Found money on my expired EDD card from 2023 - can I still access these funds?

same thing happened to my cousin!! she had like 900 bucks sitting there from 2017 claims lol... i think u can get a new card sent to you by calling Bank of America EDD customer service. dont call regular B of A, make sure its the EDD specific number

Those funds are still yours even if the card is expired. The money doesn't expire, just the physical card. You'll need to contact Bank of America EDD customer service at 1-866-692-9374 to request a replacement card. They'll verify your identity and send a new card to your address on file. If you've moved since 2000, you might need to update your address information, which could require contacting both Bank of America and EDD. Be prepared to verify your identity with both. Also worth noting that if the funds have been sitting untouched for many years, they might have been transferred to the state's unclaimed property division. You can check that at https://www.claimit.ca.gov/ as well.

I WISH YOU LUCK BUT DON'T GET YOUR HOPES UP!!! EDD and Bank of America are NOTORIOUS for making everything difficult. I had money on an expired card from just 2 years ago and they made me jump through SO MANY HOOPS to get it. First they said they couldn't verify my identity, then they said they needed verification from EDD, then EDD said I needed Bank of America to initiate the request... it was a complete nightmare circular reference!!! 🤬

I work with unemployment claims and can clarify a few things: 1. Pre-2011, EDD used paper checks, not debit cards. The Bank of America EDD cards weren't introduced until 2011. 2. If you truly had benefits in 2000, then received a card that expired in 2023, this suggests you had a more recent claim (perhaps during COVID) that you might not be remembering correctly. 3. Either way, the funds don't expire, and you can request a replacement card. Just note that cards are now issued by Money Network, not Bank of America (the switch happened in 2022). Contact EDD first to verify which claim these funds are from and then they'll direct you to the right card issuer for replacement.

If you're having trouble reaching EDD by phone (which is extremely likely), I finally had success using a service called Claimyr after wasting days trying to get through. It basically holds your place in line and calls you when an EDD agent is available. Saved me hours of frustration when I needed to sort out issues with my old claim. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km

Anyone else notice that unemployment seems to be a confusing mess no matter what decade you're dealing with it? 😂 I had claims in 2009, 2015, and 2021, and each time the system was completely different but equally frustrating!

UPDATE: I called EDD this morning and finally got through after about an hour on hold. Turns out I did have a more recent claim in 2019 (completely forgot about a brief layoff) and that's what the card was from. They transferred me to Money Network who is sending me a replacement card! Should arrive in 7-10 business days. Thanks everyone for your help figuring this out!

That's awesome that you got it resolved so quickly! I'm dealing with a similar situation - found an old EDD card from 2020 that I thought was empty. Your post inspired me to call and check the balance. Turns out there's about $300 still on there! I'm going to follow the same steps you did. Thanks for sharing your experience and the update - it gives me hope that this won't be as complicated as I feared.

This is such a helpful thread! I've been wondering about an old EDD card I have sitting in a drawer from around 2018. I assumed it was empty but now I'm definitely going to call and check. It's encouraging to see that people are actually able to get their money back even years later. Quick question for anyone who's been through this - when you call to check the balance, do you need any specific information beyond just the card number? I'm worried I might not remember all the details from that long ago.

This thread is so helpful! I had no idea that EDD funds don't expire even when the card does. I've been holding onto an old card from 2019 thinking the money was probably gone by now. After reading all these success stories, I'm definitely going to call and check my balance tomorrow. It's amazing how many people seem to have forgotten money sitting on these cards - makes me wonder if this is more common than we think. Thanks for sharing your experience and the update, Keisha! Really gives me confidence that this process isn't as scary as it seems.

This whole thread has been such an eye-opener! I had no idea so many people have leftover funds on old EDD cards. Reading through everyone's experiences, it seems like the key takeaways are: 1) The money doesn't expire even if the card does, 2) You need to figure out which card issuer to contact (Bank of America vs Money Network depending on when your card was issued), and 3) Have your ID ready for verification. I'm definitely going to dig through my old paperwork tonight to see if I have any forgotten EDD cards laying around. Thanks to everyone who shared their stories - this could literally help people recover hundreds or thousands of dollars they didn't even know they had!

Wow, this thread has been incredibly informative! I'm new to this community and just stumbled across this post - I had no idea that old EDD funds could still be recoverable after cards expire. Reading through everyone's experiences gives me hope because I think I might have an old card from around 2020 that I completely forgot about. I was laid off briefly during the pandemic and received benefits, but honestly that whole period is kind of a blur. I'm pretty sure I have the card somewhere in my desk drawer but assumed any leftover money would be long gone by now. It's encouraging to see so many success stories here! I'm definitely going to search for that card tonight and call to check the balance tomorrow. Thanks to Keisha for starting this thread and to everyone who shared their experiences - this could be a game changer for people like me who had no idea this was even possible!

I'm new to this community and this thread has been absolutely fascinating to read through! As someone who's had to deal with unemployment benefits a few times over the years, I had no idea that funds could still be accessible on expired cards. The amount of helpful information and success stories shared here is incredible. It really shows the value of communities like this where people can share their experiences and help each other navigate these confusing systems. I'm definitely going to check if I have any old cards tucked away somewhere - reading through everyone's experiences has made me realize I might have overlooked money that's rightfully mine. Thanks to everyone who contributed their knowledge and experiences to help others!

I'm new to this community and this thread has been incredibly helpful! I had no idea that funds on expired EDD cards could still be recovered. I think I might have an old card from 2021 somewhere in my files - I remember getting unemployment during a brief period between jobs but honestly forgot all about it once I got back to work. Reading through everyone's success stories is really encouraging, especially seeing that the process seems more straightforward than I would have expected. I'm definitely going to search for that card this weekend and give them a call if I find it. Thanks to everyone who shared their experiences - this could literally help so many people recover money they didn't even know they still had access to!

I'm new to this community and just wanted to say how incredibly helpful this entire thread has been! I had no idea that old EDD funds could still be recovered from expired cards. Reading through everyone's experiences has been so enlightening - it seems like this is a much more common situation than any of us realized. I'm pretty sure I have an old card from around 2019 or 2020 that I completely forgot about after getting back to work. Seeing all these success stories gives me hope that it might actually be worth digging through my old paperwork to find it. The step-by-step advice people have shared here about calling EDD first to verify the claim, then contacting the right card issuer, is exactly what I needed to know. Thanks to everyone who took the time to share their experiences - communities like this are so valuable for helping people navigate these confusing systems!