Has anyone tried just filing the amended return on their own? Im in a similar situation with a different company and don't trust them to fix it correctly at this point. Is the 1040-X form pretty straightforward to complete?

I'm dealing with a very similar situation right now with a different tax prep service. They missed including my HSA contributions on my return, and now I'm getting notices from the IRS about unreported distributions. One thing I learned is to immediately request a "Practitioner Priority Service" line callback if you have a tax professional involved (even if they messed up). The number is 1-866-860-4259. It's supposed to be faster than the regular taxpayer line, though still not exactly quick. Also, if TaxQuotes Inc. is an enrolled agent or CPA firm, you can file a complaint with the IRS Office of Professional Responsibility if they don't resolve this properly. That usually gets their attention pretty fast when their professional license could be at stake. Document everything - every phone call, email, and delay. If you end up owing penalties because of their error, you may be able to recover those costs from them later if you have good documentation of their negligence.

Not to be *that person* who says "I told you so" 😂, but this is exactly why I always tell people to check their transcripts before spending their "expected" refund. The number of times I've seen folks buy something based on TurboTax's estimate only to get hundreds less... too many to count! The transcript is the IRS's actual math, and unfortunately, they're the ones with the final say. Pro tip: look for TC 420 or TC 570 codes which indicate adjustments or holds that might explain your difference.

Had this exact same issue two years ago! The key is understanding that TurboTax calculates based on what you INPUT, but the IRS processes based on what they can VERIFY. In my case, there was a $900 difference because: 1. TurboTax included a business expense deduction that required additional documentation 2. The IRS put a temporary hold (TC 570) on that portion while they reviewed 3. I had to mail in receipts and wait 12 weeks for the adjustment Check your transcript for these specific codes: • TC 570 = Additional account action pending • TC 571 = Resolved adjustment • TC 766 = Credit to your account • TC 768 = Earned Income Credit The good news? If it's just a documentation issue, you'll eventually get the full amount once you provide what they need. The bad news? It can take months. Always assume the transcript amount is what you'll actually receive.

This is incredibly helpful! As someone who's been obsessively checking both WMR and my transcript multiple times a day, I never realized they were pulling from different databases. Your newspaper vs. mailbox analogy really clicked for me - I've been treating them like they should always match up perfectly when they're actually serving different purposes. I filed on February 1st and have been driving myself crazy refreshing WMR every few hours. Based on what everyone's sharing here, it sounds like I should focus more on checking my transcript on Thursdays and Fridays, and use WMR as a secondary confirmation rather than my primary tracking tool. This explanation is going to save my sanity for the rest of tax season!

This thread is gold! I've been filing taxes for a few years now but never understood why WMR and transcripts seemed to be on completely different schedules. Your mailbox vs. newspaper analogy really makes it click - I've been treating them like they should always be in perfect sync when they're actually two different systems with their own update cycles. Based on everyone's experiences shared here, it sounds like the smart approach is to check transcripts primarily on Thursday/Friday mornings and use WMR as a backup confirmation tool rather than obsessing over it daily. I filed on February 5th and have been checking WMR multiple times a day like a lot of folks here, but now I realize I should probably focus my energy on transcript checking during the mid-to-late week window instead. Really appreciate everyone sharing their specific timelines and experiences - it's so much more helpful than the vague "updates daily" information you get from the official IRS site!

As someone who's been both an employer and worked under the table before, here's what's probably happening: Your former boss is being audited or preparing for tax filing and realized they paid thousands in undocumented labor (you). Now they're scrambling to legitimize those payments by issuing a 1099-NEC. You should definitely report this income on your taxes regardless of whether you get an official form. However, there's a potential benefit here - if they issue you a 1099 now, you might qualify for certain tax deductions related to self-employment that you wouldn't have considered before. Things like a portion of your phone bill, transportation to the job, etc.

Wait a minute - I don't think anyone has addressed the potential drawbacks here. If you give your SSN and they file a 1099-NEC for work that was clearly W-2 employee work (set schedule, supervised work, etc.), YOU could end up paying both halves of FICA taxes (15.3% instead of 7.65%). Before providing anything, I'd send a text saying "Can you explain what tax form you're planning to issue and why?" Document everything. If they say 1099, but you were clearly an employee by IRS standards, you might want to consult with a tax professional. The IRS has specific tests to determine worker classification.

The community consensus on this is pretty clear: you're entitled to credits from previous tax years, but there's a right way to claim them. Most tax professionals recommend filing separate returns for each missed year rather than consolidating everything into your current return. This creates a cleaner record and reduces the likelihood of processing delays or verification issues. Remember that the IRS systems are designed to track tax obligations by year, and maintaining that structure typically results in fewer complications.

I went through this exact situation last year and can share what worked for me. I hadn't filed my 2022 return but needed to file 2023. My tax preparer advised me to file the missing 2022 return first, then file 2023 separately. This approach took about 6 weeks total, but I received all my eligible credits without any complications. The IRS processed both returns smoothly and I got separate refunds for each year. While it might seem tempting to try to claim everything on one return, filing each year individually creates a clearer paper trail and follows the IRS's preferred process. Just my two cents based on personal experience!