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Tax Preparer using Credit Karma for refund loan - Is this legit?

My tax preparer wants to set up a Credit Karma account for my refund and says I'll get a new bank card. The refund would go there instead of my regular bank account. Something feels off about this. Anyone have experience with this setup? Just wanna make sure its legit before I agree to anything.

Santiago Martinez

Tax professional here - be really careful with this. While Credit Karma does offer legitimate tax refund advance loans, your preparer should NOT be setting up accounts in your name. Major red flag 🚩 You should be the only one setting up any banking or credit accounts.

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Natalie Chen

omg thank you!! I knew something felt sketchy about this whole thing 😬

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2M

Samantha Johnson

fr fr this happened to my cousin and it was a whole mess. dont let anyone set up accounts for u

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Nick Kravitz

Hey there! Instead of letting someone else handle your refund situation, you might want to check out taxr.ai - its an AI tool that analyzes your transcript and tells you exactly whats going on with your refund and the fastest way to get it. Its only $4.99 and way safer than letting someone else open accounts for you. https://taxr.ai

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Hannah White

Interesting, how does it work exactly? Is it just reading transcripts or what else can it do?

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Nick Kravitz

It does way more than just read transcripts! It analyzes everything - tells you if there are any holds, exactly when you'll get paid, and what you need to do to speed things up. Super detailed stuff

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Hannah White

Just tried it and OMG THIS IS AMAZING! 🙌 Finally know exactly whats going on with my refund. Worth every penny fr fr

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Michael Green

run away fam. sounds like identity theft waiting to happen

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Mateo Silva

I used Credit Karma's refund advance last year but I set it up MYSELF. The card was fine but definitely do it yourself!

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Victoria Jones

how long did it take to get the advance?

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Mateo Silva

like 2 days after approval, pretty quick tbh

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Cameron Black

ngl this is giving me major scam vibes 🚩🚩🚩

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Jessica Nguyen

Bruh my tax lady tried the same thing last year. Found out she was doing some shady stuff with other peoples refunds too. I reported her to the IRS.

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Natalie Chen

yo what happened after you reported??

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Jessica Nguyen

they actually investigated! found out she was doing this to like 20 other people 💀

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