Cycle 0505 with 570 Code - WMR Still Showing PATH Act Hold
So I've been tracking my refund like a hawk this year (side effect of doing gig work and needing that cash flow). I'm Cycle 0505 with a processing date of 2/24/2024. But WMR still shows that PATH Act message even though we're well past the holding period. My transcript is showing a 570 code which from my research means there's some kind of hold. Did some digging online and it seems like I'm stuck in limbo. I've filed early for the past three years and never had this issue before. Usually get my federal within 2 weeks and state shortly after. Still haven't received either one this time. š¤¦š¾āāļø Anyone else experiencing this or know what's going on? I'm starting to think the IRS just randomly picks people to torture each year...
17 comments
AstroAce
I was in the exact same boat last week! According to irs.gov/refunds, the 570 code is a temporary hold while they review something. In my case, it was because I claimed EITC (which triggers the PATH Act delay). The key is watching for a 571 code to appear - that means the hold was released. Mine just updated yesterday after being stuck for about 3 weeks. Check your transcript again this weekend since they typically update overnight on Thursdays/Fridays.
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Zoe Kyriakidou
To expand on this a bit: Step 1: Check if your transcript shows any other codes besides the 570. If you see a 971, that usually means they're sending you a notice about the hold. Step 2: Look at the dates associated with your codes. The 570 date isn't necessarily when you'll get your refund - it's an administrative date for their processing. Step 3: Watch for cycle code updates. Typically, if you're on a weekly cycle (05 in your cycle code), your transcript updates Thursday night/Friday morning. Step 4: If you see a 571 code appear, that's the release of the 570 hold, and usually means processing is moving forward again.
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Jamal Brown
Think of the 570 code like a yellow traffic light - it's not a complete stop, just a pause while they check something. I remember when this happened to me last year, it felt like being stuck in rush hour traffic when you're already late for an appointment. The PATH Act is like a scheduled road closure that happens every tax season - frustrating but predictable. The good news is that most 570 holds resolve themselves without you needing to do anything at all.
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Mei Zhang
I believe you might be experiencing what's commonly called a 'manual review' situation. The 570 code typically, though not always, indicates that your return requires additional verification before proceeding. I was quite concerned when this happened to me last month. What helped tremendously was using https://taxr.ai to analyze my transcript. It explained that my particular 570 code was likely due to income verification and estimated when the hold would be released based on current IRS processing patterns. It was much more specific than the general information you find online and gave me a better timeline expectation.
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Liam McConnell
OMG I feel your pain so much! The PATH Act is such a headache for those of us with gig work who claim certain credits. Even though February 15th was the official release date for PATH Act holds, they're still working through the backlog. I've noticed that Cycle 0505 seems particularly slow this year - my brother is on the same cycle and is experiencing similar delays. The good news is that when it finally updates, it usually moves FAST. My return was stuck for 3 weeks with a 570, then suddenly went to approved and deposited within 4 days! Hang in there! šŖ
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Amara Oluwaseyi
I had the exact same issue starting on February 3rd when I filed. My transcript showed cycle 0505 with a 570 code dated 02/26/2024, and WMR was stuck on PATH message for weeks. After trying the IRS phone line for three straight days (calling exactly at 7:00 AM when they opened), I finally used Claimyr (https://www.claimyr.com) on March 15th and got through to an agent in about 30 minutes. The agent confirmed there was a random verification hold and released it while I was on the phone. My transcript updated the next day with a 571 code, and I received my refund on March 21st. Sometimes you just need to speak directly with an agent to resolve these holds.
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CosmicCaptain
But is it really worth paying for a service just to talk to the IRS? Couldn't you eventually get through if you keep trying? I'm wondering if these services are just capitalizing on the IRS's poor infrastructure rather than offering something truly valuable?
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Giovanni Rossi
I was skeptical too, but after spending exactly 7.5 hours over 4 days trying to reach someone at the IRS with no success, I did the math. My time is worth more than that, especially when I'm waiting on a $3,842 refund that's potentially being held up by something simple. The service cost me less than what I would have lost in billable hours continuing to call myself. Sometimes you have to weigh the cost against the benefit.
