i wish they explained this stuff clearly on there notices!!! my cousin got his wages garnished 50% cuz he thought filing an appeal stopped everything automatically but it didn't and now hes behind on his car payments

I went through this exact situation last year and learned some hard lessons. Here's what I wish I had known: the 30-day response deadline on your notice means you need to take ACTION, not just submit paperwork. Even though you're filing a DE-100, you should also call EDD immediately to request a temporary collection hold while your hardship waiver is being reviewed. I made the mistake of thinking the DE-100 submission would automatically pause everything, but they continued sending threatening letters and almost started garnishment. Also, keep detailed records of every interaction - dates, times, representative names, confirmation numbers. The system is frustrating but there are people there who will help if you're persistent and follow the right steps. Don't let the fear paralyze you into doing nothing - that's when the penalties really add up.

Claimyr seems to be quite useful, especially for those who have spent countless hours trying to get through to EDD. However, it's essential to approach such services with some caution. Always ensure that you're using a reputable service and check for reviews or testimonials from other users. While $20 might seem like a steep price to get what should be a free service, the convenience and time saved can be well worth it for those who have been suffering persistent issues. Additionally, having documentation and a clear record of your attempts to resolve issues can further empower you in claiming your rights.

I've been dealing with this exact same loop for about 3 weeks now! It's absolutely maddening. What worked for me was trying at around 6 AM when the system isn't as overloaded. I also had to disable all my browser extensions and use incognito mode. Even then, it took me about 5 attempts over different days to finally break through the loop. The system is definitely glitchy, but don't give up! Also, if you have an old laptop or different device, try that too - sometimes it's browser-specific issues causing the problem.

I went through something similar about 6 months ago - got hit with an overpayment notice for 11 weeks from 2022. The stress was unreal! I ended up getting approved for a partial hardship waiver that reduced what I owed by about 60%. A few tips from my experience: - Be SUPER detailed on the DE 1446HW form. Don't just list your rent - break down utilities, groceries, medical expenses, everything - Include bank statements showing your actual spending patterns, not just estimates - If you have any medical expenses or dependents, emphasize those heavily - Write a personal statement explaining your situation - they do read these The whole process took about 6 weeks for me, but it was worth it. Even if you don't get a full waiver, they might reduce the amount significantly. And like others said, definitely push for them to pause any collections until they decide. Good luck - you've got this!

I'm going through the exact same thing right now! Got my overpayment notice about 3 weeks ago for 9 weeks from 2023. Like you, it was completely unintentional - I think there was confusion about when my part-time job ended versus when I was still certifying. The panic is SO real when you see that big number they want back! I just submitted my DE 1446HW hardship form last week after reading through all the advice here. A few things I learned that might help: 1. Call EDD ASAP to request they pause collections - I used that Claimyr service someone mentioned and it actually worked to get through quickly 2. The hardship form is intimidating but just be thorough and honest about your finances 3. Keep copies of EVERYTHING you submit 4. Don't be afraid to call back if you don't hear anything after a few weeks The waiting is nerve-wracking but from what I'm seeing here, there's definitely hope for getting at least a partial waiver. Hang in there - you're not alone in this mess! EDD's system is confusing and it's not your fault you got caught up in it.

Just wondering - did your certification weeks switch to "Disqualified" status in your UI Online account too? Or are they still showing as "Pending"? Sometimes you can tell if EDD is still processing something on their end by checking this.

I went through something very similar last year! EDD's timing requirements are absolutely brutal, especially when they don't account for mail delays. Here's what worked for me: I filed the appeal immediately online through UI Online (don't wait!), but I ALSO faxed a cover letter to their main office explaining the situation with copies of my certified mail receipt and tracking info. Sometimes the fax gets seen by someone who can flag your file before the appeal hearing. Also, when you do get through to someone on the phone (try early morning around 8:02 AM), ask them to check if your documents are actually in their system. Sometimes they receive them but don't process them right away. If they can see your docs were received, they might be able to reverse the disqualification without going through the full appeal process. Keep your chin up - you have solid documentation that you sent everything on time. The one-day delay due to mail processing is NOT your fault!

Regarding training programs - the California Training Benefits (CTB) program is definitely worth looking into in your situation. Medical coding is often on the approved list since it's a high-demand field. If approved, you can receive benefits during training and potentially qualify for the Training Extension which provides up to 26 additional weeks of benefits. One important note: you must apply for CTB before your regular UI benefits are exhausted, but since you mentioned you just exhausted benefits today, you might still be within the window to apply. I'd recommend calling EDD directly to explain your situation and ask about training benefits eligibility given the timing. For anyone in a similar situation, always apply for training benefits before your regular UI runs out - it's much easier that way.

I'm in a similar situation and found some helpful resources while navigating this mess. Here are a few additional options to consider: 1. **Disaster Unemployment Assistance (DUA)** - If you live in an area that was declared a disaster zone recently, you might qualify for DUA benefits even if your regular UI is exhausted. Check FEMA's website for declared disaster areas in California. 2. **State Disability Insurance (SDI)** - If you have any health conditions (physical or mental) that limit your ability to work, you might qualify for SDI through EDD. The stress and depression from unemployment can sometimes qualify as a disabling condition. 3. **CalWORKs** - This is California's welfare program that provides cash assistance and job training. The income limits are pretty strict, but it's worth checking if you qualify. 4. **211 California** - Call 2-1-1 for local assistance programs. They can connect you with emergency rent assistance, food banks, and utility help programs in your specific area. The system really is stacked against us, but don't give up. I've seen people successfully get new claims approved with similar temp work earnings to yours. The key is getting through to an actual EDD representative who can review your specific case. Good luck!