DEO shows payment as 'paid' but money not in my bank account yet - normal wait time?

congrats on getting paid! it takes 2-3 business days from the 'paid' status for $ to hit ur bank. if u filed on weekend it takes extra day. just wait til monday, it'll probly be there

The timing depends on your bank. Once DEO shows 'paid,' the money has been sent through ACH transfer, but different banks process these at different speeds. Most people see the funds within 1-3 business days. Remember that 6/27 was Thursday, so depending on your bank's processing schedule, you might not see it until Monday or Tuesday. If you don't see it by Wednesday, I'd recommend calling DEO to verify the account information they have on file is correct.

If your claim just changed to paid status and this is your first payment, it can take up to 5 business days to hit your account. DEO processes the payment on their end, but then it goes through the banking system. Weekend days don't count as business days, so if it was marked paid on Thursday, you might not see it until next Tuesday or Wednesday. If you're really concerned, try calling DEO to verify your banking info is correct. I know getting through to them is nearly impossible though. I used Claimyr (claimyr.com) last month when I had a similar issue and needed to check if my banking details were right. They got me connected to a live agent in about 25 minutes instead of spending days trying to get through. They have a video demo showing how it works: https://youtu.be/UzW_hbUy-ss?si=zORd51jeq1GX5Ldj

THE DEO PAYMENT SYSTEM IS COMPLETE GARBAGE!! It showed 'paid' for me too but took FIVE WHOLE DAYS to show up in my account!!! Their system is from the STONE AGE and they don't care at all about people waiting for money to PAY BILLS. I called and called and they just said 'wait' like we're not STARVING waiting for our benefits that WE PAID INTO WITH OUR TAXES!!!!

Update: Just wanted to let everyone know the money showed up in my account this morning! So it took about 3 business days from when the status changed to 'paid'. Thanks for all your help and reassurance!

My brother had similar situation but he had entered one digit wrong in his bank account number when he first filed his claim. The money got sent but wasn't showing up anywhere. When he finally got through to DEO they had to reissue the payment which took another 2 weeks! Make sure to double check all your banking info is correct in CONNECT.

one time my payment said paid on friday but didn't hit til wednesday the next week. banks r weird with ach transfers sometimes they batch process them

When I was on unemployment during my seasonal layoff this winter, my first payment took the longest to show up. After that, they were much more consistent - always showed in my account on Tuesdays like clockwork. You'll learn the pattern once you've had a couple payments.

This is really helpful info for everyone dealing with payment delays! I've noticed that different banks definitely have different processing times for ACH transfers. Credit unions tend to be faster in my experience, while some of the bigger banks can take the full 3-5 business days. Also worth noting that if there are any banking holidays during the week, that can add extra delay too. Dylan, glad yours came through - that 3 day timeline sounds pretty standard for most people I know who've used direct deposit with DEO.

Just wanted to chime in as someone who's been through this a few times - the waiting period between "paid" status and actually seeing the money is definitely nerve-wracking, especially when it's your first payment! I've found that keeping track of which day of the week your claim gets processed can help predict future payment timing. Also, if you're ever concerned about a delayed payment, you can usually see the ACH transaction as "pending" in your online banking before it fully clears. That at least gives you peace of mind that the transfer is in progress. The Florida DEO system has its issues for sure, but once you get into the rhythm of it, the payments do become more predictable.

This whole thread is super helpful! I'm currently waiting on my first payment too and it's been showing "paid" for about 24 hours now. Reading everyone's experiences really helps calm the anxiety. It sounds like 2-3 business days is pretty normal, and I love the tip about checking for pending ACH transactions in online banking - I'm definitely going to do that. Thanks Dylan for posting this question and thanks to everyone who shared their timelines and advice. It's nice to know this waiting period is totally normal and not a sign that something went wrong!

I'm going through this exact same situation right now! My status changed to "paid" yesterday and I've been checking my bank account obsessively. Reading through all these responses is so reassuring - I had no idea that 2-3 business days was totally normal. I was starting to worry that something had gone wrong with my direct deposit info. The tip about checking for pending ACH transactions in online banking is brilliant, I'm definitely going to look for that. It's amazing how much stress comes from just not knowing what to expect with the timing. Thanks Dylan for asking this question and thanks to everyone who shared their experiences - this community is such a lifesaver for people navigating the DEO system for the first time!

This is such a helpful thread! I'm currently in week 3 of waiting for my claim to even get approved, so seeing everyone's experiences with the payment timing gives me hope that once it finally does get processed, the money will actually show up! The tip about checking for pending ACH transactions is gold - I never would have thought of that. It's really reassuring to see that the 2-3 business day wait after "paid" status is totally normal. Dylan, thanks for sharing your experience and congrats on getting your payment! For those of us still waiting on approval, it's encouraging to know that once we get to the "paid" stage, we just need to be patient for a few more days rather than panicking that something went wrong.

I'm going through this exact situation right now too! My status changed to "paid" this morning and I've been refreshing my bank app every hour like that's going to make it appear faster 😅 Reading through all these comments has been such a huge relief - I had no idea that waiting 2-3 business days after the "paid" status was completely normal. I was starting to panic thinking I'd entered my routing number wrong or something. The tip about checking for pending ACH transactions in online banking is brilliant, I'm definitely going to look for that tonight. It's so stressful not knowing what to expect, but hearing from everyone who's been through this before makes me feel so much better. Thanks Dylan for asking this question - it's exactly what I needed to see today!

I'm dealing with this exact same situation right now! My claim status just changed to "paid" yesterday and I've been anxiously checking my bank account every few hours. Reading through everyone's experiences here has been such a huge relief - I had no idea that waiting 2-3 business days after the "paid" status was completely normal. I was starting to worry that I'd made a mistake with my banking information or that there was some kind of system error. The tip about checking for pending ACH transactions in online banking is absolutely brilliant - I never would have thought to look for that! It's so stressful being new to this whole process and not knowing what to expect, but hearing from people who've actually been through it makes me feel so much better. Thanks Dylan for posting this question and thanks to everyone who shared their timelines and advice. This community is amazing for helping newcomers navigate the DEO system!