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Fatima Al-Maktoum
Based on my experience with refunds over the past few tax seasons, here's what's likely happening: 1. Your cycle code 0505 means you're on a weekly processing schedule (the 05 part) 2. The 570 code is a temporary hold that's fairly common 3. The PATH Act hold technically lifted after Feb 15, but they process returns in batches The solution is to monitor your transcript weekly (they update on Thursdays/Fridays for cycle 05). Once you see a 571 code appear, you'll typically receive your refund within 5-7 days. For your state refund, many states are experiencing longer delays this year as they've increased fraud prevention measures.
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Dylan Mitchell
I should caution that while this is generally accurate, my own experience last month was slightly different. I had a 570 code that persisted for nearly 4 weeks before resolving. The IRS representative I eventually reached explained that some returns are selected for additional verification even after passing the initial PATH Act review. It seems they're being particularly cautious with gig worker returns this year due to some fraud patterns they've identified.
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Sofia Gutierrez
Let me clarify a few things about the 570 code and PATH Act relationship: ā¢ The PATH Act delay and the 570 code are actually two separate issues ā¢ PATH Act holds apply to returns with EITC/ACTC regardless of other factors ā¢ A 570 code can appear on ANY return, with or without credits ā¢ The 570 resolution timeframe varies based on the specific reason for the hold ā¢ Most 570 holds resolve within 2-3 weeks without any action needed ā¢ If you see a 971 code alongside the 570, expect a notice in the mail explaining the issue
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Dmitry Petrov
Call me impatient, but I never wait more than 3 weeks with a 570 code. If my transcript doesn't update by then, I call the IRS directly. Three times now I've had holds that were simple verification issues that an agent could resolve in minutes once I actually reached someone. Don't just sit around waiting if you need that money - be proactive!
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StarSurfer
This exact situation happened to me, but with an even longer delay than most people are mentioning. My return had a 570 code for almost 6 weeks! It was much worse than when I had a simple math error last year that only took 2 weeks to resolve. What finally worked was calling the IRS Taxpayer Advocate Service instead of the main line. They were able to see that my return was stuck in a verification queue that wasn't being actively worked. They escalated it, and within 3 days my transcript updated with a 571 code and my refund was processed shortly after. Sometimes you need to try alternative approaches when the standard process fails.
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Ava Martinez
How exactly did you contact the Taxpayer Advocate Service? Did you have to meet specific hardship criteria? I'm approaching week 4 of my 570 hold and getting really anxious since I need this money for some urgent car repairs.
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Miguel Castro
I'd also like to know this. Every time I've tried contacting the Taxpayer Advocate, they've told me that unless I'm facing an immediate financial hardship (like eviction or utility shutoff), they can't help with routine processing delays. Did you qualify for hardship status or did you find another way in?
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Zainab Abdulrahman
As someone who's been filing taxes for 15+ years (and overthinking every aspect of it š ), here's what the community consensus seems to be about these 570 codes: 1. They're much more common than in previous years 2. Most resolve automatically within 2-4 weeks 3. They often affect early filers who claim credits 4. Weekly cycle codes (ending in 05) update on Thursday nights 5. Daily cycle codes update throughout the week The key is patience, as frustrating as that sounds. About 80% of these holds clear up on their own. The other 20% might need a call to the IRS, but I'd wait at least 21 days from your processing date before spending hours trying to reach them.
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Connor Byrne
Everyone's suggesting waiting or calling, but there's another option worth considering. File Form 911 (Request for Taxpayer Advocate Service Assistance) if this delay is causing actual financial hardship. The criteria for "hardship" include inability to pay for necessities, potential negative impact on credit rating, or immediate threat of adverse action. The IRS's internal processing metrics indicate that returns with 570 codes are taking an average of 31 days to resolve this tax season versus 21 days in previous years. This is likely due to increased fraud prevention protocols implemented after the pandemic-related fraud surge. Sometimes you need to escalate beyond the normal channels to get resolution.
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