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I'm 56 and dealing with a very similar situation right now! Just got laid off from my administrative role at a dental office 3 weeks ago and have been receiving a pension from my previous 14-year career in manufacturing. Like so many others here, I was absolutely panicked about whether my pension would disqualify me from unemployment benefits or reduce them significantly. Reading through this entire thread has been such a game-changer for my stress levels! The consistent message from everyone's real experiences is crystal clear: since my pension is from a completely different employer than the dental office that laid me off, it shouldn't affect my UI benefits at all. I've been hesitating to file my claim because I kept finding contradictory information online, but seeing so many people successfully navigate this exact situation has given me the confidence to stop overthinking and just file honestly. The tip about calling EDD early in the morning and being completely transparent about reporting pension income during certifications is invaluable. Holly, thank you for starting this thread - it's helped so many of us who are dealing with the same scary situation. To everyone who shared their experiences: you've created such a supportive community for those of us navigating unemployment at this stage of our careers. I'm filing my claim this week and feeling much more optimistic about the whole process!
Taylor, I'm so glad you found this thread helpful! I'm also new to this community and have been amazed by how supportive everyone has been. Your manufacturing pension/dental office layoff situation sounds exactly like what so many others here have successfully navigated. The consistent experiences shared really do make it clear that different employer pensions don't affect UI benefits. I love how you put it - "stop overthinking and just file honestly" - that's exactly the mindset I needed to adopt too. It's incredible how this one thread has helped so many of us move from panic to confidence. Wishing you the best with filing your claim this week - you've definitely got this based on everything we've learned here!
I'm 61 and just discovered this incredibly helpful thread while researching my own situation! Got laid off from my bookkeeping job at a small business last Friday and have been receiving a pension from my previous 18-year career with the county. I was absolutely terrified that the pension would completely disqualify me from unemployment benefits, but reading through everyone's experiences has given me such hope and clarity! It's amazing to see so many people who have successfully navigated this exact same situation. The message is so consistent: as long as your pension is from a DIFFERENT employer than the one that laid you off, you should be fine for full UI benefits. Since my pension is from the county and I was laid off from a private small business, it sounds like I'm in the same boat as everyone else here who had positive outcomes. I've been putting off filing my claim all weekend because I was so confused and scared by conflicting information I found online, but this thread has convinced me to just be honest and file tomorrow. The practical tips about early morning calls to EDD, keeping detailed documentation, and being completely transparent during certifications are exactly what I needed to hear. Holly, thank you so much for asking this question - you've helped create such an invaluable resource for all of us dealing with this stressful situation at our age. To everyone who shared their real experiences: you've transformed my anxiety into confidence that I can handle this process. This community is truly amazing!
I know everyone's saying you'll lose your balance, but I actually managed to get an extension last year through a special program when my regular UI ran out. You might want to specifically ask about extensions when you talk to EDD. Different rules apply in different situations.
That's a different situation. Extensions are for when you exhaust your claim balance BEFORE your benefit year ends. The poster is asking about having money left when the benefit year expires, which is different. Extensions aren't available in that scenario - a new claim must be filed after the benefit year ends regardless of remaining balance.
I went through this exact situation a few months ago and it's really frustrating! Lost about $2,200 when my benefit year ended. One thing I wish I had known - make sure you have all your wage documentation ready before you file the new claim. Since you mentioned doing gig work, gather all your 1099s, bank statements showing deposits, and any other proof of earnings. EDD can be really picky about gig work documentation and having everything organized upfront will save you headaches later. Also, if you do qualify for a new claim but the weekly amount is much lower than your current one, don't panic - sometimes there are calculation errors that can be fixed if you can prove higher earnings.
This is really good advice about having documentation ready! I never thought about organizing bank statements for gig work deposits. Do you know if screenshots from apps like DoorDash or Uber showing earnings would count as valid documentation, or do they prefer official statements? I'm worried about what counts as "proof" since most of my gig work has been through apps.
Just wanted to add my experience - I was in the exact same situation last year. I certified for the weeks before starting my new job, then continued certifying for about 3 more periods reporting my full wages. Each time I got $0 in benefits (since my new salary exceeded the weekly benefit amount), but it created the proper record with EDD that I was employed. After those few certifications showing consistent full-time work, I stopped certifying and never had any issues. The key is making sure EDD knows you're working through the certification process, not just disappearing. Good luck with the new job!
Thanks for sharing your experience! That's really helpful to hear from someone who actually went through this process. It's reassuring to know that following the proper steps (certifying for a few periods after starting work) worked out fine for you. The fact that you got $0 benefits but still created the paper trail is exactly what I was wondering about. Definitely makes me feel more confident about doing this the right way instead of just stopping abruptly.
