California Unemployment

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An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!


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UPDATE: You guys were right! Just checked my UI Online account this morning and I have an award letter in my inbox! They approved my claim without needing the interview. Now I just need to wait for my first certification period. Thanks for all the help and reassurance!

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Awesome!! See, canceled interviews can definitely be good news. Make sure you certify as soon as your weeks become available - usually every two weeks on Sunday. And don't forget to report ANY income you earn during certification periods!

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congrats!! much faster than when i applied last year took me like 2 months to get approved

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Congratulations Teresa! That's such great news and a huge relief! This is exactly why I always tell people not to panic when EDD cancels interviews - more often than not it means they have what they need to approve your claim. Thanks for coming back to update us with the good news. It really helps other people in similar situations to see these positive outcomes. Now you can focus on getting those certifications done on time!

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So happy to see this positive update! I'm actually in a similar situation right now - just had my interview canceled yesterday with the same "don't need additional information" message. Reading through this whole thread and seeing Teresa's outcome gives me so much hope. It's really reassuring to know that this is actually a common pattern and usually means good news. Thanks everyone for sharing your experiences - this community is such a lifesaver when dealing with EDD's confusing process!

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This thread has been a lifesaver! I had my EDD card frozen in May 2024 for "security verification" and it took them 18 days to get me a replacement. I had $467 on the card and ended up missing my rent payment, which cost me a $100 late fee. I called BOA at least 12 times during those 18 days and they kept giving me the runaround about "processing delays" and "high call volume" - absolutely zero mention of any settlement program! I was so frustrated I just gave up and figured I was stuck with the financial damage. Finding this thread feels like hitting the lottery! Based on everyone's experiences, my May 2024 timeframe with 18 days and $467 balance should definitely qualify me for the pandemic-era settlement. I'm calling BOA tomorrow morning using the "Card Deactivation Settlement Department" strategy that so many of you have had success with. It's absolutely criminal that they're not proactively notifying people about money they're legally entitled to. Thank you to everyone who shared their success stories and the specific language that works - this community is literally putting money back in people's pockets that BOA was hoping would disappear! I'll definitely update once I get through to them and hopefully can add another win to help others who might still be unaware they're owed compensation.

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Liam, your May 2024 case with 18 days and $467 balance sounds like another solid candidate for the settlement! That's definitely well over the 14-day threshold and right in the timeframe where everyone else has been successful. Based on the patterns I'm seeing from other cases shared here, you should probably be looking at around $400-450 for your payout. That $100 late fee you mentioned is exactly the kind of collateral damage this settlement is supposed to address - definitely bring that up when you call since some people have mentioned they factor additional hardship into the calculation. I'm fairly new to this community but have been reading through everyone's experiences carefully, and it's amazing how consistent the stories are - card frozen for "verification," weeks of runaround, zero communication about settlements until people found this thread. The "Card Deactivation Settlement Department" approach really does seem to be the magic phrase to get past the scripted responses. It's honestly shocking how many of us suffered financial hardship because of their system failures and had no idea we were entitled to compensation. Good luck with your call tomorrow and definitely update us - every success story makes it easier for the next person to know exactly what to say and what to expect!

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This thread has been absolutely incredible - I can't thank everyone enough for sharing their experiences! I had my EDD card frozen in August 2024 for what they called "routine account verification" and it took them 23 days to send me a replacement. I had $612 on the card at the time and ended up having to borrow $400 from my mom just to keep my electricity from being shut off. I called BOA at least 15 times during those 23 days and got nothing but scripted responses about "processing your request" and "please continue to wait" - not ONE person ever mentioned any kind of settlement or compensation program! I honestly thought I was just screwed and had to eat the financial stress and embarrassment of borrowing money from family. Reading through everyone's success stories here has given me so much hope! Based on what others have shared, my August 2024 timeframe with 23 days and $612 balance should definitely put me in line for a substantial settlement payment. I'm calling BOA first thing Monday morning using the "Card Deactivation Settlement Department" approach that has worked so well for so many of you. It's absolutely disgusting that they're making people hunt for information about money they're legally owed while sitting on funds that could help people recover from the financial damage THEY caused. This community is doing more to help EDD recipients than BOA or any official agency ever has. I'll definitely update with my results and hopefully can add another success story to help others who might still be unaware they're entitled to compensation!

