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Called them yesterday and got hung up on twice. Their customer service is straight garbage
I'm in the same boat! Filed mine in late January and still nothing. The "Where's My Refund" tool just keeps saying "processing" with no timeline. Really frustrating especially when you're counting on that money. At least now I know it's not just me dealing with these crazy delays.
Has anyone actually calculated if it's worth amending for such a small amount? If the 1042-S shows $380 in interest with 30% already withheld ($114), and the OP is in the 22% tax bracket, they would only get about $30 back (difference between 30% withholding and their actual tax rate) by amending. Seems like a lot of hassle for $30.
You're absolutely right to be concerned about this situation. As a resident alien who's been here 8+ years, you should definitely be filing Form 1040 (not dealing with 1042-S forms). The $380 in interest income needs to be reported on your amended return regardless of the amount. Here's what I'd recommend: First, file the 1040X to include the interest income and claim credit for any taxes withheld shown on the 1042-S. Second, definitely get your bank to update their records - ask specifically to fill out Form W-9 to establish your status as a U.S. person for tax purposes. The good news is that if they withheld 30% on that $380 (which is typical for 1042-S), you'll likely get most of that back since your actual tax rate on interest income is probably much lower. It's worth doing the amendment both to stay compliant and potentially get money back. Don't ignore it hoping the IRS won't notice - their automated matching systems will eventually flag the discrepancy, and it's much easier to handle proactively than deal with notices later.
Has anyone considered just asking the seller for a receipt after the fact? I did this when I bought some shelving for my shop. Just messaged the guy, explained I needed it for taxes, and he wrote one up and texted me a photo of it. Worth a try if you still have their contact info.
Great advice from everyone here! I just wanted to add that bank records can be really helpful for supporting your documentation. If you paid with cash, check if you have an ATM withdrawal record from around that date for the same amount. Even credit card or debit card transactions for similar amounts can help establish a pattern of business purchases. Also, don't forget that Facebook Marketplace sometimes keeps a record of your conversations with sellers. Screenshot those messages if they mention the items or price - it's contemporaneous evidence that supports your self-created receipt. The IRS appreciates when taxpayers make good faith efforts to document legitimate business expenses, even when formal receipts aren't available. One more tip: if you're planning to make more private purchases for your business, consider carrying a simple receipt book or using a phone app to create receipts on the spot. Makes everything so much cleaner for tax time!
One thing to consider is how your kids' tax benefits would change. If you get married, both of you would claim the kids on a joint return. If you stay unmarried, only one person can claim each child for things like Child Tax Credit and Earned Income Credit.
This is so important! The Child Tax Credit is worth up to $2,000 per child for 2023. Depending on your income level, you might get the full amount either way, but the income phaseout thresholds are different for MFJ vs HOH. With $96k income, you should still qualify for the full amount either way.
Based on your situation, getting married before December 31st would likely save you money on taxes. With your boyfriend earning $96k as the sole income and you staying home with the kids, you'd probably benefit from the married filing jointly status. The key factors working in your favor: the MFJ standard deduction ($27,700) is significantly higher than what he currently gets as Head of Household ($20,800), plus you'd potentially move into lower tax brackets with the combined filing. The new house purchase adds another layer of potential savings through mortgage interest deductions. However, I'd strongly recommend running the actual numbers before making such an important decision. You could use a tax calculator to compare Head of Household vs Married Filing Jointly scenarios, or better yet, try to get official guidance. Don't let the wedding timing be driven solely by taxes though - there are many other financial and legal implications to consider with marriage! The December 31st timing does work tax-wise since the IRS considers your marital status as of the last day of the year for the entire tax year.
Nick Kravitz
You know what's interesting about these IRS timelines? They're almost always worst-case scenarios. I had a similar situation in March when they made a correction to my return. The agent told me 6-8 weeks, but I received my refund in 17 days. Why do they do this? Perhaps because they're dealing with millions of returns and want to set expectations low? Or maybe because complex cases can genuinely take that long? Either way, I've found that the actual processing time is usually about half of whatever timeline they quote you.
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Ella rollingthunder87
I went through something very similar last year! Filed in late January, got the "still processing" message for about 6 weeks, and when I finally got through to the IRS they said they had made a "correction" and quoted me 8 weeks. Turns out they had adjusted my withholding amount by about $150 - apparently my employer had reported a slightly different amount than what was on my W-2. The good news is I got my refund in just under 4 weeks from that phone call, not the full 8 weeks they quoted. Since you mentioned needing the refund for medical expenses, I'd definitely recommend checking your transcript weekly rather than relying on WMR - it'll show the actual progress with those transaction codes everyone mentioned. The 8-week timeline really does seem to be their standard "cover all bases" response. Fingers crossed yours processes much faster!
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