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Did your transcript show any TC 570 or 971 codes before updating with the 846 Refund Issued code? I'm currently stuck in PATH verification with those hold codes and wondering if there's a typical sequence before getting the DDD. Also, which bank are you using for direct deposit? Some financial institutions process IRS deposits differently than others.
I track all my tax refunds meticulously for budgeting purposes. For PATH Act returns with EITC/ACTC, the IRS typically releases refunds on Wednesdays following the February 15th processing date. My transcript updated on 2/15 with an 846 code showing DDD of 2/22, while WMR still showed PATH until 2/19. Refund hit my Capital One account at 3:27am on 2/22 exactly. If your transcript shows cycle code 20240705 or 20240706, you're in this week's processing batch and should expect deposit precisely on your DDD.
I have the same DDD and used TurboTax with fees taken out too. Does anyone know if we can check the status with SBTPG directly? Is there a website or phone number? And does the "Where's My Refund" tool update once SBTPG receives it, or does it only show when the IRS sends it out? I'm worried something might go wrong in this middle step and I wouldn't know about it.
Got my refund yesterday w/ 3/5 DDD. TT fees taken out. Took exactly 1 day after IRS date. Pro tip: check SBTPG website directly at https://taxpayer.sbtpg.com/ - shows when they get it from IRS + when they send to ur bank. Saved me $$ on fees last yr when I realized how much TT charges for this "service" lol. Next yr def paying fees upfront - saves like $40 vs having them taken from refund.
Thanks for the SBTPG link. Just checked. Shows pending. Estimated 1-2 business days. Very helpful.
5d
I just checked the SBTPG site with your link and saw my refund was received today March 4th! So relieved to see it's actually in process. According to the site, they should send it to my bank by March 6th. This matches exactly what happened with my 2023 refund on February 28th last year.
5d
Oh man, I feel your pain! Last year I filed an amended return electronically and it was like watching paint dry... if the paint also occasionally disappeared and reappeared randomly! š Took almost 6 months when they said 16 weeks. The worst part was when I finally got my refund, they sent it as a paper check to my old address even though I had direct deposit set up. Make sure your address is current in their system! That $1000 credit sounds nice though - wish I had mystery money appearing on my transcript!
I had a code 766 for $1,400 last year which was the Recovery Rebate Credit. In your case, the $1,000 could be the Child Tax Credit or another refundable credit. For amended returns, my brother filed electronically in March 2023 and it took exactly 19 weeks to process. My cousin filed in June 2023 and hers took 22 weeks. Compared to paper amended returns (my uncle's took 9 months!), electronic is definitely faster, but still nowhere near the normal processing time for regular returns. The 'Where's My Amended Return' tool didn't update for my brother until week 17, so don't panic if it shows no progress for a while.
Are they actually romantically involved or just roommates? Because that makes a difference. If they're a couple, the IRS will likely view them as one household. But if they're truly just roommates who happen to share a space, like college students sharing an apartment, it's more possible for each to maintain separate households. How does their situation compare to other living arrangements you've filed for?
Thanks for asking this important question! Here's what you need to know about HOH status: ā¢ HOH requires a qualifying dependent (child, parent, or relative) ā¢ Must pay more than 50% of household expenses ā¢ Must be considered unmarried (single, divorced, etc.) ā¢ Same address doesn't automatically disqualify dual HOH ā¢ But requires proof of separate economic households Without dependents, they'll file as Single. With dependents, they'll need clear documentation showing separate household maintenance.
After being in the same situation (8 weeks, no updates), I used Claimyr.com to get through to an IRS agent. Got connected in about 25 minutes instead of spending days trying to call. The agent confirmed my return was just in the verification queue for the Child Tax Credit and nothing was wrong. Gave me peace of mind even though I still had to wait another week. Here's their link if you want to try: https://youtu.be/_kiP6q8DX5c
This is frustratingly common this year. I work with taxes and have clients waiting 10+ weeks with Child Tax Credit claims. The IRS is prioritizing returns with no credits/deductions first because they're simpler to process. Not fair, but that's how they're managing the backlog.
That's messed up. People who need the money most (families with kids) have to wait longer? System is broken.
