Here's a quick tip - go to irs.gov/getanippin and see if you can retrieve the dependent IP PIN there. Sometimes if you're the legal guardian, you might be able to get it online, especially if you've already set up an ID.me account. Worth trying before spending hours on the phone!

@Omar Zaki - I went through this exact same nightmare last year! The key thing to understand is that your daughter likely got an IP PIN assigned automatically by the IRS due to some kind of data breach or suspicious activity involving her SSN - this happens more often than you'd think with minors. Here's what you need to do: Call the IRS Identity Protection Specialized Unit directly at 800-908-4490. This is the specific number for IP PIN issues, not the general IRS line. When you call, tell them you need to retrieve an IP PIN for your dependent because your e-file return is being rejected. Have your daughter's SSN ready and be prepared to verify your own identity as her parent. The agent will be able to tell you immediately if she has an IP PIN on file and what it is. Don't try to get it online - that only works for your own PIN, not dependents. Also don't waste time calling the general IRS number - they'll just transfer you around. Once you get the PIN, you'll enter it in the dependent section of your tax software, not in your own IP PIN field. Good luck - you should be able to get this resolved in one phone call once you reach the right department!

Anyone using tax software to handle this? I tried using TurboTax but it's still confusing me with how it imports the 1099-B and then what goes where.

As someone who's dealt with Schedule D and Form 8949 for several years now, I'd recommend double-checking your broker statements against what you report. Sometimes brokerages make errors on the acquisition dates or cost basis, especially if you transferred stocks between accounts. For your 6-month holding period stocks with $3,200 in profits, you're definitely dealing with short-term capital gains (taxed as ordinary income). Make sure each transaction on Form 8949 Part I matches exactly what's on your 1099-B forms - the IRS computer system will flag any discrepancies. One tip: if you have a lot of transactions, consider grouping identical securities with the same acquisition and sale dates on a single line of Form 8949, rather than listing each share lot separately. This keeps the form cleaner while still being compliant. Also, don't forget that short-term gains are added to your regular income for tax purposes, so depending on your tax bracket, you might owe more than you expect. Worth setting some money aside if you haven't already!

21 You might qualify to use Schedule 1 instead of Schedule C depending on the exact nature of the payment. Line 8 of Schedule 1 is for "Other income" and sometimes one-time payments like this can go there instead of being treated as self-employment income. This would save you from paying self-employment tax. It really depends on the specific circumstances of how you earned the money. If it was truly just payment for attending training with no expectation of service, it might qualify as "other income" instead of self-employment income.

11 Just wanted to add that if this was a one-time thing, make sure you use the right business code when TurboTax asks for it. For training participation, code 611710 "Educational Support Services" might be appropriate. This helps the IRS understand this isn't an ongoing business but a one-time educational activity.

After dealing with a delayed refund and being completely confused by my transcript, I finally just used Claimyr to talk to an IRS agent (claimyr.com). Got a callback in about an hour and the agent found the issue right away - some identity verification thing that I never received a letter about. Got my refund a week later after verifying. Sometimes you just need to talk to a human!

I've been with Wells Fargo for years and unfortunately they're pretty strict about deposit dates - they almost never release tax refunds early like some of the newer online banks do. However, the good news is that when they do deposit on the official date (your 3/15), it usually shows up very early in the morning, often right at midnight or shortly after. So while you probably won't see it before the 15th, you should definitely have it first thing that morning! The 846 code on your transcript is the most reliable indicator - that's your actual deposit date from the IRS.

Pro tip: document EVERYTHING. Every call, every letter. Makes it easier for the advocate to help you. Also check ur transcript daily for updates

I went through this exact same process last year! Got my congressman involved in March and had a tax advocate assigned within 2 weeks. The advocate actually called me within a few days and we had my refund released about 5 weeks after that initial call. The key thing is staying on top of your advocate - don't be afraid to follow up every 2 weeks or so. They're juggling tons of cases but a polite check-in can help keep yours moving. Also make sure you have all your documentation ready when they call because they'll want to verify everything quickly. Good luck!