EDD Paid Status to Money Network Card Timeline - What does Waiting Period Served mean?

Congrats on getting to paid status! The Money Network Card usually takes 7-10 business days to arrive after your first payment is processed. The 'waiting period served' means you've completed the mandatory one-week waiting period that all new EDD claims have - it's essentially an unpaid week that everyone has to serve at the start of their claim. You won't get paid for that week, but it's completely normal and required by California law. Nothing to worry about!

money net work cardd took like TWO WEEKS for me... it was so frustrating!! and then when i got it i had to call & activate but the system hung up on me 3 times... edd is such a disaster. make sure ur address is updated on BOTH ur claim AND the bank of america account once you can set it up!!! dont make my mistake lol

Important correction: EDD doesn't use Bank of America anymore. They switched to Money Network in July 2023. When your card arrives, you'll need to activate it through Money Network's portal, not BofA. The waiting period is the standard first week of your claim that you don't get paid for - it's normal and everyone has to do it. Your first actual payment will be for your second week. The card typically arrives within 5-7 business days after your first payment processes, but can take up to 10 business days during busy periods.

my situation was exactly like ur husbands! i certified on a sunday morning once, it switched to paid by that afternoon, and my money was on the card by wednesday. but that was AFTER i already had the physical card in my possession. the first card does take a while to come in the mail as others have said.

If you're worried about tracking when your Money Network card will arrive, I actually recommend setting up the direct deposit option as soon as you can access your Money Network account. It's much more convenient than the card. You can do this after you receive and activate your card. As for the waiting period - that's just EDD's way of saying you've completed the mandatory unpaid week that all new claims require. It's normal and you'll start receiving payments for your second week onward.

If you're still having trouble reaching EDD to ask about your card status, I used a service called Claimyr when my card didn't arrive after 2 weeks. They helped me get through to an EDD rep in about 20 minutes when I couldn't get through at all on my own. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. The website is claimyr.com - it was worth it for me to actually talk to someone who could help track my card and confirm when it was mailed.

am i the only 1 who thinks its CRAZY we still have to wait for physical cards in 2025??? like why cant they just do instant direct deposit for the first payment??? my roommate got her nevada unemployment direct deposited immediately but california makes us wait for this stupid card 🙄

btw the waiting period is always the first week when u file a NEW claim. u dont get paid for that week. its dumb but thats how it works 🤷‍♀️

One more thing to be aware of - when your Money Network card arrives, you'll need to set up your PIN and activate it right away. You'll also want to create an online account to track your balance and transactions. Don't forget to sign up for direct deposit if you prefer that over using the card. And just to clarify a common misconception - the waiting period is separate from the processing time. The waiting period is a policy thing (the unpaid first week), while the card delivery is just regular mail logistics.

Hey Cynthia! Congrats on getting to paid status - that's always such a relief! Just wanted to add from my recent experience that you should definitely keep an eye on your mail around day 5-6 after your payment processes. The Money Network card comes in a pretty plain envelope that doesn't look super official, so it's easy to miss if you're not expecting it. Since you mentioned your mailing address is at your mom's house, maybe give her a heads up about what to look for? Also, once you get it, the activation process is actually pretty straightforward through their website or phone line. The waiting period thing is totally normal - everyone has to serve that unpaid first week, so you're right on track!

Welcome to the club of finally getting paid status! 🎉 I just went through this exact same process a few months ago. The Money Network card took exactly 8 business days for me, and yes, the envelope is super plain - it literally just says "Conduent" on it and looks like junk mail. Definitely warn your mom! As for the waiting period served, that's actually a good thing - it means you've completed the mandatory unpaid week and now you're eligible for actual payments. Pro tip: once you get your card, set up the Money Network app right away. It'll let you track your balance and set up notifications so you know exactly when future payments hit. The direct deposit option through the app is a game changer too - much faster than waiting for the card to be loaded each time you certify!

Just wanted to chime in as someone who literally just went through this exact situation last month! The anxiety of waiting for that first card is so real, especially when your mailing address is different from where you live. Mine took 9 business days and came from "Conduent" in a super plain white envelope - honestly looked like a credit card application or something. I almost threw it away! One thing I wish someone had told me: once you activate the card and set up your Money Network account online, you can actually see your payment history and track when funds are loaded. It's really helpful for peace of mind. And definitely set up direct deposit ASAP once you get access - it cuts the wait time from like 2-3 days down to next business day for future certifications. The "waiting period served" thing confused me too at first, but it's totally normal. California makes everyone serve one unpaid week at the beginning of their claim. Think of it as EDD's way of saying "okay, you've done your mandatory waiting week, now you can start getting paid." You'll see actual money for week 2 and beyond. Hang in there - you're almost at the finish line!