5d
I completely agree. The irony is that families who qualify for credits often need the refunds more urgently. The IRS claims it's to prevent fraud, but the real issue is their outdated systems and understaffing.
5d
I had almost the identical timeline as you - filed Feb 14, transcript updated Feb 28 with DDD of March 6, and Capital One released my funds today. This is much faster than my experience last year when I claimed recovery rebate credit, which took almost 12 weeks to process. Simple returns without credits like EITC or CTC seem to move through much more efficiently than complex situations or amended returns, which can drag on for months like watching paint dry in slow motion.
FYI for everyone - the IRS is actually ahead of schedule this yr compared to last. Most ppl filing in Feb are seeing 21-day turnaround or better unless they're claiming certain credits. Path Act delays still apply for EITC/ACTC claims but those started processing after Feb 15th. WMR isn't always accurate but transcripts rarely lie. If ur transcript shows a 846 code, the $$ is on its way regardless of what WMR says. Congrats on getting paid!
Be extremely cautious about checking your transcript too frequently. The IRS Identity Protection System sometimes flags accounts with excessive access attempts as potential identity theft risks. This can trigger an IP PIN requirement or account lock, further delaying your refund processing. I experienced this during the 2022 tax season when my Injured Spouse claim was delayed an additional 8 weeks due to identity verification requirements. The IRS representative specifically mentioned that daily transcript access triggered the security protocols. Consider limiting checks to once weekly, preferably on Thursdays when most transcript updates are processed.
Your return is currently in what's known as the Injured Spouse Processing Queue (ISPQ). Based on current processing metrics, returns accepted on February 10th, 2024 with Form 8379 and EITC are showing average processing times of exactly 112 days. The EITC verification adds precisely 23 days to standard injured spouse processing. The earliest DDD I've observed for a similar situation this season was for a return accepted on January 29th that received a DDD of May 8th - approximately 100 days from acceptance. Your estimated DDD would be June 1st, 2024 if following the same pattern.
I had a similar situation on April 3, 2024. My return filed January 29th had been stuck with a 570 code dated March 8th. I called on March 15th, March 22nd, March 29th, and April 3rd. On the last call, the agent immediately said, "I see you've been calling weekly." What worked for me was asking specifically about the REASON for the 570 hold. They disclosed it was a random review of my education credits. My transcript updated on April 10th with a 571 release code, and my refund was deposited on April 17th - exactly 79 days after filing.
When you asked about the reason for the hold, did they give you any steps you needed to take to resolve it? Or was it just a matter of waiting for their review to complete?
5d
Did you have to provide any additional documentation for your education credits? I'm wondering if these random reviews require taxpayer action or if they're just internal verification processes.
5d
Just mail them a Form 911. Request taxpayer advocate help. It's free. They'll assign someone to your case. You'll get answers faster. No more endless calls. Worth the effort. I got my refund two weeks after filing Form 911. Should have done it sooner.
I experienced this exact scenario during the previous tax cycle. The 570 code indicates a refund hold while the 971 code signifies a notice generation. In my particular case, the IRS had recalculated my Child Tax Credit eligibility based on AGI thresholds. The notice arrived approximately 7 days after the transcript date, and my refund was processed 14 days thereafter with the adjusted amount.
Just to clarify - are you seeing these codes on your 2024 Account Transcript (not Return Transcript)? I filed on January 29th, 2025, and just got these same codes yesterday with the March 10th date. My understanding is that the date shown (March 10th) is when the action was taken internally, not necessarily when we'll receive any notice or resolution.
StarSurfer
The star specifically means your return has been accepted into the IRS processing queue as of January 24, 2024 (based on typical processing times from your filing date). Transcripts typically become available 7-21 days after filing, with contractor returns often taking the longer end of that range due to Schedule C verification procedures. You should see your complete transcript no later than February 11th if there are no verification holds.
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Carmen Reyes
I had the exact same thing happen with my transcripts last year. Filed on January 22nd, star appeared on January 26th, and full transcript was available on February 3rd. My refund came exactly 5 days after the transcript appeared. Do you have any complicated deductions as a contractor? Home office? Vehicle expenses? Those can sometimes trigger additional review that extends the timeline.
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