I went through this nightmare back in January! What worked for me was filing Form 9465 (Installment Agreement Request) with my tax return. No phone call needed. Just filled out the form with how much I could pay monthly, attached it to my return, and they approved it automatically. Worth a shot if you're still having trouble reaching someone!

I completely understand your frustration - I went through the exact same thing last year! The IRS phone system is absolutely maddening during tax season. Here's what finally worked for me: Try calling 1-800-829-0922 instead of the main number. This is specifically for payment-related issues and tends to have shorter wait times. Call right at 7 AM Eastern when they open - I know it's early, but it's your best shot at getting through. If you keep getting stuck in the automated system, try this sequence: Press 1 for English, then 2 for personal income tax, then 3 for payment issues, then when it asks what you're calling about, say "payment plan" clearly. Sometimes the voice recognition picks it up better than pressing buttons. Also, don't give up on the online option at IRS.gov - I know it can be glitchy, but clear your browser cache and try again. Make sure you have your prior year AGI handy from last year's return. One last tip: if you absolutely can't get a plan set up before April 15th, still file your return on time even if you can't pay. The failure-to-file penalty is way worse than the failure-to-pay penalty. You can always set up a payment plan after filing. Hang in there - you'll get through this!

I went through this exact situation and want to suggest something that nobody has mentioned yet - if this was your only mistake and the additional tax is relatively small (under $1000), you might qualify for the IRS First-Time Penalty Abatement program. If you have a clean compliance history (filed and paid on time for the past 3 years), you can request that they waive the failure-to-pay penalty. They won't advertise this option, so you have to specifically ask for "First-Time Penalty Abatement" after you've filed your amendment and paid what you owe. This won't eliminate interest charges, but it can save you from the more substantial penalties.

I just want to add some reassurance here - I made a similar mistake a few years ago when I forgot to include a 1099-INT for about $400 in interest income. I was absolutely terrified about what would happen, but it turned out to be much more manageable than I expected. The key is acting quickly like you're doing. I filed my amended return about 3 weeks after realizing my mistake, and the total additional cost was only about $80 in taxes plus maybe $15 in interest. No penalties since I corrected it voluntarily before they contacted me. One thing that really helped was keeping detailed records of when I discovered the error, when I filed the amendment, and when I made the payment. This documentation came in handy when I called the IRS later with a question - they could see I had acted in good faith to correct the mistake promptly. Don't let the anxiety paralyze you - just get the amendment filed as soon as you can and you'll be fine!

Don't forget to check your state tax authorities too! I had an identity theft situation and focused only on the IRS, but then got a nasty surprise when my state started coming after me for unpaid taxes on the fraudulent income. Most states automatically receive the federal 1099 information.

This is a serious situation that requires immediate action on multiple fronts. The advice about filing with IdentityTheft.gov and contacting the IRS Identity Theft Hotline is spot-on, but I want to emphasize a few additional steps: Document everything meticulously - keep records of every attempt to contact META, including screenshots, dates, and any reference numbers. This paper trail will be crucial for both the IRS and any potential legal proceedings. Consider contacting your state's Attorney General office as well. Many states have consumer protection divisions that can help with unresponsive companies, especially when it involves tax fraud. Some AGs have direct lines of communication with major tech companies. Also, don't overlook checking if META has reported this income to other agencies. Sometimes these fraudulent earnings show up in Social Security wage reports too, which could affect future benefits calculations. The suggestion about checking for unknown Facebook accounts is excellent. Also search for your name on Facebook publicly to see if someone created a fake profile using your identity. Scammers sometimes create creator accounts using stolen identities to collect payments from Facebook's various monetization programs. Stay persistent - identity theft cases can take months to resolve, but the sooner you start the process, the better protected you'll be.

Has anyone here actually received IRS notices about missing 1099 income? I'm wondering what the timeline typically looks like. I had a similar situation in 2022 (forgot a small 1099) but never amended and haven't heard anything from the IRS yet.

I went through this exact same situation last year! Forgot about a 1099-MISC for about $3,200 in consulting income. I was terrified about penalties too, but honestly it wasn't as bad as I expected. I filed the 1040-X about 6 months after my original return, paid the additional tax plus some interest (maybe $150 total), and that was it. No audit, no scary letters afterward. The IRS actually processed my amendment pretty quickly - got my refund adjustment in about 8 weeks. My advice: just bite the bullet and file the amendment now. The stress of waiting and wondering is way worse than just dealing with it head-on. Plus, like others mentioned, being proactive definitely works in your favor penalty-wise!

Quick question - for those of you doing home inspections as independent contractors, what software are you using to track expenses? I'm trying to decide between QuickBooks Self-Employed and something simpler like Wave.

As someone who made this exact transition last year, I can share what worked for me. I started as sole prop for my first year of inspection work, then switched to LLC with S-corp election once I hit about $55k in net profit. The key insight everyone's touching on is correct - a single-member LLC doesn't change your taxes unless you elect S-corp status. But here's what I learned the hard way: don't wait too long to make the switch if your income is growing. The S-corp election has to be made by March 15th for it to apply to the current tax year (or within 75 days of forming your LLC). For your income level ($50k-$66k annually), you're right at the breakeven point where S-corp election starts making sense. The self-employment tax savings on about $20k-$30k of distributions (after paying yourself a reasonable salary) could save you $3k-$4k annually. Just make sure you factor in payroll processing costs and additional accounting fees. One Texas-specific tip: if you form an LLC, you'll need to file the Texas franchise tax return even if you owe $0. It's not complicated, but it's another annual requirement to track.