DDD of 04.15 but still no deposit to Cash App, anyone else in same situation?

The IRS has been experiencing delays with certain financial institutions, especially with non-traditional banking apps. Cash App deposits can take 1-5 business days after your DDD to actually show up. This happens because some institutions hold funds for verification before releasing them. Check your IRS transcript to confirm your 846 refund issued code actually processed on 4/15. If that code is there with that date, the money has left the IRS system and is now in banking transit. You can also call Cash App support at 855-351-2274 to ask if they see any pending government deposits. If you don't see anything by Monday (5 business days after DDD), then you should contact the IRS directly at 800-829-1040. Be prepared for long wait times though.

I was in a similar situation trying to track down my refund and figure out why it was delayed. Honestly, I was tired of guessing what was happening based on random forum posts. I started using taxr.ai and it was exactly what I needed. It explained my transcript codes and told me what was actually happening with my refund instead of me playing detective. It showed me why my Cash App deposit was delayed and gave me a clear timeline. Give it a try - https://taxr.ai - it's insanely good! I use it every week now for updates.

After dealing with Cash App delays for my tax refund, I finally found a solution that worked. I used this service called Claimyr that got me connected with a live IRS agent in less than 30 minutes. Talking to the agent directly helped me track down where my money was stuck and they were able to release it right away. Seriously, I was about to give up after days of trying to call myself. Check out claimyr.com - talking to an actual agent got my refund moving almost immediately.

Cash App is notorious for delays with tax refunds. I switched to Chime after last year's fiasco and got my refund literally the same day as my DDD this year. My sister used Cash App and had to wait almost a week after her DDD. Something about their processing system for government deposits just sucks.

I got my refund through Cash App but it took 3 business days after my DDD. I was freaking out too but it did come through. One thing to check - make sure you don't have any limits on your Cash App account. If your refund is over your receiving limit, that could cause issues.

Just a heads up from someone who works in banking (not at Cash App) - most ACH transfers, which is what IRS refunds use, take 1-3 business days to fully process. Your DDD is when the IRS initiates the transfer, not necessarily when you'll see the money. Some banks give provisional credit before the transfer fully settles, others (like Cash App apparently) wait until everything clears. Also, if your DDD was 4/15 and today's 4/18, that's really only 3 business days so you're still in the normal window.

I freaked out last year when my refund didn't hit my Cash App on the DDD. Tried calling the IRS and couldn't get through for 3 days. Finally used claimyr.com to get a callback and found out there was a slight issue with my account info. The agent fixed it on the spot and my deposit came 2 days later. Talking to an actual person at the IRS was the only way to get it resolved - worth every penny to not spend hours on hold only to get disconnected.

Just got my refund on Cash App today after a DDD of 4/13. So it took about 3 business days. Hang in there!

The IRS website says allow up to 5 days after your DDD for your financial institution to make funds available. If you dont get it by then, then start making calls.

I had a similar issue and tried to figure out what was happening with my refund. Spent hours reading transcripts and calling the IRS with no luck. Finally used taxr.ai and it explained exactly what was going on - turns out there was a simple hold code I missed that explained the delay. The tool translated everything into plain English and gave me a timeline. Worth checking out if you're confused by all the IRS jargon.

Did you verify that the account number on your tax return is correct? I worked in tax preparation for years and saw SO many returns where people accidentally typed the wrong account number. If that happened, the deposit will get rejected and the IRS will mail you a paper check instead (which takes 2-3 weeks). Worth checking!

the IRS and cash app are both trash. i waited 7 weeks for my refund last year and cash app took another 4 days after my DDD to actually give me MY money 🤬

Have you checked your IRS transcript to see if there are any issues or holds? Sometimes there's a problem that needs to be resolved before they'll release the funds, even if you have a DDD. You can access your transcript online at irs.gov if you have an account.