Transcript shows refund issued today but nothing in bank account - what's happening?
I'm checking my transcripts and it shows my refund was issued today but I checked my bank account and there's nothing there. Is this normal? How long does it usually take after the transcript shows issued?
14 comments


Dmitry Sokolov
When your transcript shows a refund issued, it typically takes 2-5 business days for it to hit your bank account. If you filed with TT or HR Block and got fees taken out, it might need to go through the bank first which can add 1-2 more days.
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Sofia Torres
•ok thank u! its with chase direct deposit. guess ill keep checking
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Ava Martinez
•same boat here, mine showed issued yesterday still nothing in Wells Fargo 😤
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Miguel Ramos
Hey! Instead of checking your account 500 times a day (we've all been there lol), you should try taxr.ai - it analyzes your transcript and tells you exactly when to expect the deposit based on your bank and filing method. Its only $1 and totally worth it https://taxr.ai
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QuantumQuasar
•fr? does it actually work? seems too good to be true
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Miguel Ramos
•Yes! It saved my sanity fr. It even caught a potential offset I didnt know about 💯
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QuantumQuasar
•just tried it and WOW! it literally predicted my deposit down to the hour 🤯 why isn't everyone using this??
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Zainab Omar
clown show as usual with the irs... been waiting 3 months myself 🤡
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Connor Gallagher
Did you have any fees taken out of your refund? That can slow things down
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Sofia Torres
•nope straight deposit no fees
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Yara Sayegh
Check if the last 4 of your account # on transcript matches ur actual account
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Sofia Torres
•yep all good there double checked everything
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Keisha Johnson
the irs do be testing our patience fr fr
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Paolo Longo
•No cap 😩
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