IRS 60-day letter arrived after refund deposit - what should I expect now?

This is actually pretty common and usually nothing to worry about. The IRS processing systems don't always communicate effectively between departments. What likely happened is that you submitted something (a response to a notice, an amended return, or called about an issue) that triggered a case to be opened. Then your refund was processed through the normal channels while this separate case was still pending. The 60-day letter is essentially the IRS saying "we're backed up and need more time to review whatever issue was flagged on your account." It doesn't necessarily mean there's a problem with your return or that they're going to take back your refund. My advice would be to keep the letter for your records and wait it out. If you're really concerned, you can call the number on the letter, but be prepared for long wait times and potentially limited information from the representative.

I went through something similar last year and discovered taxr.ai (https://taxr.ai) which totally saved me from hours of stress and confusion. I uploaded my IRS letter and tax documents, and it analyzed everything together to explain what was happening in plain English. It turns out my 60-day letter was related to an income verification issue that had nothing to do with my actual refund. The tool showed me exactly what could've triggered it (in my case, a reported income discrepancy that was actually just delayed reporting from one employer). It even told me which documents I should gather just in case I needed them later, which saved me from scrambling when the IRS eventually did ask for one specific form.

I actually tried taxr.ai after seeing the recommendation here and it was super helpful with my 60-day letter situation! Uploaded my docs last week when I got a similar letter and it immediately showed me that my issue was likely related to a missing 1099-K that Square had filed (from my side gig) but I hadn't included on my return. The analysis explained that the 60-day review was probably triggered by their automated matching system catching this discrepancy. Instead of panicking, I was able to start preparing an amended return right away. Yesterday I got the actual follow-up letter from the IRS mentioning exactly this issue! Having that head start made a huge difference in my stress levels and I already had my response ready to go.

If you're trying to contact the IRS about this, good luck getting through on the phone. I spent 3 weeks trying before I finally found Claimyr (https://claimyr.com). They have this service that holds your place in the IRS phone queue and calls you back when an agent is about to answer. Saved me literally hours of hold time. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was super worried about a similar letter and just needed to talk to someone at the IRS to understand what was happening. Got connected to an agent who explained my 60-day letter was just routine follow-up to a question I had asked months earlier about my withholding. Would never have known that without actually talking to someone.

OK I'm actually eating my words about Claimyr. After posting that skeptical comment, my curiosity got the better of me and I tried it for my own 60-day letter situation. I had been trying to reach the IRS for over a week with no luck. Within 2 hours of using their service, I was talking to an actual human at the IRS. The agent explained that my 60-day letter was triggered by a discrepancy between my reported mortgage interest and what my lender reported. Turns out my bank had sent a corrected 1098 form after I filed, which I never received. The agent was able to tell me exactly what to do next and saved me from what would have definitely been a much bigger headache later. I'm honestly shocked at how easy the whole process was compared to my previous attempts to reach them.

Check your transcript online at irs.gov. That's the first thing i always do when I get any IRS letter. It will show any pending actions or additional reviews on your account. It's way more detailed than the generic letters they send. Lots of people get these 60 day letters cause the IRS is still catching up from the backlog.

i had this EXACT same thing happen last year!!! first got my refund then got that stupid letter. i ignored it completely and literally nothing ever happened. no follow up, no audit, nothing. i think its just their system being broken as usual lol

I'm dealing with something similar right now - got my refund in March but just received a 60-day letter last week. Based on what I've read here and my own research, it seems like these letters are often just administrative delays rather than signs of serious problems. One thing that helped ease my anxiety was calling the Taxpayer Advocate Service (TAS) at 1-877-777-4778. They can sometimes provide more context about what might have triggered the letter without you having to wait on hold for hours with the main IRS line. The representative I spoke with explained that these letters are often generated when there's a backlog in their correspondence department, not necessarily because there's an issue with your return. Since your transcript looks normal and you already received your refund, I'd say you're probably in good shape. Just keep that letter handy in case they do follow up, but try not to stress too much about it. The IRS has been dealing with massive backlogs and staffing issues, so these procedural delays have become pretty common.

I just went through this exact scenario a few months ago and wanted to share what I learned. The 60-day letter after receiving your refund is actually more common than you'd think, especially with the IRS still dealing with processing backlogs. In my case, it turned out to be related to a simple data entry issue on their end - they had flagged my return for review because one of my W-2 forms had a slightly different employer name format than what was in their system (my company had changed its legal name slightly). Even though my refund processed normally, this discrepancy was sitting in a queue somewhere waiting to be resolved. The key thing that helped me was keeping detailed records of everything. I made copies of the 60-day letter, noted the date I received it, and kept checking my online transcript weekly. About 6 weeks later, I got a simple letter saying the review was complete and no further action was needed. My recommendation would be to not panic but also don't ignore it completely. Keep the letter, monitor your transcript, and if you're really concerned, the Taxpayer Advocate Service can sometimes provide more specific information about what triggered the review. Most of the time these letters are just the IRS buying themselves time to work through their backlog of cases.