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Hey CyberNinja! Great questions - I'm also planning to apply Monday morning so this is perfect timing. From what I've gathered reading through everyone's experiences: 1. **Documentation**: Most people said they didn't need to upload docs initially when applying online, but you should definitely have your W-2s, pay stubs, and employment dates ready. EDD requests documentation later if needed for verification. 2. **Timeline**: From the experiences shared here, initial determinations seem to take anywhere from 1-3 weeks, though some mixed employment cases get flagged for manual review which can add time. The key is applying ASAP since there's that one-week waiting period. 3. **Work search activities**: Several people mentioned that legitimate networking, portfolio updates, and client outreach all count as valid activities. The key word everyone emphasized is "genuine" - it has to be actual work-seeking behavior, not just busy work. What's been really encouraging is seeing how many people with similar backgrounds (recent W-2 work + current freelancing) have successfully qualified. Your timeline of 13 months for the W-2 job sounds even better than some of the success stories shared here. I'm feeling so much more optimistic after reading all these real experiences. Let's both apply Monday and hopefully we'll have some good news to share back with this community soon! The collective wisdom here has been invaluable.
Thanks Amy! This is really helpful info. I'm feeling much more prepared now knowing what to expect with the documentation and timeline. The point about "genuine" work-seeking activities makes total sense - I've actually been doing a lot of legitimate networking and portfolio updates since losing my client, so I should have plenty to report. It's been incredible how supportive this community has been compared to trying to figure this out alone with the confusing official resources. I'll definitely report back after I apply Monday - fingers crossed we both get approved quickly! Having that financial cushion while rebuilding our client bases would make such a huge difference. Thanks again for summarizing everything so clearly.
This thread has been absolutely incredible - thank you to everyone who shared their experiences! As someone who's been freelancing for a few years now, I had no idea that having W-2 history could still make you eligible for unemployment benefits. I'm actually in a very similar boat to many of you - I'm a freelance social media manager who just lost two major clients this month (about 55% of my income), and I had a W-2 marketing coordinator job about 11 months ago before going fully freelance. Reading Miguel's breakdown as a former EDD claims examiner was particularly enlightening - the base period calculation makes so much more sense now. What really stands out to me from all these responses is how important it is to: 1. Apply immediately rather than second-guessing eligibility 2. Be completely transparent about your mixed employment history 3. Start documenting job search activities right away 4. Understand that you CAN continue freelance work while collecting benefits if you report honestly I'm definitely going to apply this week armed with all this great advice. It's such a relief to know that losing clients as a freelancer doesn't automatically disqualify you if you have recent W-2 wages to fall back on. This community has provided clearer guidance than hours of trying to navigate the EDD website! For anyone else reading this who's on the fence about applying - based on all the success stories shared here, it seems like the worst they can say is no, but many people in mixed employment situations are actually qualifying. Thanks again everyone!
Nia, I'm so glad you found this thread as helpful as I did! Your timeline with the W-2 job from 11 months ago actually sounds even more promising than some of us - that should definitely fall well within the base period Miguel explained. It's really encouraging to see so many people in similar mixed employment situations sharing their success stories. What struck me most was how Miguel emphasized that these cases are actually "very straightforward for approval" when you have legitimate W-2 wages in your base period. That was such a relief to hear from someone who actually worked inside the system! Your point about the worst they can say being "no" really resonates with me. After reading all these experiences, it seems like people with our backgrounds (recent W-2 + current freelancing) are in much better positions than we initially thought. The key really does seem to be just applying honestly and letting EDD make the determination rather than trying to guess our eligibility. I'm planning to apply Monday morning after this weekend - maybe we'll all have some good news to report back to this amazing community soon! This thread has honestly been more valuable than any official resource I could find. Good luck with your application!
