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Marcus Patterson

Money Network card fraud issue - how to get replacement card after receiving check?

I noticed suspicious transactions on my Money Network debit card last week and immediately reported it as fraud. Money Network froze my card and said they're sending my benefits via paper check instead (just got it yesterday). Problem is, I really prefer having the card for direct purchases and ATM access. Has anyone gone through this situation before? Do I need to contact Money Network or EDD to request a replacement card? Is there a specific number or process? The check is nice but I don't want to keep getting paper checks for future payments.

same thing happened to me!! except i didnt report it fast enough and lost like $780 :( had to file a dispute which took foreverrrr. anyway call the number on the back of ur old card, thats wat i did. they send u a new 1 with a different acct #

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Thanks for the tip! I don't have my card anymore though - I cut it up after reporting the fraud (they told me to destroy it). Do you remember if there's a general customer service number?

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You need to contact Money Network directly at 1-866-320-8699 to request a replacement card. When you call, make sure to have your claim ID number, SSN, and address ready for verification. They'll issue a new card with a different account number. Just know that it typically takes 7-10 business days to arrive. Once you get the new card, you'll need to activate it and set up a new PIN. Any future benefit payments will automatically go to the new card unless you specifically request paper checks from EDD.

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just adding that when u call that # - PRESS 1 first, then 4, THEN 0 to get to a real person faster otherwise u end up in loops of automated stuff

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Thank you so much! This is exactly what I needed. I'll give them a call right away and request the replacement. Really appreciate the detailed info!

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I went through this exact nightmare last year. The fraud department at Money Network is actually separate from regular customer service. I spent THREE DAYS trying to reach someone before giving up. The regular customer service reps kept transferring me to fraud, but fraud dept never picked up. I finally gave up trying to call and submitted a request through their online portal instead, which worked much better. Go to moneynetwork.com and look for the "Contact Us" section, then select "Card Replacement" from the dropdown menu. They'll verify your identity and mail you a new card. The other option is to just switch to direct deposit with your bank account, which is what I ended up doing after all that hassle. Less chance of fraud that way.

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I agree with switching to direct deposit. The Money Network cards are constantly getting skimmed at ATMs. My brother's card got hit TWICE in three months!

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Has anyone tried using Claimyr to get through to EDD on this issue? I had a similar problem with my card and couldn't reach anyone at Money Network OR EDD for weeks. My friend recommended this service that gets you through to an actual EDD agent, and they were able to help me switch to a new card even though Money Network was being useless. The site is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The EDD agent I spoke with was able to submit an internal request to Money Network on my behalf, and I got my new card within 5 days. Might be worth a try if you keep hitting dead ends with the regular customer service.

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I've tried Claimyr for a different issue and it did work to get through to EDD, but for this specific problem, it's actually faster to just contact Money Network directly. EDD will just refer you back to Money Network since they manage the cards. Your situation was unusual - typically EDD doesn't handle card replacement requests.

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u should report it 2 police also!!! card skimming is HUGE rite now & they need 2 know where it happened. my EDD card got skimmed at a 7-11 atm in san diego

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Good point, I hadn't thought about filing a police report. I'm actually not sure where it happened since I only used the card at a few places. Is it worth filing a report if I don't know exactly where the skimming occurred?

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Yes, it's still worth filing a report even if you don't know exactly where it happened. The police can identify patterns when they get multiple reports from different people. Just list the locations where you used your card in the 2-3 weeks before the fraud, and they'll cross-reference with other reports. This helps them identify hotspots for card skimming.

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To directly answer your question: 1. Call Money Network at 1-866-320-8699 (as others mentioned) 2. Request a replacement card due to fraud 3. Ask them to update your preference from paper checks back to card deposits One important thing no one mentioned: While waiting for your new card (7-10 business days), you'll need to continue certifying for benefits as usual. Your payments during this period will likely come as paper checks until your new card is activated. Also, when you get the new card, I strongly recommend setting up account alerts for all transactions. You can get text/email notifications for any purchase over $1, which is the best way to catch fraud early. Log into your Money Network account online and go to Settings > Alerts to set this up.

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Thank you for this detailed response! I hadn't even thought about the certification process continuing while waiting for the new card. I'll definitely set up those alerts when I get the new card - that would have helped me catch the fraud much earlier this time.

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Honestly I'm amazed anyone still uses the Money Network cards. I got hit with fraud TWICE last year and went through this whole replacement card nightmare. Just switch to direct deposit - it's SO much more secure and convenient. Go to UI Online, select "Payment Preferences" and choose direct deposit. You'll need your bank account and routing number. Takes 5-7 days to process the change, but you'll thank yourself later!

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not everyone has a bank acct tho... money network is the only option for lots of ppl

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Update: I called the Money Network number and got through after about 35 minutes on hold. They're sending me a replacement card that should arrive in 7-10 business days. They confirmed my future payments will automatically go to the new card once it's activated. Thanks everyone for your help with this!

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Great to hear! Don't forget to set up those transaction alerts as mentioned earlier. And in the future, consider only using your card at bank ATMs rather than convenience stores or gas stations, as those have much higher rates of skimming devices.

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Glad you got it sorted out! Just wanted to add for anyone else dealing with this - when you get your replacement card, make sure to update any automatic payments or subscriptions that were linked to your old card number. I forgot to do this after my fraud incident and had a few payments bounce before I realized. Also, keep that paper check in a safe place until your new card arrives and is working properly, just in case there are any issues with the replacement card activation.

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That's a really good point about updating automatic payments! I hadn't even thought about that. I only have one subscription linked to my card but I'll make sure to update it once the new card arrives. Thanks for the heads up about keeping the paper check too - definitely going to hold onto it until everything is working smoothly with the replacement card.

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Just want to emphasize what others have said about being proactive with fraud protection going forward. I work in banking and see this stuff daily - EDD cards are unfortunately prime targets because scammers know they have guaranteed monthly deposits. A few tips: never use your card at standalone ATMs (especially at gas stations or convenience stores), cover your PIN when entering it, and check your balance frequently through the app or by calling the automated line. If you notice ANY transaction you don't recognize, even small ones like $1-2, report it immediately - fraudsters often test cards with tiny amounts first before draining the account. Stay vigilant!

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This is really helpful advice! I never knew that fraudsters test with small amounts first - that's definitely something I'll watch for. Quick question though - what do you mean by "standalone ATMs"? Are the ATMs inside bank branches safer than the ones outside? I usually just use whatever ATM is most convenient but sounds like I should be more picky about which ones I use.

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