This thread is such a perfect example of how much more helpful real community experiences are compared to official EDD resources! Nina, your willingness to document every step of your journey - from that initial panic when you saw the interview notice to the huge relief when everything got resolved - is exactly what people in similar situations need to see. What really stands out to me is how your story shows that even when things seem scary (like your employer incorrectly reporting the separation reason), having proper documentation and staying calm can resolve issues quickly. The fact that the EDD interviewer was understanding and professional, and that she mentioned seeing several others from your company, really reinforces that these are often just routine verification processes rather than adversarial investigations. For anyone else reading this who might be facing a similar situation: this thread is a masterclass in how to handle EDD interviews. Keep your documentation organized, reach out to former colleagues/managers if needed, prepare a clear explanation of your separation, and remember that these interviews are usually much less scary than they seem. Thanks to everyone who contributed their experiences here - this is community support at its finest!

This thread has been an absolute treasure trove of information and emotional support! As someone who's been lurking in this community for a while but never posted, Nina's detailed documentation of her EDD interview experience finally motivated me to create an account and contribute. What I find most valuable about this discussion is how it debunks so many of the horror stories you read online about EDD interviews. Seeing real people with real positive outcomes - Nina, Jason, Kiara, Luca, Diego, and others - really shows that these interviews are often just procedural rather than punitive. The pattern is so clear: proper documentation + honest communication = successful resolution. I'm currently in my third week of receiving benefits after being laid off from a nonprofit that lost major funding, and while I haven't gotten an interview notice yet, reading this thread has me feeling much more prepared if/when that happens. Already have my reduction-in-force letter organized along with the board meeting minutes that documented the budget cuts. Nina, thank you for taking the time to update us throughout your entire process - from panic to relief. Your transparency about the employer coding error is particularly valuable because it shows these discrepancies happen but can be resolved. This is exactly the kind of peer support that makes navigating unemployment benefits feel less isolating and overwhelming!

I'm in almost the exact same situation! Filed my paper application about a week and a half ago when my laptop died and I couldn't get online access. This thread has been incredibly helpful - I had no idea about the certified mail thing or the specific 8:01 AM calling strategy that everyone's mentioned. Reading through all these timelines, it sounds like I should expect around 4-6 weeks total processing time, which is longer than I hoped but at least gives me realistic expectations. I'm definitely going to start calling EDD next week using that 8:01 timing to confirm they received my application. One thing I'm wondering - should I be setting up a UI Online account now even though my paper application hasn't been processed yet? A few people mentioned being able to check for updates there before getting mail, but I'm not sure if I can create an account without having my customer account number first. Don't want to mess anything up by trying to register too early! Also starting my job search documentation today based on everyone's advice. Better to be over-prepared than scramble later when certification time comes around. Thanks to everyone for sharing their experiences - makes this whole process feel much less overwhelming!

I'm going through this exact same situation right now! Just submitted my paper application about 5 days ago after my internet was out for over a week due to a storm in my area. Reading through everyone's experiences here has been both incredibly helpful and honestly a bit anxiety-inducing - sounds like I'm in for quite a wait! I'm definitely kicking myself for not sending it certified mail after reading all these stories about applications getting "lost" in the system. That seems to be a recurring theme that I wish I had known about beforehand. Based on all the advice here, I'm planning to start calling EDD next week using that 8:01 AM strategy that literally everyone is recommending. It's amazing how consistent that tip is across different people's experiences! I'm also going to start documenting my job search activities right away, even though my claim isn't processed yet. One question for those who've successfully gotten through to EDD - when they confirm they have your application, do they typically give you any kind of reference number or tracking info? I'm hoping to have something concrete to reference in future calls, especially after reading about people whose applications mysteriously disappeared from the system. Thanks to everyone for sharing their timelines and hard-learned lessons. This thread is honestly a lifesaver when dealing with all the uncertainty of the EDD process!

