I'm so glad you were able to get this resolved! This is exactly why I always recommend people get a detailed breakdown of what they owe before making any payments to EDD. The way they structure their notices can be really confusing - they'll show one total amount but not break down what portion is the original overpayment versus penalties and interest. For anyone else dealing with this, always ask specifically: "Does this amount include all penalties and interest that may apply?" when you're setting up payment. It can save you from exactly this kind of surprise later on.

This whole thread is so helpful! I'm dealing with a similar situation right now where I got a notice about additional amounts owed after I thought I had paid everything off. Reading through everyone's experiences, it's clear that EDD's system has some serious communication issues between departments. The advice about requesting a Statement of Account and asking specifically about penalties and interest is gold. It's frustrating that they don't make these breakdowns clearer upfront - it would save everyone so much time and stress. Thanks to everyone who shared their experiences and solutions!

They're only paying me through my new last day, not through my original resignation date. So basically I'm losing 2 weeks of expected pay. Based on everyone's feedback, it sounds like I should apply right away, focus on both aspects (harassment and early termination), and be prepared for a possible initial denial and appeal process. I'm going to gather all my documentation tonight. Thank you all for the guidance!

You're absolutely on the right track! Since they're not paying you through your original resignation date, that definitely strengthens your case for the termination aspect. When you file, make sure to emphasize that timeline - you gave proper notice with a specific end date, and they unilaterally changed that arrangement to your financial detriment. That's textbook employer-initiated separation for those two weeks. Combined with your harassment documentation, you have two solid arguments. One tip: when gathering your harassment evidence tonight, organize it chronologically and include any witnesses or HR correspondence. EDD likes clear timelines. Good luck with your application!

I'm in a very similar situation as a new school employee! Started as a playground supervisor this year and facing the same summer income gap. What I've learned from researching this is that the "reasonable assurance" determination really comes down to the specific language in your contract and any uncertainty factors. Since you mentioned your contract says you're "expected" back rather than "guaranteed," that's actually promising language for your case. The fact that you're a newer employee (less than a year) might also work in your favor since you don't have the same established pattern of returning that longer-term employees have. I'd definitely recommend applying and being very clear about any budget uncertainties, enrollment concerns, or staffing adjustments your school has mentioned. Even if you get initially denied (which is common for school employees), the appeal process is where many people succeed. Keep documentation of everything - emails about potential changes, budget discussions, anything that shows your return isn't 100% certain. The financial stress is real - $2300 rent with zero income for months is impossible to manage. Don't let anyone discourage you from at least trying. You have nothing to lose by applying and potentially a lot to gain!

I'm a school bus driver and went through this exact situation last summer! The whole "reasonable assurance" thing is definitely confusing, but here's what helped me get approved: I emphasized that my route assignments weren't guaranteed due to potential changes in student enrollment and transportation needs. Even though my contract had similar "expected to return" language like yours, I was able to show that budget constraints might eliminate some routes. The key was documenting conversations with my supervisor about possible route reductions and saving emails about transportation budget reviews. One thing that really helped was contacting my union rep - they had dealt with this issue before and gave me specific advice on how to word my application. They said to focus on any operational changes that could affect your specific position, not just general budget concerns. The process took about a month for me, and I did get an initial denial but won on appeal. The hearing officer specifically said that having documentation showing uncertainty about my exact position (not just employment with the district in general) was what made the difference. Definitely apply ASAP when your last day arrives - don't wait! And if you get denied initially, don't give up. The appeal process is where a lot of school employees actually succeed. Good luck!

I'm so sorry you're dealing with this - fraud on unemployment cards is unfortunately way too common. Just wanted to add that while you're waiting for the replacement card situation to get sorted, make sure to keep all documentation of the fraud incident (reference numbers, dates of calls, names of reps you spoke with). Also, once you get your new card, I'd recommend immediately changing the PIN and setting up account alerts through Money Network's website so you get notified of any transactions right away. That way if fraud happens again you can catch it faster. The direct deposit suggestion from others is definitely the best long-term solution though - eliminates the card vulnerabilities entirely!

Just went through this exact same nightmare last month! The key thing that finally worked for me was being super persistent and specific about what I needed. When I called Money Network's fraud department (1-855-282-6161), I didn't just say "I need a replacement card" - I said "I need you to process a replacement card authorization request to send to EDD, and I need the reference number for that request." Then when I called EDD, I had that reference number and could say "Money Network submitted authorization request #[number] and I need you to approve it." Having that specific reference number seemed to cut through all the confusion between the two companies. The whole process still took about a week, but at least I wasn't getting bounced back and forth anymore. Also seconding what others said about direct deposit - switched to that immediately after getting my new card and it's been so much better!

Anyone else feel like we need a complete overhaul of the unemployment system? This stuff shouldn't be so complicated 🤦‍♂️

I actually had this exact same situation happen to me a few months ago! Don't stress too much about it - EDD is used to handling these kinds of mistakes. When I called, they were able to reverse the incorrect certification and adjust my claim without any penalties. The key is to call as soon as possible and be completely honest about what happened. I'd recommend calling first thing in the morning (like 8 AM sharp) to have the best chance of getting through. Also, have your claim details ready and write down exactly what you want to say before you call. It took about 15 minutes once I actually got someone on the line, and they fixed it right away. You got this! 💪