IRS Refund Delayed: Transcript Shows 3/19 Deposit Date But No Money Yet - What To Do?
Hey everyone, I'm having trouble with my tax refund. My IRS transcript shows it was supposed to be deposited on 3/19, but I still haven't received it. I've checked my bank account and even called the bank, but they say they haven't gotten anything yet. Has anyone else experienced this? What should I do next?
27 comments
Ella Thompson
Ugh, I'm in the same boat. Its so frustrating! Have you tried calling the IRS directly? Sometimes they can give you more info than whats on the transcript.
0 coins
Matthew Sanchez
•I've been trying to call them, but I can never get through. It's like hitting a brick wall every time 😫
0 coins
JacksonHarris
•Pro tip: call right when they open. You might have to wait on hold for a while, but at least you'll get in the queue.
0 coins
Ella Thompson
•Good idea! I'll try that tomorrow morning. Fingers crossed 🤞
0 coins
Jeremiah Brown
I found a method to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/_kiP6q8DX5c
0 coins
Royal_GM_Mark
•Sounds too good to be true. Has anyone else tried this?
0 coins
Amelia Cartwright
•20 bucks? No way, I'd rather wait on hold for free.
0 coins
Jeremiah Brown
•I get the skepticism, but it seriously saved me hours of frustration. Worth every penny IMO.
0 coins
Chris King
•How long did it take for them to get someone on the line?
0 coins
Jeremiah Brown
•It took about 2 hours, but I didn't have to sit there listening to hold music. They just called me when an agent was ready.
0 coins
Rachel Clark
Here's what you need to do: 1. Check your transcript for any additional codes after the 846. Sometimes they'll add a hold or offset after the initial release date. 2. Make sure your bank info is correct on your return. Even a small typo can cause major delays. 3. If you filed jointly, check both SSNs for any issues. Sometimes one spouse's old debts can hold things up. 4. Be patient. The IRS is still catching up from the pandemic backlog. It sucks, but sometimes it just takes time. 5. If it's been more than 21 days since your transcript showed the 846 code, definitely call them. Use the taxpayer advocate service if you're having trouble getting through. Hope this helps! Let us know what you find out.
0 coins
Matthew Sanchez
•Wow, thanks for the detailed response! I'll definitely go through this checklist.
0 coins
Zachary Hughes
•This is gold 💯 Saving this for future reference!
0 coins
Mia Alvarez
have u tried turning it off and on again? 🤣🤣🤣
0 coins
Carter Holmes
I swear the IRS is run by a bunch of 🤡🤡🤡 How hard is it to send people their own money back?
0 coins
Sophia Long
•Preach! 👏👏👏
0 coins
Angelica Smith
•To be fair, they're dealing with millions of returns. But yeah, the system could use an upgrade.
0 coins
Logan Greenburg
Quick question - did you claim any credits like the Earned Income Credit or Additional Child Tax Credit? Those can delay refunds.
0 coins
Matthew Sanchez
•Nope, didn't claim any special credits. Just a standard return.
0 coins
Logan Greenburg
•Hmm, that's odd then. Definitely worth giving them a call to see what's up.
0 coins
Charlotte Jones
Plot twist: the IRS actually owes you MORE money and they're recalculating your refund. Happened to me last year!
0 coins
Lucas Bey
•Don't get OP's hopes up lol. But man, wouldn't that be nice? 🤑
0 coins
Harper Thompson
Anyone else think its weird that we have to do all this work just to pay taxes? Like, they already know how much we owe, why make us guess?
0 coins
Caleb Stark
•Lobbyists from tax prep companies, that's why. They make bank off our confusion.
0 coins
Jade O'Malley
•For real. Other countries just send you a bill or a refund. No muss, no fuss.
0 coins
Hunter Edmunds
Hey OP, any updates? Did you manage to get through to anyone?
0 coins
Matthew Sanchez
•Not yet, but I'm gonna try calling first thing tomorrow morning. I'll keep you guys posted!
0 coins