EDD application timing with severance payment - layoff vs final paycheck date?
Just got laid off from my job at a tech startup last week. My official layoff date was October 4th, but they're paying us through October 11th (essentially an extra week's pay). On top of that, HR mentioned we'll be getting severance packages within 30 days of the layoff date. I'm confused about when I should apply for EDD benefits. Do I use October 4th as my last day of work since that was when I was officially laid off? Or should I use October 11th since that's the date my final paycheck covers through? Also, does anyone know how severance affects unemployment benefits in California? Can I still apply while waiting for severance to arrive, or do I need to wait until after I receive it? First time dealing with this and don't want to mess up my claim. Thanks in advance for any help!
18 comments
MidnightRider
you should always apply for unemployment as soon as possible after your last day of work!! in your case that's 10/4. Don't wait til after you get severance, that's a mistake people make. EDD uses your last day WORKED as the date, not the last pay date. so October 4 is what u need to put on the application.
0 coins
Carmen Ortiz
•Thanks for the quick reply! So even though my final paycheck covers through 10/11, I should still list 10/4 as my last day worked? I'm just worried about causing problems if the dates don't match what my employer reports.
0 coins
Andre Laurent
You need to apply using your last day physically worked (10/4) as your last day of employment. The fact that they're paying you through 10/11 isn't relevant for the application date - that's just considered continuation pay. Regarding severance: California EDD does NOT consider severance payments as wages or income that would prevent you from receiving benefits. You'll need to report the severance payment when you certify, but it shouldn't delay or reduce your benefit amount. My advice: 1. Apply immediately using 10/4 as your last day 2. When you certify, accurately report any wages received after 10/4 3. When you receive severance, report it as a "severance payment" during certification Best of luck with your claim!
0 coins
Zoe Papadopoulos
•WRONG!!! severance DOES count against ur benefits in Cali! they deduct dollar for dollar!!! happened to my cousin last year and she had to pay EDD back!!!
0 coins
Jamal Washington
There's some confusion here that needs clarification. In California: 1. Your last day worked (10/4) is the date you should use when filing, regardless of when your final paycheck arrives. 2. Regarding severance: California treats severance differently than regular wages. Severance pay is NOT considered wages for UI purposes if paid in a lump sum. It will not reduce your weekly benefit amount. However, if your severance is paid periodically (like regular paychecks), then it may be considered wages and could affect your benefits. I recommend applying immediately with 10/4 as your last day worked. Be transparent about your severance when you certify. The EDD system will determine how it affects your benefits based on how it's paid. Also be aware that UI benefits have a one-week unpaid waiting period in California.
0 coins
Zoe Papadopoulos
•ok but what about the person above who said their cousin had to pay back benefits? thats scary
0 coins
Jamal Washington
To address the confusion about severance affecting benefits - it depends on HOW the severance is paid: - Lump sum severance: Generally NOT deducted from UI benefits in California - Continued salary/periodic payments: CAN be deducted as wages So the person whose cousin had to repay benefits likely received continuation pay or periodic severance that was considered wages, not a true lump sum severance package. The key is to report everything accurately when you certify and let EDD make the determination. If you're concerned, you can call to confirm your specific situation.
0 coins
Carmen Ortiz
•This is really helpful, thank you! My severance will be paid as a lump sum within 30 days, so sounds like it shouldn't affect my weekly benefits. I'll go ahead and apply using 10/4 as my last day. One more question - do I need to wait until after certification to look for new jobs, or can I start job hunting right away?
0 coins
Mei Wong
I went through something similar in February. Applied with my last day worked (not the date I was paid through), and still got my severance a month later with no issues. One thing though - trying to reach EDD to confirm anything is IMPOSSIBLE. I tried calling for 2 weeks straight and couldn't get through because of "high call volume" every single time. So frustrating!
0 coins
Liam Fitzgerald
•I had the same problem trying to reach EDD! Finally used a service called Claimyr (claimyr.com) that got me through to an agent within 20 minutes after spending days trying on my own. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Worth it when you need to actually talk to someone about complicated situations like severance and benefits.
0 coins
PixelWarrior
my boss fired me last yr & i used the day they told me i was done, not the day my final check came through. EDD wants to know when u stopped working not when u got paid. also start looking for jobs ASAP, you gotta do work search activities every week when u certify
0 coins
Carmen Ortiz
•Thanks for sharing your experience! I'll definitely use 10/4 as my last day then. And good to know about the work search requirements - I'll start applying right away.
0 coins
Mei Wong
Make sure you're keeping track of all your job applications too! EDD can ask for proof of your work search activities at any time. I keep a spreadsheet with dates, company names, positions, application method, and any responses. Learned that the hard way when they randomly audited my work search efforts last year.
0 coins
MidnightRider
•great advice!! i dont think most ppl realize EDD can audit ur work search stuff MONTHS later. happened to my roomate.
0 coins
Andre Laurent
To answer your question about job hunting - absolutely start looking immediately! One of the eligibility requirements for EDD is that you're actively seeking work. You need to be able to report work search activities when you certify every two weeks. The required activities can include: - Applying for jobs - Submitting resumes - Attending interviews - Networking with professional contacts - Registering with employment agencies Keep detailed records of all these activities (dates, companies, positions, etc.). EDD may request this information at any time to verify you're meeting the work search requirements.
0 coins
Carmen Ortiz
•Thank you! I'll definitely keep good records of my job search. Is there a minimum number of jobs I need to apply for each week?
0 coins
Jamal Washington
EDD doesn't specify an exact number of job applications required per week. The general guideline is to make a reasonable effort to find work, which typically means applying to 2-3 jobs per week at minimum. However, the quality of your job search matters as much as the quantity. Focus on positions you're qualified for rather than just hitting a certain number. Document everything thoroughly - job title, company, date, method of application, follow-up actions, etc. One last tip: When you first file your claim, EDD will schedule a phone interview if there are any questions about your eligibility (including the severance question). Be prepared to explain your situation clearly, including your last day worked versus final pay date.
0 coins
Carmen Ortiz
•Thanks so much for all this information! I feel much better prepared now. I'll file my claim today using 10/4 as my last day worked and start my job search immediately. Really appreciate everyone's help!
0 coins