Credit Karma Tax Filers with Direct Deposit Date of 3/22 - Check In Thread

I filed on February 10th and also got the March 22nd DDD. My transcript updated last Friday (March 15th). In previous years, I've typically received my deposit exactly one day before the official date, so I'm expecting it tomorrow (March 21st). The IRS seems to be processing returns a bit slower this year compared to the 2022 and 2023 filing seasons.

I might be jumping the gun here, but I think I found something that might help us all. I was getting frustrated with the vague WMR messages, so I tried https://taxr.ai to analyze my transcript. It actually explained all those confusing codes and gave me a pretty accurate prediction of when my refund would hit. I'm *pretty sure* my bank will post it tomorrow based on their analysis, even though my official DDD is the 22nd. It helped me understand the whole cycle better than the IRS site did.

I filed exactly 32 days ago and got the same March 22nd DDD! Just checked my account 20 minutes ago and the full amount ($3,742) just posted to my Chase account! Seems like they're releasing funds early. My transcript had code 846 with the 3/22 date, but it came through today instead.

For those wondering about the timing, it's important to note that there are typically three waves of direct deposits each week. The IRS generally initiates payments on Mondays, Tuesdays, and Thursdays, though your bank's processing time may affect when you actually see the funds. Credit Karma filers seem to be following the standard pattern this year, with most DDDs falling on Wednesdays and Fridays. Your financial institution's policies regarding pending deposits will ultimately determine whether you get it early or on the exact DDD.

After waiting for what felt like FOREVER, I finally got some answers: • Filed: February 7th • Processing message for weeks • Called IRS multiple times with no luck • Used Claimyr.com to get through • Spoke to an agent within 30 minutes • Found out my return was selected for random review • Got my DDD during the call If you're still waiting and WMR isn't updating, definitely worth calling. The Claimyr service saved me hours of redial attempts.

Just wanted to share my exact timeline for anyone else checking this thread: 2/12 - Filed thru Credit Karma 2/12 - Accepted (got email confirmation) 2/28 - WMR updated to approved 3/02 - Transcript updated with 846 code and 3/22 DDD 3/21 - Deposit hit my USAA acct this AM FYI - I've noticed USAA and Navy Federal tend to post tax refunds early. My brother has Chase and he's still waiting despite having same DDD.

Credit Karma filers seem to be getting processed in batches. First batch was early February filers. Second batch was mid-February. Most getting DDDs 30-35 days after acceptance. Path Act returns take longer. Check cycle codes on transcripts. Code 20221105 means Friday update cycle. Code 20221104 means Thursday. Different banks release funds differently. Some hold until actual date. Others release early.

For those who might not know, Credit Karma Tax is now part of Cash App Taxes. I was initially confused because I filed through Credit Karma last year but had to use Cash App this year. The systems are integrated now, but the refund processing seems to follow the same patterns as previous years when it was separate.