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FYI for anyone else who finds this thread - I had this same situation and my funds transferred fine, but my automatic bill payments had to be set up again with the new card. The card number changes, so anything on autopay needs to be updated after you activate the new card.
has anyone actually switched to direct deposit successfully? i thought edd still only does money network or paper checks?? i want direct deposit but the website only shows those 2 options
EDD introduced direct deposit as an option in late 2024, but it's rolling out gradually. Not all accounts have been given access yet. When you certify, check the payment preferences section - if direct deposit is available to you, you'll see it as a third option there.
UPDATE: First, thank you all for the advice! Here's what happened: 1. I called Money Network and specifically asked for a provisional credit under Regulation E. The supervisor initially tried to say it doesn't apply, but when I mentioned my CFPB complaint, they suddenly "found a way" to issue a provisional credit within 5 business days. 2. I used Claimyr to get through to EDD (took about 30 min but it worked!) and was able to switch to paper checks for future payments. 3. Filed complaints with both CFPB and DFPI as suggested. It's still frustrating that this happened, but at least I have a path forward now. I'll post another update when the provisional credit comes through. For anyone else with Money Network cards - PLEASE transfer your money out immediately when it arrives!
@OP, the previous comment is incorrect. For UI benefits, you report earnings for the week you PERFORMED the work, not when you received payment. This is clearly stated in the EDD certification instructions. From the EDD website: "Report work and earnings for the week you performed the work, not when you were paid." This is different from some other benefits programs, which might be why there's confusion.
Just an additional tip: keep VERY careful records of exactly which days you work and how much you earn each day. If your contract spans across different certification weeks, you'll need to calculate exactly how much to report for each week. EDD goes by Sunday-Saturday weeks. For example, if you work Thursday, Friday, Saturday of one week ($2,600) and then Sunday, Monday, Tuesday, Wednesday of the next week ($2,600), you need to split up the $5,200 accordingly when you certify. I learned this the hard way and had to deal with an overpayment notice because I didn't calculate it correctly!
THE SYSTEM IS RIGGED!! This is EXACTLY what's wrong with California's benefit programs. You pay into SDI with every paycheck but when you actually NEED it they find some technicality to deny you! Then you can't get UI either because you're injured. It's a TRAP designed to keep people from getting the benefits they deserve. I bet if you called 50 times you still wouldn't get a straight answer from anyone at EDD about what you qualify for!
Just wanted to follow up with some additional information. Since your situation is somewhat unique, you might want to look into these options: 1. State Disability Insurance with Alternate Base Period (ask specifically about this) 2. County General Assistance/Relief programs 3. CalFresh as others have mentioned 4. Emergency Rental Assistance if available in your county 5. Short-term loans through credit unions (better terms than payday loans) The key is to get through to SDI first to fully understand why you were denied and what alternatives exist. If after using the Claimyr service to reach a representative you find there are no SDI options, then move quickly to apply for the county assistance programs. They can take time to process. Wishing you a speedy recovery!
Sofia Peña
To answer your follow-up question - yes, go ahead and certify for those uncertified weeks now. When you do, you'll enter your employment information and earnings for each week. This tells EDD you returned to work. You won't get in trouble for the delay - people sometimes forget to do this final step. What's important is that you didn't continue collecting benefits after starting work. Just make sure you accurately report your first day of work and earnings when you certify.
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Hunter Hampton
•I just finished certifying for those weeks and reported my new job. The system shows my claim is now inactive. Such a relief! Thanks everyone for your help with this.
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Chloe Zhang
anyone know if this applies to part time work too? i just got a part time job but still eligible for some benefits
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Adriana Cohn
•Different situation entirely. With part-time work, you need to continue certifying and report all earnings. EDD will calculate if you're eligible for partial benefits. Never stop certifying if you're working part-time and think you might still qualify for some benefits. Just report your hours and earnings accurately each certification period.
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