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Mei Lin

I'm new to this community but currently navigating a very similar situation! I was just laid off from my job as a pharmacy technician three weeks ago and I'm in the process of applying for unemployment benefits. I also receive partial disability benefits for a back injury I sustained a few years ago. Reading through this entire thread has been incredibly informative and reassuring - I had no idea there were so many different Medi-Cal programs available beyond the basic one I'm currently on. The information about income deductions, the ABD program, and especially the Working Disabled Program options gives me hope that I'll be able to maintain coverage. I'm particularly interested in what Mateo mentioned about the $20 general income deduction and the health insurance premium deductions. I currently pay about $180/month for supplemental coverage, so knowing that can be deducted from my countable income is huge! My question is: if I'm already on regular Medi-Cal and my unemployment benefits push me over the income limit, do I need to reapply for a different program or will they automatically check my eligibility for other programs like ABD? I want to make sure I don't fall through any cracks during the transition. Thank you all for creating such a supportive space to share experiences and practical advice. Planning to call my county office first thing tomorrow morning with all the great tips from this thread!

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Welcome to the community, Mei! Your situation sounds very similar to what many of us have experienced. Great question about the transition process - from what I've learned through this thread and my own experience, you typically don't need to submit a completely new application if you're already on Medi-Cal. When you report your income change (the unemployment benefits), they'll reassess your eligibility for all available programs automatically. However, it's really important to be proactive and specifically ask them to check your eligibility for the ABD program when you call, especially since you have disability benefits. Sometimes the workers don't automatically consider all programs unless you mention your specific circumstances. Make sure to bring up both your back injury/disability status AND the fact that you pay that $180/month for supplemental coverage when you call. That premium deduction could make a real difference in your countable income calculation. One tip - when you call, ask specifically: "Can you check my eligibility for the ABD Medi-Cal program and calculate my income with all allowable deductions?" This way you're being clear about what you need them to review. You're definitely on the right track being proactive about this! Let us know how your call goes tomorrow - this community is great at troubleshooting if you run into any issues.

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I'm new here but dealing with a very similar situation! I just got laid off from my job as a case manager at a mental health clinic last week and I'm really anxious about how unemployment benefits will impact my Medi-Cal coverage. This entire thread has been such a lifesaver - I had no idea there were so many different Medi-Cal programs with varying income limits! I've been on regular expanded Medi-Cal for about two years, but I'm realizing I might need to explore other options once my UI benefits start. I have a question about the application process: if I'm proactive and call my county office before my unemployment benefits even start (I just applied yesterday), will they be able to give me guidance on which programs I should prepare to apply for? Or do they need to wait until I have actual income to report? Also, I do some very part-time tutoring work on weekends (maybe 4-6 hours per week) that brings in about $200/month. After reading about the Working Disabled Programs, I'm wondering if this minimal work activity could potentially help me qualify for programs with higher income limits? Thank you all for being so generous with sharing your experiences and practical tips. It's overwhelming enough to lose your job without having to worry about healthcare coverage, but this community gives me so much hope that there are solutions out there!

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Hey Javier! I went through a similar situation about 6 months ago when I was laid off from my tech job. You'll definitely get multiple pieces of mail from EDD - the approval letter, your customer account number, and the paper certification forms (DE 2063). Mine took about 7-8 days to arrive. For certification without internet, I'd strongly recommend the phone option (telecert) over mail. I used it for almost 2 months when I moved and didn't have reliable internet set up yet. The automated system at 1-866-333-4606 is actually pretty intuitive - it asks the same basic questions as online like whether you worked, looked for work, were available for work, etc. You just press numbers to respond. The key thing is you MUST have your EDD Customer Account Number to use telecert - write it down as soon as you get that letter! Also, make sure to certify during your designated 2-week period regardless of which method you use. Phone certification processes payments just as fast as online (usually 1-2 business days), while mail can take a week or more. One tip: if you're worried about deadlines, you can call the general EDD number to confirm your certification dates once you're in the system. Better to be safe than sorry!

