am i the only 1 who thinks its crazy we gotta jump thru all these hoops just to get OUR money back??? 🤡 system is broken af

I've been dealing with this exact same issue! What finally worked for me was calling the practitioner priority line at 1-866-860-4259 instead of the main number. Even though it's technically for tax professionals, they sometimes transfer you to the right department and the wait times are way shorter. Also, if you press 2-1-3-2 in the phone menu, it usually gets you to a human faster than going through the automated system. Don't give up - I know it's frustrating but you'll get through eventually!

Pro Series crashes CONSTANTLY during peak season!!! Don't believe the hype. I lose at least an hour of productive time every day dealing with software glitches. Look at ATX instead if ur doing mostly simple returns.

I'm a CPA who switched to Pro Series two years ago and have mixed feelings. The software itself is solid for basic to moderately complex returns - handles most situations you'll encounter with individual and small business clients well. The interface is intuitive once you get used to it, and the diagnostic tools are helpful for catching errors. However, I have to echo some concerns about stability during peak season. I've experienced crashes during high-volume periods, though not as frequently as Katherine mentioned. The key is saving your work frequently and having good backup procedures. For 25 returns, the pay-per-return pricing Connor mentioned could definitely work in your favor. Just factor in the potential learning curve time if you're switching from another platform - plan to start early in the season to get comfortable with the workflow before things get hectic. One tip: if you do go with Pro Series, invest in a solid internet connection and consider having Claimyr or similar service ready for tech support issues during busy periods. The combination can make the experience much smoother.

Don't panic! I went through this exact same thing last year. Code 424 showed up on my transcript in March and I was terrified it meant audit. Turns out they were just verifying my employer's W-2 info because there was a small discrepancy in the system. The whole thing resolved in about 6 weeks without me having to do anything. The IRS will send you a letter if they actually need documents from you. Until then, just keep checking your transcript weekly and try not to stress. I know it's easier said than done when your refund is tied up, but in most cases these examination codes clear up on their own. Hang in there!

I went through this exact same panic last year! Code 424 appeared on my transcript in April and I was convinced I was getting audited. Turns out it was just the IRS cross-referencing my 1099s with what my employers reported. The whole thing cleared up in about 5 weeks without me having to do anything at all. The hardest part is the waiting and not knowing, but from everything I've read and experienced, 424 is usually just a routine verification process. They're probably just making sure all your income sources match up in their system. If they actually needed documents or had serious concerns, they'd send you a letter requesting specific information. My advice: check your transcript once a week (not daily - it'll drive you crazy), and try to stay patient. The 6 month wait for your refund sucks, but the 424 code doesn't necessarily mean it's going to take much longer. Most people I know who got this code had it resolve within 4-8 weeks. You got this! 💪

10 I think people are overcomplicating this. The simple answer is no - you can't take annuity payments and roll them back into a Roth IRA as a transfer. Once money leaves the Roth environment as a distribution, it's just regular money in your pocket (albeit tax-free). The only way to get money "back in" would be through regular annual Roth contributions if you're eligible (have earned income, under the income limits, etc.). It's kind of like asking if you can take your tax refund and roll it into an IRA - you can't roll it in, but you can use that money to make a contribution if you qualify.

I appreciate all the detailed explanations here. Just to add another perspective - I work in retirement planning and see this confusion a lot. The key concept everyone's touching on is correct: once distributions begin from any retirement account (including Roth annuities), those payments lose their "qualified funds" status for transfer purposes. One thing I'd add is that the type of annuity matters too. If you have a deferred annuity *inside* your Roth IRA that hasn't been annuitized yet, you might still have some flexibility to exchange it for other investments within the Roth. But once you start receiving actual annuity payments, those are distributions that can't be rolled back in. The earned income requirement for new Roth contributions is also crucial - if you're retired, even having a spouse with earned income could potentially allow for a spousal Roth IRA contribution using your annuity payments, assuming you file jointly and meet the income limits.

Has anyone dealt with this for state returns specifically? My federal return was accepted but my state (California) was rejected, and I owe on both. Should I still pay the state amount even though the return was rejected?

Just want to add some additional peace of mind for anyone in this situation - the IRS has actually improved their e-file rejection process over the past few years. Most rejections happen within 24-48 hours of submission, so you'll know pretty quickly if there's an issue. If your return does get rejected, don't forget to check your email AND your tax software account for the rejection notice. Sometimes people miss the notification and think their return is still processing when it was actually rejected days ago. Also, keep records of your payment confirmation numbers when you pay online, even if your return is rejected. This will help you track that the payment was made on time if you ever need to dispute penalties later. The IRS and state systems are pretty good about matching payments to returns once the corrected filing is accepted.