This happend to me too where I was worried bout the holidy. Turns out the money showed up anyway! EDD computers dont take holidays lol

I've been on EDD for about 8 months now and here's what I've learned about holiday timing: EDD's system processes certifications automatically regardless of holidays, but the actual money transfer can get delayed depending on your bank and payment method. Since you already got the "PAID" status this morning, you're in great shape! With Money Network, I usually see funds available within 2-4 hours during weekdays. The holiday might add some delay to bank processing, but since it's electronic transfer to the card, it's usually not as affected as traditional bank transfers. Keep checking the Money Network app throughout the day - I bet you'll have your funds by this afternoon! Really glad it worked out for your rent situation 🙌

This is absolutely incredible and gives me so much hope! I've been dealing with EDD debit card fraud for 8 months now - had $1,425 stolen from my card back in July 2024. BOA keeps telling me my case is "still under review" every time I call, and honestly I was starting to lose faith that I'd ever see that money again. The fact that you not only got your full reimbursement but also received 50% compensation for the delay is mind-blowing! I genuinely had no idea BOA was even capable of doing something that reasonable. Reading through all the advice in this thread about CFPB complaints and Regulation E has been such an eye-opener - I had no idea these consumer protections existed. Your success story is giving me the motivation to stop being so passive about this. I've just been calling once a month to "check status" and accepting their vague responses, but clearly I need to be more aggressive. I'm definitely filing a CFPB complaint this week and demanding more specific timelines from BOA when I call. Thank you so much for sharing this victory - after months of reading nothing but horror stories in this community, it's amazing to finally see that persistence can actually pay off! This gives me hope that my 8 months of waiting might not be for nothing. 🙏

This is absolutely incredible news and honestly the first time I've seen someone actually get compensated for BOA's ridiculous delays! I've been following this community for a while now and it's usually just horror story after horror story, so reading about your success literally made my day. I'm currently 6 months into fighting BOA over $1,150 in fraudulent charges on my EDD card. They initially denied my claim saying the PIN was used (even though I never gave it to anyone), but I appealed and now I'm stuck in the endless "under investigation" loop that everyone here knows so well. What really gives me hope is that you didn't even have to file CFPB complaints or escalate aggressively - they eventually came through on their own. The 50% compensation is amazing and makes me wonder if they're finally feeling enough legal pressure to start doing the right thing proactively. Reading through all the advice in these comments about Regulation E and CFPB complaints has been so educational. I had no idea these protections existed! I've clearly been too passive in my approach, just calling monthly to "check status" and accepting their vague responses. Your story is giving me the motivation to keep fighting instead of just accepting the loss. I'm definitely filing a CFPB complaint this week and being more persistent with my follow-ups. Thank you so much for sharing this victory - this community desperately needs more success stories like yours to keep people from giving up entirely! 🙌

Good luck with your certification! I hope you don't experience any delays. For future reference, I've found that keeping detailed records of sick days (including doctor's notes and pay stubs) really helps if EDD ever needs additional documentation. It's frustrating that the system isn't more straightforward about these common situations, but you made the right choice being honest about it. Please do update us on how it goes - your experience could help other people in similar situations!

I've been through this exact situation multiple times over the past year. Here's what I've learned from experience: if you mark "Yes" on the sick question, there's about a 50/50 chance your payment will be delayed for review, even with proper documentation. The EDD system flags ANY "Yes" answer for manual review, regardless of whether it's one day or the whole week. My personal approach now is to only mark "Yes" if I was sick for 3+ days during the certification period. For single sick days where I have proper documentation and got paid sick leave, I just report the hours/income and leave the sick question as "No." I've never had an issue with this approach, and my payments always come through on schedule. The key is being consistent with your reporting and keeping all your documentation (doctor's notes, pay stubs) just in case. EDD's system unfortunately isn't nuanced enough to handle these common workplace scenarios smoothly, so sometimes you have to work within its limitations to avoid unnecessary delays.