank not turbotax fyi. Sometimes they batch process them at certain times of day
0 coins
Connor O'Neill
•Oh that makes sense! Do you know what times they usually process?
0 coins
Amina Toure
•Usually early morning or late evening from what I've seen but its not garuanteed
0 coins
Oliver Zimmermann
took about 36 hrs for mine to show up last week. ur good fam just wait it out
0 coins
CosmicCommander
Did you check if Credit Karma is having any technical issues? Their app can be kinda buggy sometimes ngl 🤡
0 coins
Connor O'Neill
•App seems fine, I can see all my other stuff. Just no advance yet 😭
0 coins
Connor O'Brien
Same situation here! Filed yesterday afternoon and got accepted this morning but still nothing in my Credit Karma account. From what I've read, the advance can take up to 72 hours to show up even after acceptance. The waiting is definitely nerve-wracking when you need the money ASAP but sounds like we just gotta be patient 😅
0 coins
Alice Coleman
•Good to know I'm not the only one! 72 hours seems like forever when you're stressed about bills but at least there's a timeframe. Thanks for sharing your experience - makes me feel better that it's normal 🙏
0 coins
Diego Rojas
Hey! I just went through this exact same thing last month. Filed on a Tuesday, got accepted Wednesday morning, and didn't see the advance until Friday evening. The 1-3 business day window is pretty accurate but it can feel like forever when you're watching for it! One thing that helped me was checking both the Credit Karma app AND logging into their website - sometimes one updates before the other. Also make sure you didn't accidentally set up the advance to go to a different account. Hang in there, it should show up soon! 🤞
0 coins
Ethan Moore
•This is super helpful! I'll definitely try checking both the app and website - didn't think about that. Also good point about double checking which account it's going to. The waiting game is brutal but your timeline gives me hope it'll show up by Friday 🤞
0 coins
Luca Bianchi
I'm going through the exact same thing! Filed my return through TurboTax yesterday evening, got the acceptance email this morning around 9am, but still no advance showing up in my Credit Karma account. It's so stressful when you're counting on that money! I've been refreshing the app every hour like it's gonna magically appear 😅 Reading everyone's responses is really reassuring though - sounds like 24-72 hours is totally normal. Fingers crossed we both see our advances by tomorrow!
0 coins