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I went through something very similar about 6 months ago! Took a temp job paying $18/hr after losing a $35/hr position. The partial benefits absolutely helped me get through those months. A few things I learned that might help: - Keep detailed records of your work schedule and pay stubs. I created a simple spreadsheet tracking hours worked each week - When certifying, be super precise about the dates you worked vs the certification period dates - this tripped me up once - If you work irregular hours (some weeks more, some less), your partial benefit amount will vary accordingly - The temp agency should provide you with clear documentation of your work dates when the assignment ends - ask for this upfront The good news is that having some income plus partial benefits kept me afloat financially, and it did look better to potential employers that I was working rather than just collecting full benefits. My temp assignment actually got extended twice and led to some good networking opportunities. Hang in there!
This is really reassuring to hear from someone who went through the exact same situation! I love the idea of keeping a detailed spreadsheet - that sounds like it would be super helpful for staying organized and having documentation if EDD ever questions anything. Did you find the temp agency was good about providing clear documentation when your assignment ended? I'm hoping this temp position might lead to networking opportunities like yours did. Thanks for sharing your experience!
Just wanted to add my experience since I went through this exact situation last year! I was laid off from a $42/hr job and took a temp position at $25/hr for 5 months. The partial benefits were a lifesaver during that time. One thing I wish I had known earlier - if your temp job offers any overtime hours, be strategic about when you take them. Some weeks I worked extra hours and earned too much to qualify for ANY partial benefits that week, while other weeks I could have used the extra income. It's worth calculating beforehand whether working those extra hours will push you over the threshold where you lose all benefits for that week. Also, don't forget that you're still building work credits during the temp job, which can help if you need to file a new claim later. The whole experience actually worked out well for me - the temp job gave me new skills and I eventually found a permanent position paying even more than my original job. Sometimes these situations work out better than expected!
This is absolutely infuriating and I'm so sorry you're going through this! The fact that Money Network initially told you they "can't reverse the transaction" is complete BS - they absolutely can and are required to investigate under federal banking regulations. I went through something similar last year (though not as much money) and had to really push back hard on their customer service reps who kept giving me the runaround. One thing that helped me was keeping a detailed log of every single phone call - date, time, rep name, reference numbers, and exactly what they told me. When I escalated to a supervisor and showed them the inconsistencies in what different reps had told me, they suddenly became much more cooperative. Also, if you haven't already, send them a written dispute letter via certified mail in addition to calling. Sometimes the written paper trail gets routed to a different department that's more responsive than the phone reps. Make sure to include phrases like "unauthorized electronic fund transfer" and reference Regulation E - that usually gets their attention. Really hoping you get this resolved quickly, especially with rent due. This kind of fraud is becoming way too common and it's unacceptable that legitimate claimants have to fight so hard to get their own money back.
@Giovanni Martello Thank you so much for this advice! You re'absolutely right about keeping detailed logs - I started doing that after reading some of the earlier comments but wish I had from the beginning. I m'definitely going to send a certified letter today using the language you suggested about unauthorized "electronic fund transfer and" Regulation E. The inconsistency between reps has been maddening - one told me it was impossible to reverse, another said they could investigate but it would take 30+ days, and then the fraud department said they could expedite it. It s'like they re'all working with different information or policies. I m'really glad to hear you were able to get your situation resolved by pushing back and escalating. It gives me hope that persistence will pay off. The written paper trail is a great idea too - I ve'been relying mostly on phone calls but having everything documented in writing definitely seems more official and harder to ignore. This whole experience has been such an eye-opener about how vulnerable these systems are and how much we have to advocate for ourselves when things go wrong. Thank you again for taking the time to share your experience and advice!
This is absolutely terrifying! I've been on EDD for about 6 months now and always assumed the Money Network card was safe since it's the "official" method. Reading your story and all these comments has me checking my account obsessively now. I had no idea that fraudsters could somehow bypass the UI Online system and make changes directly through Money Network - that seems like a massive security flaw! The fact that your UI Online still shows the correct payment method but Money Network sent your funds elsewhere is so concerning. Thank you for sharing this even though you're going through such a stressful situation. I'm definitely going to enable all those email notifications and change my passwords tonight. Also bookmarking that EDD fraud number (1-800-229-6297) just in case. Really hope you get your $1,200 back before rent is due. Keep us updated on how the investigation goes - it sounds like you're doing everything right by being so persistent and documenting everything. This community has given you some amazing advice and it's clear you're not alone in dealing with this type of fraud.
I definitely will! Going to try the Claimyr service tomorrow to reach someone by phone, and I'll report back what they say. Fingers crossed!
This is such a fascinating case from a legal perspective! I'm actually a paralegal who works with bankruptcy cases, and what you're describing sounds like a textbook example of discharge by procedural default. The fact that EDD recouped money AFTER your discharge date is particularly significant - that could potentially be viewed as a violation of the automatic stay provisions. A few thoughts: 1) Document the exact dates of everything - your discharge date, when EDD took the money, when they were notified, etc. 2) Consider reaching out to your bankruptcy attorney again, as this might warrant filing a motion for contempt against EDD for violating the discharge injunction. 3) If EDD's internal appeals process doesn't work, you might need to go back to bankruptcy court. I've seen cases where government agencies had to pay attorney fees and damages for post-discharge collection attempts. Don't let them intimidate you - the law is likely on your side here!
Wow, this is really helpful to have a paralegal's perspective! I hadn't even thought about the automatic stay violation angle. You're absolutely right about documenting the dates - my discharge was finalized on December 15th, 2024, and EDD took the money on January 8th, 2025. That's almost a month after discharge! I'm definitely going to bring this up with my bankruptcy attorney. Do you think the contempt motion would be worth pursuing even if EDD eventually returns the money through their appeals process?
Bottom line: EDD has no official callback system. Your options are manually dial 50-100+ times hoping to get through, or use a third-party service that handles it for you. That's literally it.
Unfortunately, there's no official EDD callback number or system. I've been dealing with this nightmare for months now. The reality is you have three options: 1) Keep manually dialing and hoping you get lucky (I'm at 200+ attempts with maybe 3 successful connections), 2) Use a third-party service like Claimyr that does the calling for you and calls you back when they reach an agent, or 3) Try to time your calls perfectly (avoid lunch hours, call early morning or mid-afternoon on weekdays). It's absolutely ridiculous that in 2024 we don't have basic callback functionality, but that's the broken system we're stuck with. Save yourself the frustration and either commit to spending entire days calling or just pay for a callback service.
This is such a comprehensive breakdown, thank you! I've been banging my head against the wall trying to find some magical EDD callback number that doesn't exist. Your three options summary is exactly what I needed to hear - even though it's depressing. I think I'm going to have to bite the bullet and try one of those third-party services since I can't afford to spend entire workdays calling. The fact that we have to resort to paying external companies to navigate our own state's unemployment system is absolutely insane.
Tom Maxon
To all those having trouble reaching a human at California Unemployment. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/Ize0EkN4HDI
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Lincoln Ramiro
I had a similar experience with the system - sometimes there can be technical delays or the representative might be dealing with system issues on their end. If the line stays silent for more than 5 minutes, I'd recommend hanging up and waiting for the next opportunity. The system usually sends another text within a few hours if the call doesn't connect properly. Don't lose hope - many people have eventually gotten through and resolved their issues, even if it takes a few attempts!
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Justin Trejo
•@Lincoln Ramiro That s'really helpful advice! I m'new here and dealing with similar issues. How long did you typically have to wait between attempts? And did you find certain times of day worked better than others for getting through? I ve'been struggling with this for weeks and any additional tips would be greatly appreciated!
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