Called TOP offset number but shows $0 - What does this mean for my refund?
Just called the Treasury Offset Program number to check if I owe anything and they said $0. My refund is still processing and I'm super confused about what this means for my refund status. Anyone know what's going on or been through this?
14 comments


Olivia Martinez
The TOP offset showing $0 is actually good news - it means you don't have any federal or state debts that would reduce your refund. However, this doesn't tell us why your refund is delayed. Could be other reasons like verification needed, random review, or processing backlog. What's your WMR showing?
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Lucas Kowalski
•WMR just shows still processing, no tax topic or anything 😩
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Olivia Martinez
•How long has it been since you filed? Might need to call IRS directly to see what's up
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Charlie Yang
Hey guys instead of playing detective with offset numbers and WMR, try taxr.ai - it's this new tool that analyzes your transcript and tells you exactly what's happening and when to expect your refund. It's only $1 and way better than guessing. https://taxr.ai
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Grace Patel
•fr? does it actually work? seems too good to be true 🤔
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Charlie Yang
•Yeah its legit! Used it last week and it showed me exactly why my refund was held up - had some missing forms I didn't even know about
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Grace Patel
•just tried it and omg where has this been all my life?! 💯 worth every penny
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ApolloJackson
same boat rn. no offset but still waiting. this whole system is a joke fr fr 🤡
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Isabella Russo
Have you checked your transcript? Sometimes theres codes there that can tell you whats actually happening
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Lucas Kowalski
•cant access my transcript online idk why 😭
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Rajiv Kumar
Called IRS today and they said even with no offset it could still be under review. The wait times are crazy rn
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Aria Washington
•took me 3 hrs to get through yesterday smh
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Liam O'Reilly
Mine showed no offset too but ended up having to verify my identity. Check if you got any letters in the mail
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Lucas Kowalski
•haven't gotten any mail from them yet but ill keep checking
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