Hey Cynthia! Congrats on reaching paid status - that's such a huge milestone! I went through this exact same thing about 6 months ago and totally understand the confusion. The Money Network card usually arrives within 7-10 business days, but like others mentioned, it comes in a really plain envelope from "Conduent" that looks like junk mail. Definitely give your mom a heads up to watch for it! The "waiting period served" is actually great news - it means you've completed California's mandatory unpaid first week that everyone has to do on new claims. You won't get paid for that week, but now you're eligible for actual payments starting with week 2. One tip I wish I'd known: once you get the card and activate it, you can set up text or email alerts through the Money Network website to notify you when funds are loaded. It really helps with the anxiety of wondering when payments will hit. And definitely consider setting up direct deposit once you have access - it's so much faster for future certifications! You're doing great and almost there! 💪

Congrats on getting to paid status! That's always such a huge relief after all the waiting and uncertainty. The Money Network card typically arrives within 7-10 business days, though it can sometimes take up to 2 weeks depending on mail volume. Since your mailing address is at your mom's place, definitely give her a heads up to watch for a plain white envelope from "Conduent" - it doesn't look official at all and could easily be mistaken for junk mail. The "waiting period served" message is actually good news! It means you've completed California's mandatory one-week waiting period that all new unemployment claims have to serve. You don't get paid for that first week (it's unpaid), but now you're eligible to receive payments starting with your second week of certification. Once your card arrives, make sure to activate it right away and consider setting up the Money Network mobile app - you can track your balance, set up notifications for when funds are loaded, and most importantly, set up direct deposit for future payments. Direct deposit is so much faster than waiting for the card to be loaded each time you certify! You're almost at the finish line - hang in there! 🙌

Hey Cynthia! Congrats on getting to paid status - that's such a huge milestone! 🎉 I just went through this exact same process about 3 months ago, so I totally understand the mix of excitement and confusion you're feeling right now. The Money Network card usually takes about 7-10 business days to arrive, but since your mailing address is at your mom's house, definitely give her a heads up to watch for a very plain envelope from "Conduent" - it seriously looks like junk mail or a credit card offer! I almost threw mine away because it was so generic looking. The "waiting period served" is actually really good news! It means you've successfully completed California's mandatory unpaid first week that everyone has to serve on new claims. You won't get paid for that week (nobody does), but now you're eligible for actual payments starting with week 2. It's totally normal and means you're right on track! Pro tip: once you get your card and activate it, immediately download the Money Network app and set up notifications so you'll know exactly when future payments are loaded. And definitely set up direct deposit ASAP through the app - it cuts the wait time from several days down to next business day for future certifications. Game changer! You're doing everything right and you're almost there! The hardest part is behind you. 💪

Hey Cynthia! Huge congrats on getting to paid status! 🎉 I know exactly how you're feeling right now - I went through this same rollercoaster just a few months back. The Money Network card typically arrives within 7-10 business days, but definitely warn your mom to look out for a super plain envelope from "Conduent" - it literally looks like those annoying credit card offers you usually throw away! I almost missed mine because of how generic it looked. The "waiting period served" message is actually fantastic news - it means you've completed California's mandatory unpaid first week that all new claimants have to serve. Nobody gets paid for that first week (it's just how the system works), but now you're eligible for actual payments starting with your second week of certification. Once you get that card, my biggest recommendation is to immediately set up the Money Network mobile app and enable notifications so you'll know the instant funds are loaded. Even better - set up direct deposit through the app ASAP! It's a total game changer and cuts your wait time from days down to next business day for all future certifications. You're so close to the finish line now! The hardest part of navigating all this EDD confusion is behind you. Hang in there! 💪

Hey Cynthia! Congrats on reaching paid status - that's such a huge relief! 🎉 I just went through this exact same situation about 8 weeks ago, so I totally get the mix of excitement and anxiety you're feeling right now. Your Money Network card should arrive within 7-10 business days (mine took exactly 9), but here's the critical thing everyone's mentioned that I want to emphasize - it comes in the most generic white envelope from "Conduent" that looks exactly like junk mail! I literally had it sitting on my counter for 2 days thinking it was a credit card offer. Please give your mom a heads up about this - maybe even ask her to open anything that could possibly contain a card for the next couple weeks just to be safe. The "waiting period served" message is actually great news! It means you've successfully completed California's mandatory unpaid first week that every new claimant has to serve. You won't receive payment for that week (nobody does - it's state policy), but you're now eligible for actual payments starting with week 2. You're doing everything right! Once your card arrives, activate it immediately and download the Money Network app. Set up notifications so you'll know the instant funds are loaded, and definitely set up direct deposit ASAP - it's a total game changer for future certifications. You're almost at the finish line! 💪