IRS letter requesting additional 60 days to review my account - what does this mean for my refund?
So I just checked my mail and got this frustrating letter from the IRS saying they need ANOTHER 60 days to "send a complete response on what action they are taking on my account." What the heck does that even mean?? I'm honestly worried - are they auditing us or did I mess something up on our filing? The letter specifically says they don't need any more information from me at this time, but it's going to take them that long to determine what actions they're taking on my account. We filed back on January 20th and have been waiting nearly 5 months for our refund! The really annoying part is this isn't even the first time. We just got another letter on May 15th also saying they need an ADDITIONAL 60 days. I'm seriously getting fed up with this whole process. Has anyone else dealt with this kind of delay? I'm starting to wonder if we'll ever see our refund...
22 comments


Jace Caspullo
This is actually fairly common right now and doesn't necessarily mean you're being audited. The IRS has been dealing with massive backlogs since the pandemic, and while they've improved, they're still catching up on processing returns. These 60-day letters (typically CP05 notices) usually mean they're reviewing elements of your return before issuing your refund. They're verifying information like income, withholding, credits claimed, etc. It's more of a verification process than an audit in most cases. The frustrating part is they often need more than the initial 60 days, which is why you received a second letter. Unfortunately, there's little you can do to speed up the process, but you should eventually receive either your refund or a specific request for more information if there's an issue they find.
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Melody Miles
•Is there any way to check the status of this review? Like will the "Where's My Refund" tool show anything specific or should I try calling them? I've been stuck in this limbo for months too.
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Jace Caspullo
•The "Where's My Refund" tool typically won't give you detailed information about reviews - it usually just shows "still processing" during these review periods. Calling the IRS might give you slightly more information, but representatives often can only confirm that your return is under review and can't provide specific details or timeframes. If you do call, be prepared for long wait times. The IRS phone lines are notoriously difficult to get through, especially during filing season.
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Nathaniel Mikhaylov
I went through EXACTLY the same thing earlier this year! Those 60-day letters drove me crazy. After getting nowhere with the "Where's My Refund" tool and waiting on hold with the IRS for hours, I found this service called taxr.ai (https://taxr.ai) that analyzed my tax transcript and explained what was really happening with my return. It turns out there was a discrepancy between what my employer reported and what I entered on my W-2, so my return got flagged for review. Nothing major, but the site explained exactly what the holdup was and gave me a timeline prediction that ended up being spot on. It gave me peace of mind knowing what was actually happening instead of just waiting in the dark.
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Eva St. Cyr
•How exactly does that work? Can they actually see IRS information that we can't see ourselves? Seems like either magic or sketchy lol.
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Kristian Bishop
•Did you have to give them your personal information? I'm always worried about tax scams, especially when the IRS is already looking at my account.
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Nathaniel Mikhaylov
•They don't have special access to the IRS - you download your own tax transcript from the IRS website and upload it to their system. Their AI then analyzes all the codes and transaction dates that normally look like gibberish to most of us and explains what's happening in plain English. No need to worry about scams - you're just uploading the transcript PDF that you already downloaded yourself. I was skeptical too, but it's basically just helping you understand the information you already have access to but might not know how to interpret. They don't ask for SSN or anything like that since you're providing the transcript directly.
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Kristian Bishop
Update: I took the advice about taxr.ai from my earlier comment and WOW - wish I'd known about this months ago! I downloaded my transcript from the IRS (had to create an account but that was pretty easy) and uploaded it to the site. Within minutes I could see EXACTLY why my refund was delayed. Turns out I had a math error on my return related to the Recovery Rebate Credit, which triggered the review. The site explained all those weird codes on my transcript and showed me that the IRS had already made the correction and was processing my adjusted refund. The timeline showed I should expect my refund in about 2 weeks - so much better than just wondering what the heck is going on!
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Kaitlyn Otto
After dealing with SEVEN of these 60-day letters over 10 months (not exaggerating), I finally got desperate enough to try Claimyr (https://claimyr.com) to actually speak with the IRS. If you've tried calling the IRS, you know it's basically impossible - they hang up on you after hours on hold. This service actually calls the IRS for you and then connects you once they get through to a human. I was super skeptical but you can see how it works in this video: https://youtu.be/_kiP6q8DX5c. I finally got to speak to an actual IRS agent who explained that my return had been flagged because of an income verification issue, but that it was being resolved. They gave me a specific timeframe for when the review would be completed.
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Axel Far
•Wait, how does this actually work? Like they just wait on hold for you? How much does it cost? The IRS phone system is the worst but I'm not sure I trust a third party service.
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Jasmine Hernandez
•This sounds like a scam. How could anyone get through to the IRS faster than we can ourselves? And how do you know they're not just collecting your tax info to steal your identity?
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Kaitlyn Otto
•They basically have a system that dials and navigates the IRS phone tree repeatedly until they get through to a human. Then they call you and connect you directly with the IRS agent. You're actually speaking with the real IRS - Claimyr just gets you past the hold time. They don't collect any sensitive tax information at all. They just need your phone number to call you back when they get through to an agent. All your personal details are discussed directly with the IRS agent after you're connected, not with the service. It's basically just solving the "impossible to get through" problem that makes dealing with the IRS so frustrating.
