EDD says I'm not eligible after 2+ years - facing overpayment for benefits from 2025?

This is definitely an overpayment notice. Unfortunately, EDD can determine overpayments for up to 6 years after benefits were paid. The statute of limitations is only for collecting the debt, not for determining it existed. You need to look closely at why they determined you weren't eligible - it should be explained somewhere in the notice. Common reasons include: not being available for work, unreported income, quit instead of layoff, etc. You have 30 days from the date on the notice to appeal if you disagree with their determination.

omg i got the same thing last month!!! i had to payback like 6k from benefits in 2025 they said i was working while collecting which is NOT TRUE i even appealed it and lost because i didnt have all my old pay stubs

The key is to figure out EXACTLY why they're saying you weren't eligible. Then you can build your appeal case. If it's saying your employer provided contradicting information, you need to get documentation from your former boss confirming the layoff. Get a written statement if possible. Also, check if your notice says 'with fault' or 'without fault' - makes a big difference. 'Without fault' means you won't face penalties and may qualify for a waiver if repayment would cause financial hardship.

Im going through this right now too. Sucks how EDD takes FOREVER to process claims when we need help but they're super efficient when they want money back!!!! 😡

If you need to talk to an EDD representative about this (which I HIGHLY recommend), good luck getting through on the phone. I spent 3 weeks trying before I discovered Claimyr (claimyr.com). It's a service that connects you to EDD without the endless redial game. They got me through to an agent in under an hour after I'd spent days trying. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Getting a real agent on the phone helped me understand exactly why I was flagged for overpayment and what documentation I needed for my appeal. Made a huge difference in my case.

Just be careful - if you appeal and lose, you might end up with penalties added. Sometimes it's better to just set up a payment plan. EDD usually lets you pay as little as $25 a month if your income is low.

I successfully appealed an overpayment notice last year. Here's what worked for me: 1. I requested all records EDD had on my claim through a formal records request (took about 3 weeks) 2. Found the exact issue they were citing (in my case, they claimed I wasn't available for work during certain weeks) 3. Gathered evidence proving their determination was wrong 4. Filed a formal appeal with ALL documentation attached 5. Attended my hearing prepared with extra copies of everything The judge ruled in my favor and the entire overpayment was dismissed. It's definitely worth fighting if you believe you were eligible! The system makes errors all the time.

One more thing to check - look at the date they're claiming you became ineligible. Is it for your entire claim period or just certain weeks? Sometimes it's just a portion of your benefits they're trying to recoup, not the entire amount. The notice should break this down somewhere.

dont forget to keep certifying if ur still on unemployment!!! even while appealing u need to keep doing ur weekly stuff or ull lose current benefits too

After you've filed your appeal, call your local state representative's office. Many have staff dedicated to helping constituents with EDD issues. They can sometimes get answers and move things along faster than you can on your own. It's a free service that most people don't know about!