I'm also facing benefit exhaustion soon and this thread has been really eye-opening! Just wanted to add that I called my local workforce development office yesterday and they mentioned something called "Trade Adjustment Assistance" (TAA) for workers who lost jobs due to foreign trade or offshoring. It's a long shot but might be worth checking if your job loss was related to company moving operations overseas or increased imports. They said it can provide extended benefits and training funding. Has anyone here looked into TAA or know if it's still active in 2025? I'm trying to explore every possible option before my benefits run out next month.
That's a great point about TAA! I hadn't thought about that program. From what I understand, Trade Adjustment Assistance is still active and can provide up to 104 weeks of benefits plus training funds if you qualify. The tricky part is proving your job loss was directly related to trade/imports. You'd need documentation showing your employer moved operations overseas or was negatively impacted by foreign competition. The application process can be pretty lengthy though - I think you have to go through the Department of Labor rather than EDD directly. Definitely worth exploring if your situation fits, especially since regular UI extensions aren't available right now. Thanks for bringing this up - it might help others in similar trade-related layoff situations!
I just went through this exact situation a few months ago! After my regular UI benefits exhausted, I was really panicked about what to do next. Here's what I learned from my experience: First, definitely check if you qualify for a new claim - even small amounts of work during your benefit year can sometimes qualify you. I had worked just 6 weeks part-time and was able to get a new claim approved for a reduced weekly amount. Second, don't sleep on the training programs! I ended up enrolling in a coding bootcamp through the local workforce center that comes with a $300/week stipend. It's not as much as my original UI, but it's helping me transition to a better career field while still having some income. Also, apply for CalFresh ASAP if you haven't already - the approval process can take a few weeks but it really helps with grocery costs. And definitely use Claimyr if you need to talk to EDD - I tried calling for literally weeks before someone here recommended it, and I got through in under an hour. The situation is stressful but there are options out there. Don't give up! Keep applying for jobs while exploring these other programs. The training route especially might open up better opportunities than what you had before.
This is such valuable information, thank you for sharing your experience! I'm particularly interested in the coding bootcamp you mentioned - did you have any prior tech experience before enrolling, or do they accept complete beginners? Also, how long is the program and do you get to keep the stipend for the entire duration? I've been thinking about switching career fields anyway, so this might be perfect timing even though it's scary to start over. Really appreciate you taking the time to share what worked for you - it gives me hope that there are viable paths forward even after benefits run out.
I just went through this exact situation last month and want to add a few practical tips that really helped me stay organized during the process: 1. Create a dedicated folder (physical or digital) for all appeal-related documents - you'll be surprised how much paperwork accumulates 2. Set phone reminders for your certification dates - the stress can make you forget routine things 3. If you have any coworkers you're still in touch with, reach out sooner rather than later for witness statements - people's memories fade quickly The waiting period is honestly the hardest part because your mind just spirals with "what if" scenarios. But based on everything you've shared, you have a really solid case. Position elimination due to restructuring is about as clear-cut as it gets for continuing benefits. One thing that gave me peace of mind was calling EDD to confirm they had received the appeal paperwork and that my case was in the queue. Sometimes just having that confirmation helps with the anxiety. Also, don't feel like you need to over-prepare or hire expensive legal help. The Administrative Law Judge is used to dealing with regular people, not lawyers, and they'll guide you through the process. Your termination letter is going to do most of the heavy lifting for your case. Hang in there - this community is rooting for you and you're going to get through this just fine!
This is such great practical advice, especially about creating a dedicated folder for all the paperwork! I'm definitely going to do that today - you're right that it's easy to let documents get scattered when you're stressed. The reminder about certification dates is really smart too. I've been so focused on the appeal that I almost forgot to certify this week. Your point about reaching out to coworkers sooner rather than later really resonates - I was planning to wait until closer to the hearing, but you're absolutely right that memories fade. I'm going to text a couple of my former teammates this afternoon. Thank you for the encouragement about not over-preparing or hiring legal help. I was starting to second-guess whether I should find a lawyer, but hearing that the judge will guide me through the process makes me feel much more confident about representing myself. This whole community has been incredible - I went from having panic attacks to actually feeling prepared and optimistic. Thank you all so much for the support!
