Can you explain more about the domicile test? I thought just having an apartment in the new state would be enough to establish residency on the day I moved in. Are there other requirements?

Good question about domicile! Having an apartment alone might not be enough in some states. Domicile is about your intent to make the state your permanent home, not just physical presence. States look at various factors to determine domicile: where you're registered to vote, your driver's license state, where your vehicles are registered, location of bank accounts, where you have professional licenses, community involvement, and even where your family lives if you're splitting time. Some states have specific forms or tests to determine when your domicile officially changed.

You can usually request a private letter ruling from the state tax department, but they often charge a fee (sometimes hundreds of dollars) and it can take months to get. Probably not worth it unless you're talking about a lot of money at stake.

Thanks for the info. Definitely not worth hundreds of dollars since I'm only talking about maybe $2000 in state taxes total. Guess I'll just have to do my best with the reciprocity rules and keep good documentation.

I switched to FreeTaxUSA after having similar problems with TurboTax. WAY better for rental properties and it handles Schedule E much more intuitively. Plus it's cheaper.

That's not accurate - reinvesting profits doesn't make the income tax-free. You still need to report all income from your rental. The renovations and furniture aren't fully deductible in the year you buy them either - they need to be depreciated over several years (typically 5-7 years for furniture and 27.5 years for home improvements). You can deduct normal operating expenses like cleaning, utilities, and supplies in full for the current year, but capital improvements have to be depreciated according to IRS schedules. You're still taxed on your net income even if you're using that money to improve the property.

Did you try negotiating at all? I'm wondering if there's any flexibility with their prices or if it's just take it or leave it once they tell you the final amount.

I actually did try to negotiate this year! When they told me the price jumped to $389, I mentioned I was considering trying a cheaper option like TaxSlayer. The manager came over and offered me a "returning customer discount" that brought it down to $329. So there is some flexibility, but you have to speak up. The other thing I've learned is that prices can vary between different H&R Block locations, even in the same city. The office in the wealthier part of town charges more than the one in the shopping center near me. Might be worth calling a few different locations for quotes.

I used TurboTax this year for a somewhat complex return (W2, 1099-B with stock sales, rental property). Their premier version was about $119 plus $49 for state filing. BUT they charged me an extra $59 for the Schedule E for rental property and another $39 for "expert review" of my stock sales. So I ended up paying around $270 all in. Still cheaper than H&R Block quoted me ($499), but not as cheap as their advertisements suggest. Their interface is pretty good though, walks you through everything step by step. Just be aware of the add-on fees.

Quick question - how does this work for someone who has two teaching jobs? I teach at two different districts (one main job, one evening adult ed) and I'm worried they're not withholding enough from either job. Should I adjust my W-4s?

With two teaching jobs, you're right to be concerned. Each employer's payroll system only "knows" about the income they're paying you, not your total income from all sources. So both systems are calculating withholding as if that's your only income, which almost always results in underwithholding. You should definitely complete a new W-4 for both positions. On Step 2 of the W-4, check box (c) for multiple jobs, or use the worksheet to calculate a more precise additional withholding amount. You might also want to specify an additional dollar amount to withhold on line 4(c) to make up for the potential shortfall.

OMG YES. My district's payroll department is a disaster. I got a promotion last year and they somehow lost my W-4 in the process. Went 3 months with them withholding as if I was single with zero dependents (I'm married with 2 kids). My checks were tiny and it took forever to fix!

How long did it take to show as "accepted" after you filed? I submitted 3 days ago and mine still says "processing"...getting nervous now.

Mine took about 48 hours to show as "accepted." If you're only at 3 days, I wouldn't worry too much yet. The IRS systems get really bogged down during the early filing rush. If you're still showing "processing" after 5-7 days, then it might be worth reaching out to TurboTax support or checking if there are any known IRS processing delays. This time of year, it's not uncommon for things to take a bit longer, especially with forms that were recently finalized.

I filed Jan 29th with the same Form 8889 watermark issue, was accepted on Jan 31st, and just got my refund direct deposited yesterday. No delays at all! Once it's accepted, the form being draft vs. final doesn't seem to matter.