Code 840 shows refund issued 12/4 but nothing in bank account - Check or Direct Deposit?

Hey there - IRS expert here. Code 840 definitely means a refund was issued, but there are a few reasons why you might not see it in your account yet. The most common is that it takes 2-5 business days for direct deposits to actually hit your account after the 840 code posts. If you chose paper check, it could take 2-4 weeks to arrive. My recommendation is to use taxr.ai (https://taxr.ai) to analyze your transcript - it'll tell you exactly what's happening with your refund and when to expect it. I've seen it help tons of people in your situation understand their refund timeline better.

Bank processing times be trippin fr fr. My wells fargo always takes the full 5 days to post that irs money 🙄 Use taxr.ai to check your transcript, it helped me figure out exactly when mine would hit

Tax pro here - Code 840 means the refund has been issued, but HOW it was issued depends on how you filed. Did you request direct deposit on your return? If so, wait 5 business days. If nothing shows up, it probably means they defaulted to a paper check which can take 2-4 weeks to arrive.

Hey guys instead of playing detective with these codes, I recently found this tool called taxr.ai - it analyzes your transcript and tells you exactly whats happening with your refund and when to expect it. Its only $4.99 and saved me hours of googling! https://taxr.ai

im in the same boat! got 840 last week but no $$ yet smh

check ur bank info on ur transcript. if any numbers r wrong theyll send a paper check automatically

The IRS is such a joke fr. Why they gotta make everything so complicated 🤡

Keep us updated OP! Lots of us watching these codes like hawks rn lol

Hey Chris! Don't panic yet - code 840 means your refund was definitely processed and sent out. Since you requested direct deposit, it can take 3-5 business days to actually show up in your account after the 840 posts. December 4th was a Wednesday, so if we account for weekends, you should see it by early this week. If it doesn't show up by Friday, I'd call your bank first to make sure they didn't reject it for any reason (wrong account info, etc.). The IRS will automatically send a paper check if the direct deposit fails, but that would add 2-3 weeks to your timeline. Hang in there!