I went through this exact same situation about 8 months ago and I completely understand the panic you're experiencing right now! The uncertainty is absolutely the worst part, but I want to reassure you that in the vast majority of cases, your benefits will continue during the appeal process. Here's what helped me get through it: **Immediate relief**: Your benefits should NOT stop while the appeal is pending. I continued receiving my regular payments throughout the entire process, and most people in this situation do too. **Timeline**: My hearing was scheduled about 6 weeks after my employer filed the appeal. The EDD Office of Appeals will mail you a Notice of Hearing at least 10 days before your scheduled date. **Preparation that actually matters**: - Your termination letter stating "position elimination due to departmental restructuring" is GOLD - that's exactly what wins these cases - Write down a chronological timeline of events while everything is still fresh in your memory - Gather any emails, company announcements, or communications about layoffs/restructuring - Don't stress too much about witness statements unless your employer is making very specific misconduct claims **The hearing itself**: Mine was a 15-minute phone call with an Administrative Law Judge who asked straightforward questions. It was way less intimidating than I imagined. The judge just wanted to understand the facts of my separation. **Key point**: The burden of proof is on your EMPLOYER to prove misconduct. Based on your description, they're going to have a very difficult time doing that when you have documentation showing position elimination. You've got this! Keep certifying every two weeks, focus on organizing your paperwork, and try not to let the anxiety consume you. This community is here to support you through the process.
Thank you so much for this incredibly detailed and reassuring response! Your timeline of 6 weeks is really helpful for planning, and I feel so much better knowing that benefits typically continue during appeals. You're absolutely right that the uncertainty has been the worst part - I've been catastrophizing about suddenly losing my income when I should be focusing on the fact that I have strong documentation on my side. I'm going to start writing out that chronological timeline today while everything is still fresh. It's such a relief to hear that the hearing was only 15 minutes and straightforward questions. I keep forgetting that the burden of proof is on THEM, not me! This community has been absolutely incredible - I went from having panic attacks yesterday to feeling genuinely prepared and confident. Thank you for taking the time to share your experience and help a fellow community member through this stressful situation!
I just switched to direct deposit last week after reading through all these comments and I'm so glad I did! The setup was exactly like everyone described - super straightforward online process, got the test deposits in 2 days, verified them, and boom - my latest payment hit my new checking account yesterday morning instead of that awful Money Network card. I followed the advice about opening a separate account specifically for EDD payments and went with a local credit union. They were really helpful when I explained what the account was for and even waived the minimum balance requirement. The peace of mind is incredible - no more worrying about card fees, lost cards, or sketchy ATM machines. For anyone still on the fence: the fraud concerns from 2020-2021 were mainly about people's EDD accounts getting compromised, not the payment methods themselves. Your bank's fraud protection is going to be way better than anything Money Network offers. Just use strong passwords, enable 2FA if available, and consider the separate account approach. It's honestly been life-changing not having to deal with that prepaid card anymore!
This is so encouraging to hear! I've been going back and forth on this for weeks but reading everyone's positive experiences is really pushing me toward making the switch. The separate account approach seems like the perfect balance of convenience and security. Can I ask which credit union you went with? I'm looking for one that might waive fees like yours did. Also, did you close your Money Network card right away or wait to make sure the direct deposit was working smoothly first?
