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Based on all the information shared, here's a simple checklist for you, OP: 1. Check your exact benefit year end date on UI Online 2. Continue certifying until that date to use as much of your current claim as possible 3. Gather documentation of your work and earnings since filing your original claim 4. File a new claim immediately after your benefit year ends 5. Be prepared for possible delays in payment during the transition 6. Keep detailed records of your job search activities And remember - EDD rules can change, so it's always best to check their official website or speak with a representative for the most current information specific to your situation.
Just wanted to add something that might help - when you do file your new claim in January, make sure you have all your pay stubs and tax documents from any work you did during 2024. Even if it was just temporary or part-time work, those earnings count toward your base period calculation. I learned this the hard way when I refiled last year and didn't have all my paperwork ready. It delayed my claim by weeks! Also, if you're worried about the gap in payments, you might want to start looking into other assistance programs now like CalFresh or local food banks, just in case there are delays with your new claim processing. Better to be prepared than scrambling later.
also dont forget when u reapply u gotta do the whole id.me verification thing again and that was soooo annoying last time! make sure ur drivers license isnt expired lol
Just wanted to add something important that might help - if you're still working part-time when you file your new claim, make sure you understand how partial benefits work with the new weekly benefit amount. The calculation will be different than what you're used to with your current claim. Also, keep detailed records of your work hours and earnings during this transition period because EDD might ask for documentation when processing your new application. The gap between when your old claim ends and new one starts can be tricky paperwork-wise!
This is such great advice about keeping records! I'm actually going through something similar right now and didn't even think about how the partial benefits calculation would change with a new weekly amount. Quick question - when you say "gap between claims," do you mean there's usually a delay in processing the new application? I'm trying to plan my finances around when my current claim ends.
I went through this exact same situation about 6 months ago! The waiting period is definitely nerve-wracking, especially when you're counting on those funds. From my experience, the 7-10 business day timeline is pretty accurate once your payment shows "paid" - mine took exactly 8 business days. One thing that helped me was calling Money Network (1-866-692-9374) on day 7 just to confirm everything was processing normally. Their customer service is way better than EDD's and they could see that my card had been issued and was in transit. They can also tell you the exact date it was mailed. Also, pro tip: once you get your card, you can actually transfer the funds to your regular bank account through the Money Network website for free (though it takes 1-2 business days). This way you're not stuck using the debit card for everything. Hang in there - it's coming!
This is really reassuring to hear from someone who went through the exact same thing! 8 business days sounds totally reasonable. I'm definitely going to call Money Network on day 7 like you suggested - it sounds like they're much more helpful than trying to reach EDD. And that's a great tip about transferring the funds to my regular bank account once I get the card. I had no idea that was even an option! Thanks for sharing your experience, it really helps calm my nerves about this whole process.
Just wanted to add another data point - I'm currently going through this same process! My payment switched to "paid" status this past Monday, so I'm on day 4 of waiting. Reading everyone's experiences here is really helpful and reassuring. It sounds like the 7-10 business day window is pretty standard, and I love the tip about checking for mail from Indianapolis rather than looking for anything EDD-branded. I'm definitely going to set up USPS Informed Delivery like someone mentioned - seems like a good way to track when it's actually coming. And I'll make sure to activate it immediately when it arrives. Thanks everyone for sharing your timelines and tips! This community is so helpful for navigating all the EDD confusion.
My partner just went thru this. U cant use the old bofa card but all ur money will be on the new card when it comes. they sent it priority mail for him and took like 5 days
Just went through this exact situation two weeks ago! Your old BofA card is completely inactive now - EDD switched everyone to Money Network in July 2023. The "paid" status means your money is already allocated to your new Money Network card account, you just need to wait for the physical card to arrive. Mine took exactly 8 business days and came in a plain white envelope (almost threw it away thinking it was junk mail!). Once you get it, activate it immediately through the Money Network app - way easier than calling. Pro tip: As soon as you activate the card, go into UI Online and set up direct deposit for future payments. That way you won't have to deal with waiting for card transfers again. The whole process becomes much smoother after that first payment hurdle. Your money is safe and waiting for you - just hang tight for a few more days!
Yuki Kobayashi
Glad to hear your payment came through! For future reference, here's a general EDD payment timeline: 1. Certification submitted (day 0) 2. EDD processes certification (1-2 business days) 3. Payment issued to Bank of America/Money Network (1 business day) 4. Funds available on card (0-1 business day) Total: 2-4 business days on average, but can be faster or slower depending on various factors. Reporting earnings, answering 'yes' to certain questions, or having a partial payment week can all extend this timeline.
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Aisha Mahmood
•Thanks for breaking down the timeline! It's helpful to know what to expect. I'll save this info for future reference.
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Sophie Duck
I'm dealing with a similar situation right now - certified on Monday and it's Thursday with no payment yet. Reading through everyone's experiences here is really helpful though! It sounds like 3-4 business days is pretty normal, especially when you report earnings like I did this week. The inconsistency is definitely the most stressful part - you never know if it's going to be 1 day or 5 days. At least now I know to check the Transaction Activity section in UI Online to see if it's been processed even if it hasn't hit the card yet. Thanks for sharing your experience and glad your payment finally came through!
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PrinceJoe
•Hope your payment comes through soon! I'm actually going through something similar right now - certified earlier this week and still waiting. It's so nerve-wracking when you have bills coming up. The advice about checking Transaction Activity was a game changer for me too. Sometimes the payment shows as processed there even when your card balance hasn't updated yet. Fingers crossed yours shows up tomorrow!
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