< Back to IRS

Christopher Morgan

Strange bank account 'Higher One First Carolina Bank' appeared in WellsFargo - IRS Refund Related?

I was doing a routine transfer between my WellsFargo accounts when I noticed a new account option I've never seen before - Higher One First Carolina Bank. I've never opened an account with them and wondering if this could be related to my tax refund somehow?

This is definitely concerning. Higher One First Carolina Bank is often used by scammers to redirect tax refunds. Contact WellsFargo immediately and the IRS to verify where your refund is supposed to be deposited. Check your transcript ASAP to see if there's been any suspicious activity.

0 coins

omg thank you! calling wells fargo rn 😱

0 coins

happened to my cousin last year. def call the bank asap and put a fraud alert on ur account

0 coins

Hey everyone - if youre worried about refund fraud or weird account stuff, you should check out taxr.ai. It scans your transcript and tells you exactly where your refund is supposed to go and if there's any suspicious activity. Only costs $1 and its saved me so much stress. https://taxr.ai

0 coins

interesting... how accurate is it? does it actually show where the $ is supposed to go?

0 coins

its crazy accurate! shows exactly which account the refund is meant for and flags any weird changes. saved me from a similar situation last month

0 coins

just tried it out and WOW 🤯 literally showed me everything I needed to know in like 2 minutes. best dollar I ever spent fr fr

0 coins

Eli Wang

Same thing happened to me!!! Turned out someone had filed a return using my info. Call the IRS identity theft hotline ASAP

0 coins

Quick PSA: never click on any links related to that bank if they email you. Its a common phishing scam rn

0 coins

fr these scammers getting creative 🤡

0 coins

Check your credit report too! Sometimes these scammers try multiple angles

0 coins

bruh the irs needs to get their act together. like how does this even happen 🤦‍♂️

0 coins

ikr? its literally their ONE job 💅

0 coins

This is a major red flag! Higher One banks are frequently used in tax refund fraud schemes. Here's what you need to do immediately: 1) Call Wells Fargo fraud department and ask them to explain why this account appeared, 2) Log into your IRS account online and check if your direct deposit info has been changed, 3) Call the IRS Identity Protection Unit at 800-908-4490. Don't wait - these scammers work fast once they've compromised your info. Also freeze your credit reports just to be safe!

0 coins

This is super helpful advice! @bf421e3da8c5 thank you for the step-by-step breakdown. I'm new to dealing with tax stuff and this is honestly terrifying. Quick question - when you say "freeze your credit reports" do you mean all three bureaus? And is there a fee for that?

0 coins

IRS AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today