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Jasmine Hernandez
I need to eat my words from my skeptical comment above. After another week of getting nowhere with the IRS myself, I broke down and tried Claimyr. Within 2 hours I was actually TALKING to a real IRS person! After 4 months of getting absolutely nowhere! The agent told me my return had been flagged because I'd received an economic impact payment that wasn't properly reconciled on my return. They were able to see exactly where my return was in the process and told me it had actually been resolved 3 days ago and my refund would be deposited next week. Never would have known this without actually speaking to someone. Worth every penny just for the peace of mind.
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Luis Johnson
Those 60-day letters are THE WORST. I got three of them last year. What helped me was calling the Taxpayer Advocate Service. They're an independent organization within the IRS designed to help taxpayers. If you've experienced a significant hardship because of the delay (like you can't pay bills without your refund), they might be able to help move things along.
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Ellie Kim
•What qualifies as a "significant hardship"? And how do you get in touch with them? I've been waiting on $3400 for months and it's definitely impacting my ability to pay some bills.
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Luis Johnson
•Financial hardship is definitely one of the main criteria - if you're struggling to pay for basic necessities or facing eviction/utility shutoffs. Medical emergencies or immediate threats to your rights also qualify. You can reach them by filling out Form 911 (Request for Taxpayer Advocate Service Assistance) or by calling your local TAS office directly. Their national number is 877-777-4778, but local offices often have better response times. Their website has all the contact info by state. Just be prepared to provide documentation of your hardship.
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Fiona Sand
Has anyone had their review result in a smaller refund than expected? I'm in the same boat with the 60-day letters and starting to worry they're going to adjust my refund down because of some mistake I made.
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Mohammad Khaled
•Yeah, it happened to me. They reviewed my return and determined I wasn't eligible for the full amount of Earned Income Credit I claimed. My refund ended up being about $1200 less than I expected. They sent a notice explaining the adjustment though.
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Miguel Ramos
I'm going through the exact same thing right now! Got my second 60-day letter last week and I'm honestly losing my mind. Filed in February and still nothing. The worst part is that "Where's My Refund" tool just keeps saying "still processing" with no actual information. I've been debating whether to try calling the IRS but everyone says the wait times are insane. Reading through these comments, it sounds like there are some tools that might help figure out what's actually going on. Has anyone tried multiple approaches (like both the transcript analysis AND calling through a service) or is one usually enough? At this point I just want to know SOMETHING about what's happening with my return. The uncertainty is killing me more than the delay itself.
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Dylan Wright
I'm in a similar situation and just wanted to share what finally helped me get answers. After months of those dreaded 60-day letters, I found that the key was actually understanding what those cryptic codes on my tax transcript meant. Like others mentioned, you can download your own transcript from the IRS website (irs.gov - look for "Get Transcript Online"). The transcript shows all the behind-the-scenes activity on your account that the "Where's My Refund" tool doesn't reveal. Those transaction codes and dates tell the real story of what's happening with your return. What really opened my eyes was realizing that most of these reviews aren't about catching fraud or major errors - they're often triggered by simple discrepancies like employer reporting differences, missing forms, or even just routine verification checks. The IRS computer systems flag returns automatically, and then it takes human reviewers forever to work through the backlog. The most frustrating part is that sometimes the issue has already been resolved internally, but you won't know until you either get lucky enough to reach someone by phone or learn to read those transcript codes yourself. Don't lose hope - most people do eventually get their refunds, even after multiple letters!
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Paolo Rizzo
•This is really helpful, Dylan! I had no idea that the transcript could show activity that's not visible in the "Where's My Refund" tool. That explains why I've been getting those generic "still processing" messages while apparently there's been actual progress happening behind the scenes. Your point about the issues often being simple discrepancies rather than major problems is reassuring too. I've been worried that I made some terrible mistake on my return, but it sounds like a lot of these delays are just routine verification processes that got backed up. I'm definitely going to download my transcript tonight and see if I can make sense of those codes. Even if I can't decode everything myself, at least I'll have the actual data instead of just guessing what's going on. Thanks for sharing your experience!
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Zane Gray
Those 60-day letters are absolutely the worst! I went through the exact same thing earlier this year - got THREE of them between March and August. The complete lack of real information is what made it so stressful. Like everyone else here, I was stuck with that useless "Where's My Refund" tool showing "still processing" for months. What finally gave me peace of mind was downloading my tax transcript from the IRS website (irs.gov - look for "Get Transcript Online"). You have to create an account, but once you see those transaction codes, you'll finally understand what's actually happening behind the scenes. In my case, it was just a routine income verification that had been flagged automatically - nothing scary like I'd been imagining! The transcript shows WAY more detail than that generic "still processing" message. You can see dates, transaction codes, and the actual progress of your return through their system. It's honestly frustrating that the IRS makes this information so hard to find when it would eliminate so much anxiety for taxpayers. Hang in there - the vast majority of these cases are just routine reviews that got backed up in their system. Once you can see what's actually flagging your return, you'll probably find it's much less dramatic than all the worst-case scenarios your mind has been creating!
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