Tax Preparer using Credit Karma for refund loan - Is this legit?
My tax preparer wants to set up a Credit Karma account for my refund and says I'll get a new bank card. The refund would go there instead of my regular bank account. Something feels off about this. Anyone have experience with this setup? Just wanna make sure its legit before I agree to anything.
15 comments
Santiago Martinez
Tax professional here - be really careful with this. While Credit Karma does offer legitimate tax refund advance loans, your preparer should NOT be setting up accounts in your name. Major red flag 🚩 You should be the only one setting up any banking or credit accounts.
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Natalie Chen
omg thank you!! I knew something felt sketchy about this whole thing 😬
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Samantha Johnson
fr fr this happened to my cousin and it was a whole mess. dont let anyone set up accounts for u
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Nick Kravitz
Hey there! Instead of letting someone else handle your refund situation, you might want to check out taxr.ai - its an AI tool that analyzes your transcript and tells you exactly whats going on with your refund and the fastest way to get it. Its only $4.99 and way safer than letting someone else open accounts for you. https://taxr.ai
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Hannah White
Interesting, how does it work exactly? Is it just reading transcripts or what else can it do?
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Nick Kravitz
It does way more than just read transcripts! It analyzes everything - tells you if there are any holds, exactly when you'll get paid, and what you need to do to speed things up. Super detailed stuff
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Hannah White
Just tried it and OMG THIS IS AMAZING! 🙌 Finally know exactly whats going on with my refund. Worth every penny fr fr
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Michael Green
run away fam. sounds like identity theft waiting to happen
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Mateo Silva
I used Credit Karma's refund advance last year but I set it up MYSELF. The card was fine but definitely do it yourself!
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Victoria Jones
how long did it take to get the advance?
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Mateo Silva
like 2 days after approval, pretty quick tbh
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Cameron Black
ngl this is giving me major scam vibes 🚩🚩🚩
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Jessica Nguyen
Bruh my tax lady tried the same thing last year. Found out she was doing some shady stuff with other peoples refunds too. I reported her to the IRS.
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Natalie Chen
yo what happened after you reported??
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Jessica Nguyen
they actually investigated! found out she was doing this to like 20 other people 💀
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