EDD sending overpayment notices 8 months after claim ended - is this normal?

Unfortunately this is pretty common. EDD can issue overpayment notices up to 3 YEARS after you receive benefits. I got mine about 6 months after my claim ended because my employer claimed I quit instead of being laid off. The letter should explain why they determined there was an overpayment and your roommate has the right to appeal within 30 days of the notice date. Make sure she doesn't miss that deadline if she disagrees with their determination.

i got a overpayment notuce last yr and it was for like $4000!! they said i didnt report some income or somethin but i swear i did. i called them like 50 times and never got thru so i just gave up and setup a payment plan. its like $50 a month for forever basicly. the worst part was tryin to get anyone on the phone to explain the whole thing to me ugh

EDD overpayment notices can come at any time within their lookback period, which is typically 3 years. Here's what your roommate needs to know: 1. She needs to determine if it's a "fraud" overpayment or "non-fraud" overpayment - this makes a huge difference for penalties. 2. If she disagrees with the determination, she MUST appeal within 30 days by filling out the form that came with the notice. 3. She can request a waiver if repayment would cause financial hardship. This requires completing the DE 1446W form with documentation of financial hardship. 4. If the waiver is denied, she can request a payment plan based on her income. The most important thing is to respond to EDD within their deadlines. Ignoring this will only make things worse.

Yep, happened to me too. Got an overpayment notice about 10 months after my benefits ended. Had to sell my motorcycle to pay it back 😭

THE EDD IS A JOKE!!! They give you benefits and then take them back months or YEARS later when you've already spent the money!! Then they expect you to magically come up with thousands of dollars. And try calling them - IMPOSSIBLE!! The whole system is designed to punish people for being unemployed. I'm still fighting an overpayment from 2023 and have sent in the same appeal paperwork THREE TIMES because they keep "losing" it. CRIMINAL!!

wait did ur friend report any other income while on unemployment? sometimes thats why they say overpayment. like if she had a side gig or part time job and didnt tell edd

If her employer is claiming misconduct, she absolutely needs to appeal. She should gather any documentation that proves she was laid off - termination letter, emails, texts with her boss, severance documents, anything. In her appeal, she should clearly explain why she believes she was eligible and provide all supporting evidence. At the hearing, both she and the employer will testify. I went through this exact scenario and won my appeal because my employer couldn't provide specific evidence of misconduct. The burden of proof is technically on them.

My cousin got an overpayment notice and just ignored it. Bad idea - they started garnishing his wages a year later. Tell your friend not to ignore this even if she can't pay.

One thing I haven't seen mentioned yet - if your roommate does end up having to repay, she should know that any overpayment she repays can be deducted on her tax return in the year she repays it. It's considered a repayment of income previously reported. This is especially important if the overpayment spans tax years. She should consult with a tax professional about how to handle this properly, but it might help offset some of the financial impact.

Update: My roommate just found a letter from her former employer dated around the time she was let go that clearly states it was a layoff due to department restructuring. We're putting together her appeal tonight and will mail it certified tomorrow. Thank you everyone for the advice - especially about the payment plan and tax deduction if she does end up having to repay anything. It's made her feel a lot less panicked about the whole situation.