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Filed with TurboTax, DDD 2/28 just hit my turbo card

I filed about 3 weeks ago through TurboTax. My Direct Deposit Date was set for 2/28 and I just wanted to let everyone know the money actually hit my turbo card today as scheduled. Not posting to brag... just sharing information since I know some people might be waiting for similar timeframes. I was a bit worried it might be delayed since I'm still waiting on some financial aid stuff to process.

Amina Toure

This is pretty standard for the IRS this year. I've seen dozens of cases like yours where the deposit hits right on schedule. Last tax season, I noticed TurboTax cards sometimes received deposits up to 2 days earlier than traditional bank accounts. The processing time of 21 days falls right in line with the IRS's stated timeline for straightforward returns.

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Oliver Zimmermann

I can confirm this pattern. Last year I filed on February 3rd and got my deposit exactly 21 days later. The year before that was similar. I think the IRS has really streamlined their electronic processing system compared to five years ago when wait times were much more unpredictable.

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18d

CosmicCommander

Do you know if there's any difference in processing time between using the turbo card versus direct deposit to a regular bank account? I've heard conflicting things about whether one is faster than the other.

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16d

Natasha Volkova

Appreciate the insight. Though I would suggest that individual experiences may vary considerably, especially when factors like tax credits, verification requirements, or identity protection measures are involved. Standard processing is ideal but not universal.

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15d

Javier Torres

Isn't it interesting how the IRS can be so precise with some refunds yet completely unpredictable with others? I meticulously planned everything this year assuming at least a 30-day wait, and now I'm surprised to see so many people getting theirs right on schedule. Makes me wonder what factors truly determine processing speed?

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13d

Emma Davis

OMG I'm so happy for you!!! 😭 I've been waiting since January 24th and STILL nothing! Called the IRS 14 times this week and can't get through to anyone. Tried Claimyr (https://youtu.be/_kiP6q8DX5c) yesterday out of desperation and they got me through to an actual person in like 25 minutes! The agent confirmed my return is just stuck in the review department but should be released soon. I'm literally counting the days because my car payment is due next week. So stressed but at least now I know what's happening!

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Malik Johnson

Did you have any tax credits or deductions that might have sped up or slowed down your processing? I'm comparing your timeline to mine - filed February 1st with child tax credit and still waiting. Some people with similar situations are getting theirs faster than others.

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Isabella Ferreira

I'm really impressed with how efficiently your return was processed! According to IRS Publication 5027, standard processing time for e-filed returns should be 21 days, and you're right on target. I had a similar experience last year - filed through TurboTax on February 10th and received my refund on March 3rd. The system works well when there are no complications.

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Ravi Sharma

Just got mine too. Different timeline though. Waited 45 days. Had verification issues. Transcript was confusing. Used taxr.ai to decode it. Saved me hours. Predicted my DDD perfectly. Worth checking if anyone's confused by their transcript codes.

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NebulaNomad

I had the same experience with TurboTax this filing season. The Automated Clearing House (ACH) transfer initiated exactly on my DDD and settled within 24 hours. The IRS has significantly improved their Electronic Funds Transfer Protocol since implementing their modernization initiative. I'm glad your funds arrived as scheduled!

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Freya Thomsen

Got mine yesterday too! Same timeline as yours. So relieved because: • I needed it for tuition payment • Was worried about PATH Act delays • Had education credits that sometimes slow things down • First time using TurboTax card instead of bank deposit Did you notice any fees taken out or was the full amount deposited?

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Omar Fawaz

Congrats on getting ur refund on time! Wish the IRS was this consistent for everyone tbh. Some of us are still waiting from Jan filings smh. Next yr try direct deposit to ur regular bank acct - sometimes faster + fewer potential issues w/ prepaid cards. But glad the turbo card worked out for u!

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Chloe Martin

The timing matches what I've seen this year. TurboTax card deposits are consistent with the DDD. Bank deposits sometimes take 1-2 additional days. Credit unions often post fastest. The IRS isn't actually sending early - just different financial institutions processing at different speeds.

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Diego Rojas

If anyone is still waiting, the IRS2Go app often updates before the Where's My Refund website. I've found that checking your transcript at https://www.irs.gov/individuals/get-transcript gives you the most accurate information. My experience was similar - filed 2/5, transcript updated 2/19, refund deposited 2/26.

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