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Thanks Ian! This is exactly the kind of detailed info I was hoping for. It's really helpful to know the timeline for receiving all the different documents - 7-8 days sounds reasonable. I'm definitely leaning toward the phone certification option now based on everyone's feedback. Question though - when you call that general EDD number to confirm certification dates, is that the same 1-866-333-4606 number or a different one? I want to make sure I have the right contact info ready. Also, did you ever run into any issues with the automated system not recognizing your responses or anything like that?

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I'm in a very similar situation right now! Filed my claim about 2 weeks ago and still waiting for my phone interview. This thread is super helpful - I had no idea there were so many different documents they send out. Quick question for everyone: if I end up getting my interview next week, should I expect the same timeline (5-8 days) for receiving the approval letter and other paperwork? Also, has anyone tried using the EDD mobile app or does that have the same internet connectivity issues as the regular website? My phone data is more reliable than my home wifi right now, so wondering if that might be a backup option for certification if needed.

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Hey Ravi! Yes, you should expect a similar timeline - most people seem to get their approval documents within 5-10 days after their eligibility interview. Regarding the EDD mobile app, I believe it's called "EDD Mobile" and it does work for basic functions like checking claim status and certifying for benefits. Since it uses your phone's data connection, it might be more reliable than home wifi if you're having connectivity issues. Just make sure you have a strong data signal when you're certifying to avoid any interruptions. The mobile app should have all the same certification questions as the website version. Good luck with your interview next week!

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one time i certifyd late on a tuesday and it took til friday to get my money so maybe certifing on time helps it go faster? just a thought

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You're right - certification timing can affect payment speed. Sunday certifications typically process faster than mid-week ones. The EDD system runs certain batch processes on specific days, so certifying early in the window (Sunday-Monday) often results in faster payment processing.

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UPDATE: My payment just hit the Money Network card! It came through at 11:15pm tonight. So that was about 48 hours after certification. Thanks everyone for the help and reassurance. Looks like the holiday might have caused a slight delay but it's all good now!

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@Andre Laurent @Keisha Taylor @Chloe Harris @Alice Coleman @Elijah Jackson @Yara Sayegh @Ravi Malhotra @Bruno Simmons @Omar Farouk @Andre Lefebvre I m also new here and just filed my first'EDD claim a couple weeks ago! This thread has been such a lifesaver - I was literally googling EDD payment delay normal at 2am last night because "I was so stressed" about my certification timing. It s incredible how much more helpful real community experiences'are compared to the official EDD site that just says allow time for processing for everything! @Abigail Spencer thanks "so much for updating" us with the resolution - knowing it came through in 48 hours really helps set expectations. This community seems amazing and I m so glad I found it before I spent'days panicking unnecessarily!

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@Andre Laurent @Keisha Taylor @Chloe Harris @Alice Coleman @Elijah Jackson @Yara Sayegh @Ravi Malhotra @Bruno Simmons @Omar Farouk @Andre Lefebvre @Kiara Fisherman I m also pretty new to EDD and this community! Just'certified for my second time yesterday and was getting worried when I didn t see the deposit yet. This whole thread has been'so reassuring - it s amazing how much clearer everything becomes when you can'see actual real-world timelines instead of trying to decode the vague EDD website. @Abigail Spencer thanks for the update that it came through! Really helps to know 48 hours is normal, especially with holidays in the mix. This community is such a great resource for navigating all the uncertainty that comes with unemployment benefits. Looking forward to learning from everyone s experiences! '

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