Great question and congrats on the new job! I went through this exact situation a few months ago. Here's what worked for me: I certified for all the weeks I was eligible for BEFORE starting work (you've earned those benefits), then I continued certifying for about 2-3 more periods after starting my new job, reporting my full wages each time. Even though I got $0 benefits once I started working, it created the proper documentation that I had returned to work. This way EDD has a clear record of your employment transition and you won't risk any overpayment issues later. Whatever you do, don't just stop certifying without reporting your new job - that can trigger fraud flags. The certification system is designed to handle this transition smoothly when you report your earnings properly.
This is exactly the advice I needed to hear! I was getting worried about the "right" way to handle this transition, but your step-by-step experience really clarifies things. It makes total sense to keep certifying for a few periods after starting work even if you get $0 - better to have that clear paper trail than risk EDD thinking you just vanished. I'm definitely going to follow this approach. Did you have to do anything special when you finally stopped certifying, or did you just stop after those 2-3 periods of showing consistent work income?
I just went through this exact situation two months ago with an online Excel course while collecting unemployment after being laid off from my accounting coordinator position. I was absolutely terrified about the certification question, but I'm so glad I answered honestly! Here's what happened: I answered "Yes" and my payments went to pending for about 8 days. Then I got the eligibility interview call - the EDD representative was actually really supportive and said they appreciate when claimants are proactively improving their job skills. She asked three main questions: 1) How many hours per week (I said 5-6 hours), 2) Could I start work immediately if offered (yes, absolutely), and 3) How does this relate to my job search goals. I had prepared by saving screenshots of accounting job postings that specifically mentioned "proficient in Excel" or "advanced Excel skills required" - there were SO many! The interview took maybe 7 minutes and she approved me on the spot. All my pending payments came through within 24 hours. The Excel skills have genuinely helped me in interviews since then - I can confidently talk about pivot tables, VLOOKUP, and data analysis now. Carmen, your situation sounds identical to mine. Answer truthfully, prepare examples of accounting jobs requiring Excel, and emphasize that it's a flexible online course that won't interfere with work availability. The temporary stress is absolutely worth avoiding fraud issues, and you're making a smart career investment that EDD actually views positively!
I'm dealing with this exact same situation right now! I just started week 2 of an online QuickBooks course while on unemployment and I've been losing sleep over whether to answer "Yes" to the certification question. Reading everyone's experiences here has been incredibly reassuring - it's clear that honesty is definitely the way to go, even though the pending payment period is stressful. What really stands out to me is how consistently positive the EDD interviews have been when people are prepared and can clearly explain the connection between their training and job search goals. I love all the advice about documenting job postings that require these skills - I've already found dozens of bookkeeping positions that specifically mention QuickBooks proficiency as required. Carmen, your Excel course for accounting work is such a smart move! Based on everything I've read here, I'm going to answer "Yes" on my next certification and prepare talking points about how QuickBooks skills directly support my bookkeeping career goals. The temporary inconvenience of an eligibility interview is nothing compared to the risk of fraud penalties, and it sounds like EDD genuinely appreciates when people are upskilling strategically. Thanks everyone for sharing your experiences - this thread has been a lifesaver!
I'm so glad this thread has been helpful for you too! Your QuickBooks course sounds like an excellent strategic move - those skills are in such high demand for bookkeeping positions. It's amazing how many people are going through similar situations right now, and seeing all these positive outcomes when people answer honestly really reinforces that we're all making the right choice. I love that you're already finding dozens of positions that specifically mention QuickBooks proficiency - that's going to be such strong evidence for your eligibility interview if you get called. The consistency of everyone's positive experiences with EDD representatives who appreciate strategic upskilling has completely changed my perspective on this whole process. I was initially viewing it as something that might work against me, but now I see it as an opportunity to demonstrate that I'm being proactive about improving my employability. Good luck with your QuickBooks course and the certification process - it sounds like you're well-prepared to handle whatever comes next!
Ravi Sharma
lol good luck. EDD is where dreams go to die 💀
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Freya Thomsen
•fr fr 😂 but we gotta keep trying tho
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Carmen Ortiz
Just wanted to add that if you're more comfortable reading in Spanish, the EDD website also has a Spanish version (edd.ca.gov/es). You can navigate through most of the initial application process online in Spanish, which might help you prepare better before you call. Also, don't be discouraged if your English isn't perfect - the reps are used to helping people with different language levels and they're generally pretty patient. You got this! 💪
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TechNinja
•This is really good advice! I didn't know about the Spanish website. Having everything in Spanish first will definitely help me feel more prepared when I do call. Thanks for the encouragement too - I was feeling pretty nervous about the whole process but this makes me feel more confident 😊
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