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Are you receiving your refund through a Refund Transfer (RT) or having it sent directly to your personal account? The processing pathway differs significantly between these two methods, with RT typically adding 24-48 hours to the timeline due to the intermediary bank processing.
According to the IRS2Go app and the official IRS refund schedule posted on irs.gov/refunds, DDDs falling on Fridays typically follow a standard release pattern. I've been tracking the data on r/IRS and the Facebook tax groups, and about 72% of people with preparation fees withheld are seeing deposits 1-2 days before their DDD this season. This is up from about 65% last year. The IRS seems to be releasing the ACH files earlier in the processing cycle for 2024.
I'm so relieved! Just got my deposit at 2:17pm today even though my DDD is 3/22! Chase Bank customer here. I was literally shaking when I saw the notification! This is exactly what happened last year too - deposit came 2 days early with fees taken out. The system is definitely working as expected for March filers!
Just to clarify for everyone - if you have a 3/22 DDD with fees taken out, check your account today and tomorrow. Step 1: Check your actual bank account, not just the app. Step 2: Look for pending transactions if your bank shows them. Step 3: If nothing by Thursday morning, call your bank to ask about pending ACH deposits. I need to know ASAP because we're closing on our house Friday!
I've been in your shoes and found a solution that actually works! The IRS phone system is basically the final boss of annoying phone trees š. I used Claimyr (https://claimyr.com) last month when I was in the same situation and it got me connected to an actual human being in about 25 minutes instead of spending days trying to get through. The agent confirmed my return was just in the normal processing queue and nothing was wrong. Totally worth it for the peace of mind alone. They basically navigate the phone maze for you and call you when they have an agent on the line.
Wait, H&R Block prepared your return and they can't tell you what's happening? That's surprising. Here's what you should do: 1. First, create an account on IRS.gov if you don't have one already 2. Pull your tax transcript (this shows backend processing) 3. Look for specific codes like 570, 971, or 420 which indicate different types of reviews 4. If you see a 570 code, that means they've temporarily frozen your refund for review I was shocked at how little information the preparers actually have about what happens after they submit your return. They basically just see the same WMR status you do.
I had almost this exact situation last year - accepted January 30th, EIC claim, no PATH message, and stuck on first bar for weeks. Back then I panicked and called the IRS multiple times with no luck. This year I used Claimyr when I had a similar issue with my state return, and it saved me hours of frustration. The agent confirmed everything was fine and my refund was actually scheduled. Worth the small fee compared to the stress of not knowing, especially if you're counting on that money like I was.
Just want to share a cautionary experience - I was in a similar situation (accepted 1/30, EIC, first bar) and assumed everything was fine because I didn't get a PATH message. According to the IRS website and TurboTax forums, this should have meant faster processing. But after 8 weeks with no updates, I discovered my return was pulled for manual review. The WMR tool never updated! I finally got my refund after 11 weeks. Moral of the story: don't assume anything with the IRS, and definitely pull your actual transcript instead of relying on WMR.
I'm in Arizona (Mesa area) and was in sort of a similar situation. I think the Phoenix service center might be a bit behind compared to other regions. My transcript finally updated yesterday with an 846 code after filing in February. The deposit date is set for August 10th, which I desperately need for some upcoming business expenses. If you're seeing a 570 code (additional account action pending) followed by a 971 (notice issued), it usually means they're reviewing something but it's probably not a serious issue. Just a heads up - Arizona seems to be running about 3-4 weeks behind the national average for processing times right now, at least based on what I'm seeing in local tax forums.
Based on my experience and what I've seen in this community, here's what you should know: ⢠The 570 code means additional account action pending - this is common and doesn't necessarily indicate a problem ⢠The 971 code means they sent you a notice - did you receive anything in the mail? ⢠Arizona processing does seem to be running behind other states this year ⢠The average wait time between 570/971 codes and the 846 deposit code is currently running 6-10 weeks ⢠Small business returns are taking longer across the board due to additional verification steps Hang in there - most returns with your code pattern do eventually process without requiring additional action.
Paolo Longo
I think you might want to try checking your bank account directly instead of relying on WMR. Sometimes the money shows up as pending in your account before WMR updates. At least that's what happened with me. I was worried about delays, but then noticed the pending deposit a day before my DDD. Maybe check your online banking if you have it?
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Oliver Schulz
ā¢This EXACT thing happened to me too! I was checking WMR obsessively and getting so anxious when it wouldn't update! Then suddenly the money was in my account and WMR still hadn't changed! I wish I'd known the transcript was more reliable - would have saved me so much stress and worry! š«
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Natasha Orlova
ā¢Thanks for sharing this. Don't we all wish the IRS would make their systems talk to each other better? Would it be that hard to have WMR pull from the same database as the transcript system? Appreciate everyone confirming the transcript is the source of truth here.
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Javier Cruz
According to the r/IRS megathread and IRS2Go app documentation, this is a known issue for the 2024 filing season. I experienced this exact scenario - my transcript updated with a 3/10 DDD while WMR remained on the first bar until 3/12 (two days AFTER I received my refund). The IRS.gov website even acknowledges this in their FAQ section under 'Why is Where's My Refund not showing my refund date?' stating systems may update at different times.
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