I was in the exact same situation as you a few weeks ago - excited about finally having direct deposit but terrified about security after all the EDD horror stories. After reading tons of posts like this one and talking to people who made the switch, I decided to go for it and I'm so glad I did! Here's what convinced me: the separate bank account strategy is genius. I opened a no-fee checking account at a local credit union specifically for EDD payments. That way, even if something did go wrong (which it hasn't), the hackers would only have access to an account that I immediately empty after each deposit. It's like having the convenience of direct deposit with the security isolation of the Money Network card. The setup process was surprisingly smooth - took maybe 10 minutes online, got the verification deposits in 2 days, and my first payment hit the account exactly when expected. No more dealing with ATM fees, lost cards, or that terrible Money Network customer service! My advice: if you're on the fence, the separate account approach really eliminates most of the risk while giving you all the benefits. The fraud stories from 2020-2021 were scary, but they were mostly about compromised EDD logins, not the payment methods themselves. Your bank's security is going to be way better than any prepaid card system.
This is exactly the kind of real-world experience I needed to hear! I've been paralyzed by indecision for weeks, but the separate account strategy you described makes so much sense. It's like getting the best of both worlds - the convenience and speed of direct deposit without exposing my main banking accounts. I'm definitely going to look into local credit unions this week. Did you have to provide any special documentation when you told them the account was specifically for EDD payments, or was it pretty straightforward? Also, how quickly were you able to get the account set up and ready for the direct deposit switch?
Carmen Lopez
I'm so sorry for your loss. Losing someone you've been caring for is heartbreaking, and having to worry about finances on top of grief is incredibly stressful. You absolutely should qualify for unemployment benefits! I haven't personally gone through this with IHSS, but I work in disability services and deal with similar employment situations regularly. IHSS providers are definitely considered employees of the county/Public Authority, not independent contractors, which means you're covered under regular unemployment insurance. Based on all the great advice already shared here, it sounds like you're on the right track with your application. One small thing I'd add - when you're doing your bi-weekly certifications, be very careful about the questions regarding availability and job search activities. EDD can be strict about these requirements, so keep detailed records of everything. Also, if you haven't already, you might want to reach out to your local caregiver resource center or aging services department. They sometimes have additional resources for caregivers transitioning between positions, including job placement assistance or even temporary financial support programs. This community has given you excellent guidance. You've been contributing to the system for two years and absolutely deserve these benefits. Take things one day at a time and don't hesitate to advocate for yourself if you encounter any confusion from EDD staff. You've got this!
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Chloe Anderson
•Thank you so much for the condolences and support! Your perspective from working in disability services is really valuable - it's reassuring to have someone with professional experience confirm that IHSS providers are definitely considered employees rather than independent contractors. I hadn't thought about reaching out to local caregiver resource centers or aging services departments for additional support, but that's a great suggestion. Having job placement assistance or other transitional resources could be really helpful while I'm navigating this whole process. I'll definitely be extra careful with the bi-weekly certifications and make sure I'm documenting everything thoroughly. It's amazing how much practical advice and emotional support this community has provided during such a difficult time. Thank you for taking the time to share your insights!
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Hailey O'Leary
I'm so sorry for your loss. I can't imagine how difficult this must be - dealing with grief while worrying about your financial situation is incredibly overwhelming. I wanted to share what happened with my sister when she was in a very similar situation. She was an IHSS provider for our grandmother for about 18 months, and when our grandmother passed away last year, she was terrified she wouldn't qualify for unemployment because she'd heard conflicting information about family caregivers. Turns out she absolutely qualified! The key things that helped her: - She applied online within a week of our grandmother's passing - Listed the county IHSS Public Authority as her employer (this was crucial) - Had her IHSS provider number and all her paystubs organized beforehand - Used "lack of work due to recipient passing away" as her separation reason Her claim was approved pretty quickly, though she did have to do one phone interview where they asked basic questions about her work duties and schedule. The EDD representative she spoke with was actually very understanding about the situation. One thing she mentioned that might be helpful - she found it emotionally difficult to start the job search process right away while still grieving, but she focused initially on applying to positions that felt meaningful to her (other IHSS cases, senior care facilities, etc.). It helped her feel like she was honoring the caregiving experience she'd had while meeting the work search requirements. You've been contributing to the unemployment system for two years and absolutely deserve these benefits. Don't let anyone tell you otherwise. Sending you strength during this difficult time.
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